דרושים Senior Private Banker - Business Owner ב-Td Bank ב-Canada, Vancouver

Continually deliver exceptional customer service at every interaction and execute on plans to continuously improve the customer experience
• Lead all aspects of relationship management for an assigned portfolio
• Act as a trusted advisor expected to meet the needs of customers by providing creative products/solutions Actively use sales platforms to build a robust understanding of our customers/target needs, industries, and markets
• Understand customer's operating environment, structure unique financing, cash management and overall business needs to add value to the customer
• Possess and constantly build deep expert knowledge of the market, customers, and broader economic factors
• Identify and respond to changes in the business environment and establishing action plans to address customer issues and priorities
• Identify customer/prospect referral opportunities to internal Bank partners that meet customer needs
• Enhance business networking events
• Build new relationships and deepen existing customer relationships by consistently following the commercial sales methodology
• Promote and offer full suite of products, sales, services and banking capabilities
• Meet or exceed business targets
• Assess credit requests to determine risk and make appropriate recommendations for structuring credit deals
• Contribute to credit applications with a high quality of risk assessment, credit structure, due diligence, and credit presentation
• Oversee the management of accounts to ensure they are appropriately monitored and remain within guidelines and assigned limits. Renew credits in a timely manner, meeting targets for expired credits.
• Understand the market and the industries within the portfolio to ensure value added service is provided to clients while mitigating risk to the Bank
• Actively refer to other business partners both within Business Banking and across TDBG and respond effectively to reciprocal referrals
• Protect the interests of the organization identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
• Ensure compliance with regulatory and operational risk requirements
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Assume responsibility to minimize operational and regulatory risk by complying with Bank and industry Code of Conduct
• Develop a productive relationship with external partners as means to identify new business opportunities
• Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit
• Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques
• Participate in personal performance management and development activities, including cross training within own team
• Keep others informed and up-to-date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Provide mentorship by sharing knowledge and experiences and leveraging best practices
• Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships.
• Contribute to a fair, positive and equitable environment that supports a diverse workforce
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally
• Top level expert primarily accountable for origination of new customer business and relationship management for Commercial Large Business and Junior Corporate segments
• Manages a portfolio in line with the business sales model characterized by high complexity and credit requirements
• Interpret and analyze customer financial statements with deep level credit acumen
• Identifies referral opportunities across business lines and segments
• Anticipates emerging customer trends as a basis for recommending products and services and expanding the business
• Solves most complex problems with broad impact on the business segment and financials
• Possesses a highly sophisticated understanding of customer needs and competitor offerings that contribute to the direction of the business
• Works autonomously as the 'lead' and coaches and guides members within area of expertise
• Executes and may support others in complex account management processes structures sophisticated solutions and advice
• Compiles and interprets market intelligence to assist senior management with strategic direction for the business unit
• Communicates complex ideas, anticipates potential objections and persuades customers; negotiates significant terms
• Generally reports to the Unit Leader
EXPERIENCE & EDUCATION:Undergraduate/Graduatedegree and/or 10+years of relevant experience

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Reporting to the Senior Tax Manager (people manager), with operational oversight by a Tax Manager (client relationship manager), the Senior Tax Analyst is primarily responsible for the preparation of complex T1 (Personal), T2 (Corporate), T1D (Terminal) and T3 (Estate & Trust) returns. The position also entails assisting the Tax Manager in the relationship management of the assigned client files, including detail reviewing returns prepared by Tax Analysts, as requested.

Hybrid Scheduled Role:

Colleagues will split their work week between our TD Tower, Pacific Centre office location in Vancouver (4 days onsite) and home office based on one (1) pre-scheduled day during a standard 37.5-hour work week. In addition, this role requires excess hours, during the very fast paced Trust and Personal Tax Filing Season in March and April.

Specific accountabilities include:

• Preparing complex personal, terminal (i.e., date of death), trust/estate, special tax elections and corporate income tax returns for assigned clients in a timely and accurate manner, including correspondence and fee invoices associated with the client file.

• Performing the detailed review of non-complex personal (T1) and trust (T3) tax returns, during busy season, prepared by tax season contractors.

• Setting up new client tax prep, saving all working papers online in the client database.

• Reviewing client's tax history and prior years returns prepared externally for errors and omissions.

• Analyzing Canada Revenue Agency (CRA) online history for all new tax clients and following up with tax manager on any outstanding tax returns.

• Updating various tax return control lists and fee calculation sheets, in accordance with internal policies and procedures.

• Actioning CRA queries by preparing memos in response and submitting supporting documents.

• Responding to CRA pre and post assessment reviews in a timely manner.

• Calculating tax reserves, reviewing quarterly instalments, arranging for client tax payments ensuring all taxes paid are accurate and on time.

