דרושים Wealth Support Specialist Ii - Miami ב-Truist ב-United States, Miami

Regular or Temporary:

English (Required)

Regular or Temporary:

English (Required)

Essential Duties and Responsibilities

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Manage/mitigate credit risk of ABL portfolio transactions.
2. Complete on-time, accurate, well-articulated amendment memos, trend cards, and problem loan reports; maintain risk ratings and financial spread; maintain credit files, manage collateral diligence including review and analysis of field exams and appraisals and maintain regulatory requirements.
3. Understand and adhere to various Truist policies, processes, procedures and regulatory requirements.
4. Restructure and manage problem loans with input from risk partners.
5. Manage ABL credit, operational and market risk within pre-approved risk tolerance levels.
6. Work with originations, structuring, legal, compliance and risk partners to align strategic objectives, share market knowledge, and facilitate seamless execution.
7. Work closely with and develop junior talent.
8. Demonstrate Truist culture and values.

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. BA/BS degree
2. 7-11 years of related work experience
3. Strong technical skills, (including financial analysis, modeling,)
4. Demonstrated analytical skills – ability to distill complex data into concise and relevant issues.
5. Strong interpersonal skills which foster teamwork, trust and accountability
6. Demonstrated ability to collaborate across functional areas to facilitate execution

Preferred Qualifications:

1. MBA degree, with a Finance focus
2. Diversified product structuring/underwriting/portfolio management experience

Regular or Temporary:

English (Required)

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
1. Provide a distinctive client experience to ensure a consistent service level by engaging clients with smiling, facilitating courteous conversation, conducting both complex and standardized transactions while uncovering needs. Performs more complex transactions with assistance as necessary.
2. Educate clients on digital, self-service solutions including ATMs, Online and Mobile banking to make banking easier and enhance their service experience.4. Understand the importance of Integrated Relationship Management (IRM) to ensure we seamlessly deliver Truist expertise and solutions for our clients’ unique needs.6. Commit to advancing individual and product knowledge to better serve consumer and business clients by attending sales, service and product knowledge meetings and all applicable training classes and web-based learning.
7. Adhere to internal controls, operational procedures and risk management policies. Stays informed of all changes in policies and procedures to ensure compliance with current guidelines.
8. Serve as secondary contact for new account openings and problem resolution, offering applicable products and services to clients and prospects. Handles proportionate volume of work based on branch demands.QUALIFICATIONS
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. High school diploma or equivalent education
2. Two years of teller or cash handling or client service experience
3. Six months of client relationship building or sales experience
4. Excellent interpersonal and communication skills, including a desire to interact with clients and prospects
5. Ability to master personal computer (PC) keyboard and software skills necessary for branch automation
6. Ability to multi-task under time constraints
7. Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
8. Ability to travel to accommodate temporary staffing needs as required to include temporary assignment or locale changes
9. Ability to work weekends and/or extended hours with occasional travel and overnights may be includedPreferred Qualifications:

1. One year of client relationship building or sales experience
2. Knowledge of advanced or complex branch transactions, risk management and loss prevention
3. Experience with sourcing and prospecting for new clients and client relationship building
4. General understanding of bank operations, policies and procedures

Regular or Temporary:

English (Required)

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Supports and assists senior Construction Specialists in construction administration on low to moderate complexity activities such as insurance review, third party vendor engagements, loan setup, system reconciliations and maintenance.

2. May have account responsibility for an assigned portfolio of small commercial construction loans as well as builder lines. This position will require oversight and assistance from a Construction Loan Specialist with independent authority. May include duties for construction facilities across multiple lines of business.

3. May include direct contact with customers, relationship mangers, credit officers, contractors, inspectors, REVAL officers and legal counsel.

4. Training focused on the review of internal or construction-specific project and/or draw documents for compliance to Policy, Procedure, and any existing approval requirements.

5. Training focused on review of construction budgets provided by the customer, General Contractor, and others to ensure they are complete, accurate, and meet bank standards.

6. Performs other duties as assigned.

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. High school graduate and/or higher level credits in Business and Accounting or equivalent education and related training.