• Requesting tax clearance certificates for estates, trusts, corporations, and GST accounts.

• Assisting Tax Manager with relationship management of assigned client files and/or special projects.

• Contacting client or internal partner for missing information required.

• Staying abreast of tax developments and tax planning on assigned files.

• Maintaining a good working relationship with all internal partners and clients for assigned files.

• Executing administrative duties in the absence of the Tax Analyst.

Education/Accreditations:

• Accounting designation (CPA, CA, CMA, CGA).

• Enrollment in STEP and working towards completing (TEP) designation.

• CICA In-Depth Course, an asset.

Qualifications/Skills/Experience:

• FRENCH & ENGLISH FLUENCY REQUIRED : Candidate must be fully proficient in speaking and writing in French and English in a professional setting.

• 3+ years of recent experience in a professional tax services environment (i.e., tax services company, trust company or public accounting firm) preparing and reviewing trust (T3) and personal (T1) income tax returns.

• Experience in tax accounting and preparing corporate (T2) income tax returns for investment holding companies, terminal, and estate tax returns, would be an asset.

• Proficient with CCH Taxprep software, CaseWare and CRA Represent a client system.

• Strong computer skills, experience with MS Office and Adobe Professional.

• Effective time management, organizational, and communication skills (oral and written).

TD Total Rewards:

• Base Salary + Employee Incentive Plan (performance bonus).

• Special Project Pay (SPP) for hours worked in excess of 37.5 hours/week, at 1.5x hourly effective rate, during the pre-defined busy season for the PT tax business. The pre-defined busy season period is reviewed annually and communicated to all qualifying tax employees prior tocommencement.

• Benefits coverage (dental, medical, vision, mental health, registered massage therapy, life insurance).

• TD Pension Plan.

• TD Stock Employee Ownership Plan.

• TD Employee Future Builder; a voluntary savings plan.

• Employee product discounts (employee rates on mortgages, personal loans, credit cards, insurance, fitness and no-fee banking)

• Training and development, including fully funded CPA and TEPMembership/Accreditationrenewals, along with applicable courses to obtain and retain both designations.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Reporting to the Senior Tax Manager (people manager), with operational oversight by a Tax Manager (client relationship manager), the Senior Tax Analyst is primarily responsible for the preparation of complex T1 (Personal), T2 (Corporate), T1D (Terminal) and T3 (Estate & Trust) returns. The position also entails assisting the Tax Manager in the relationship management of the assigned client files, including detail reviewing returns prepared by Tax Analysts, as requested.

Hybrid Scheduled Role:

Colleagues will split their work week between our TD Tower, Pacific Centre office location in Vancouver (4 days onsite) and home office based on one (1) pre-scheduled day during a standard 37.5-hour work week. In addition, this role requires excess hours, during the very fast paced Trust and Personal Tax Filing Season in March and April.

Specific accountabilities include:

• Preparing complex personal, terminal (i.e., date of death), trust/estate, special tax elections and corporate income tax returns (i.e., T2, T4, T5, GST) for assigned clients in a timely and accurate manner, including correspondence and fee invoices associated with the client file.

• Performing the detailed review of non-complex personal (T1) and trust (T3) tax returns, during busy season, prepared by tax season contractors.

• Setting up new client tax prep, saving all working papers online in the client database.

• Reviewing client's tax history and prior years returns prepared externally for errors and omissions.

• Analyzing Canada Revenue Agency (CRA) online history for all new tax clients and following up with tax manager on any outstanding tax returns.

• Updating various tax return control lists and fee calculation sheets, in accordance with internal policies and procedures.

• Actioning CRA queries by preparing memos in response and submitting supporting documents.

• Responding to CRA pre and post assessment reviews in a timely manner.

• Calculating tax reserves, reviewing quarterly instalments, arranging for client tax payments ensuring all taxes paid are accurate and on time.

• Requesting tax clearance certificates for estates, trusts, corporations, and GST accounts.

• Assisting Tax Manager with relationship management of assigned client files and/or special projects.

• Contacting client or internal partner for missing information required.

• Staying abreast of tax developments and tax planning on assigned files.

• Maintaining a good working relationship with all internal partners and clients for assigned files.

• Executing administrative duties in the absence of the Tax Analyst.

Education/Accreditations:

• Accounting designation (CPA, CA, CMA, CGA).

• Enrollment in STEP and working towards completing (TEP) designation.

• CICA In-Depth Course, an asset.

Qualifications/Skills/Experience:

• 3+ years of recent experience in a professional tax services environment (i.e., tax services company, trust company or public accounting firm) preparing and reviewing trust (T3) and personal (T1) income tax returns.

• Experience in tax accounting and preparing corporate (T2) income tax returns for investment holding companies, terminal, and estate tax returns, would be an asset.