2. Strong Microsoft Excel, Word and Outlook skills.

3. Comprehensive analytical and mathematical skills with a basic understanding of accounting.

4. Ability to deal with clients, both internal and external, tactfully and professionally.

Preferred Qualifications:

1. AS or BA degree in a related field.

2. Related banking and/or construction office support experience.

3. Knowledge of construction documentation or budgets.

Regular or Temporary:

English (Required)

Regular or Temporary:

English (Required)

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.2. Fosters relationships with bankers and product partners to collaborate on opportunities and engage in strategic client planning.
3. Independently manages a portfolio of clients with TS needs, requiring general knowledge of banking and TS products and services as well as working capital concepts
4. Participates in the development of detailed relationship plans for clients/prospects within assigned client group to identify key retention and new client acquisition opportunities
5. Responsible for providing client working capital services and solutions, including receivables, payables, information reporting and liquidity solutions
6. Adheres and follows all applicable policies and procedures. Proactively escalates issues and risks to leadership's attention
7. Ability to consult with a client through various methods of communication in an effective manner (ex. In person, email, voicemail, Virtual Meeting, etc.).
8. Responsible for accurate reporting of sales efforts, sales effort progression and sales revenue

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
1. Bachelor's degree or an equivalent combination of education and related work experience
2. 5 years of sales experience of financial or treasury products and/or services
3. Maintains deep understanding of bank's Working Capital solutions
4. Must have or obtain Certified Treasury Professional (CTP) within 12 months of entering position

1. 7+ years of sales experience of financial or treasury products and/or services
2. CFA Designation
3. Maintains up to date knowledge of Treasury Trends & Best Practices
4. Expected to be subject area experts in one (or more) specific skill sets, business areas or products

Regular or Temporary:

English (Required)

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. As the primary point of contact, integration and responsibility for IWM clients, WA's sell, deliver and provide ongoing service for a broad range of fee income and retail banking products and services appropriate to our affluent NRA clients. WA's should deliver a level of personalized, attentive advisory service that clients deem outstanding.

2. The role requires significant relationship management, business development, presentation and sales skills that establish the IWM WA 2 as a trusted, client-focused, financial advisor with capabilities to serve affluent clients, including upper-tier affluent clients ($5MM+). Generates =$1.5MM and <$3MM in annualized book revenues.

3. Responsible for new client acquisition and the growth, enhancement and retention of their existing book of business. Seek to grow AUM, Deposits & Loan portfolios through outside & internal referrals.

4. Provides integrated delivery of a broad range of retail products and services including financial planning, asset management, personal trust and estate planning, insurance and risk management services, consumer/commercial credit, residential mortgage solutions, CRE, and general personal & business banking services.

5. Establish and update periodically your understanding of client financial needs and conditions based upon sound profiling and personal financial planning analysis. Actively monitor directly assigned investment accounts for adherence to investment and asset allocation objectives and policies. .

7. Keep abreast of changing global geopolitical, legal, financial planning, investment trends and general market and business issues affecting wealthy International clients. Serve as a personal financial planning/advisory resource for clients, their attorney's and CPA's

8. Provide mentoring to less experienced Wealth Management staff in support of establishing an extraordinarily high level of professionalism, client service and responsiveness.

9. Work within the existing audit, compliance and regulatory framework in order to ensure a high quality, compliant portfolio of client relationships and IWM internal reporting requirements.

10. Participate in the ongoing implementation and development of the IWM platform.

11. Satisfy all regulatory license requirements. The list includes Firm Element CE, AML Training, the Annual Compliance Questionnaire, and any additional product and/or license specific training requirements.

QUALIFICATIONS

Required Qualifications:

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. Bachelor's Degree, preferably with concentrations in personal financial planning, investment management, business administration, accounting, finance or banking or equivalent education and related training

2. Minimum of 5 or more years of progressively more responsible International banking, investment and personal financial planning/advisory related experience with experience in affluent client relationship management and business development with complex and significant client cases.

3. FINRA: 7 & 63, 65 or 66 and 215 Health Variable & Life insurance license.

4. Strong oral, written and presentation skills. Well organized, flexible and able to prioritize tasks. Proficiency using Word, Excel and PowerPoint skills.

5. International Travel is required.

6. Spoken and written fluency in one or more languages other than English is required depending on markets served.

7. A sound working knowledge of a broad range of personal financial planning/advisory and investment management/asset allocation concepts and understanding of retail credit and traditional retail bank products for the affluent market

8. Establish and maintain mutually beneficial business relationships with centers of influence such as internal regional partners (i.e. BSO's, Corporate Bankers, local advisory board members, etc.), and external partners such as CPA's, attorney's, civic associations and other individuals and organizations that will enhance your business development efforts.

9. Keep abreast of changing economic, legal, financial planning, investment trends and general market and business issues affecting affluent clients. Serve as a personal financial planning/advisory resource for clients, their attorney's and CPA's.

10. Work within the existing audit, compliance and regulatory framework in order to ensure a high quality, compliant portfolio of client relationships.

11. Provide mentoring to less experienced Wealth Management staff in support of establishing an extraordinarily high level of professionalism, client service and responsiveness.

Preferred Qualifications:

1. Master's degree in Finance, accounting or International Business.

2. CFP, CFA, CIMA, CTFA