• Proficient with CCH Taxprep software, CaseWare and CRA Represent a client system.

• Strong computer skills, experience with MS Office and Adobe Professional.

• Effective time management, organizational, and communication skills (oral and written).

TD Total Rewards:

• Base Salary + Employee Incentive Plan (performance bonus).

• Special Project Pay (SPP) for hours worked in excess of 37.5 hours/week, at 1.5x hourly effective rate, during the pre-defined busy season for the PT tax business. The pre-defined busy season period is reviewed annually and communicated to all qualifying tax employees prior tocommencement.

• Benefits coverage (dental, medical, vision, mental health, registered massage therapy, life insurance).

• TD Pension Plan.

• TD Stock Employee Ownership Plan.

• TD Employee Future Builder; a voluntary savings plan.

• Employee product discounts (employee rates on mortgages, personal loans, credit cards, insurance, fitness and no-fee banking)

• Training and development, including fully funded CPAMembership/Accreditationrenewals, along with applicable STEP courses to obtain TEP designation.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

Department Overview:

Job Description:

Are you known for forming long-lasting relations with your clients? Do you quantify continuous referrals from satisfied clients as a key measure of success? If so, then get on board for the position of
Account Manager, Small Business. In this role, you will deliver a legendary customer experience, drive profitable business growth, and achieve target results. In addition, you will:

• Build, maintain and expand existing customer relationships within the community while networking with local business leaders to establish strong centers of influence that will contribute to business development opportunities.
• Build relationships with small business customers by understanding their needs and finding opportunities that enable them to provide customized information and advice the best suited for the customer.
• Liaise with Internal Branch Banking network, Commercial Banking Centers, and Wealth partners to enable them in providing holistic advice and resources to support our customers.
• Keep current on emerging trends and grow knowledge of the business, and related tools and techniques; participate in knowledge transfer within the team and business unit.
• Participate fully as a member of the team, support a positive work environment that promotes quality, innovation and teamwork and ensure timely communication of issues

Job Requirements:

• University degree and/ or relevant entry level work experience; Accounting/ Finance coursework is an asset but can also be gained through experience.
• Ability to cultivate long-term client relationships and acquire new clients.
• Excellent business development and prospecting skills to build valuable centers of influence within the local business community and retail branches.
• A dynamic professional with a positive attitude and strong communications, time management, and organizational skills.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

DepartmentOverview:

Job Description:

Reporting to the National Leader, Tax Services, the Tax Manager is responsible for the ongoing tax relationship management of an assigned group of corporate, personal, trust and estate tax clients, which includes ensuring that the tax returns are filed in an effective and timely manner.

The Tax Manager works closely with advisors and their clients, to identify appropriate tax planning opportunities, along with supporting external advisors throughout the implementation process carried out. The Tax Manager provides day-to-day direction and oversight to full-time analyst staff (CPAs and CPA Students).

Hybrid Scheduled Role:

Tax Managers split their work week between our TD Tower, Pacific Centre office location in Vancouver(4 days a week)and home office based on pre-scheduled days during astandard 37.5-hourwork week. In addition, this role requires significant excess hours, during the very fast paced Trust and Personal Tax Filing Season (March & April). We offer a flexible work environment outside of tax season.

Specific accountabilities include:

• Detailed review of date of death, estate, trust, personal income tax returns for assigned clients in a timely and accurate manner.

• Preparation or review of investment holding company returns, including the accounting and GIFI Financial Statements.

• Preparation of complex tax returns, as required, for senior tax management team.

• Client relationship management of assigned client files.

• Obtaining CRA Online access for private business interests held in Private Trust fiduciary accounts and performing duties as a delegated authority (Level 3) and/or signing officer of corporation.

• Operational oversight of a Senior Tax Analyst (CPA) and Analyst (CPA Student), as assigned.

• Providing second-level review of returns prepared by Analysts.

• Managing the risks associated with private businesses held in estates and trusts.

• Analyzing estate/trust-held private business financial results, including recommending and/or implementing any annual shareholder tax planning required.

• Handling the day-to-day tax administration and management of private businesses and holding companies in accordance with policies and procedures.

• Attend shareholders and directors' meetings.

• Reviewing corporate minutes, dividend payment analysis and providing recommendations.

• Analyzing pros and cons of winding company up compared to distributing shares or property to beneficiaries, including understanding of pipeline and hybrid scenarios.

• Assisting and liaising with external tax and legal advisors, with corporate tax planning, reorganizations, amalgamations, and wind-ups.

• Identifying need for business valuations and reviewing valuations prepared by external firms.

• Reviewing tax assessments and reassessments and making appeal/non-appeal recommendations to Senior Tax Manager.

• Preparing or reviewing tax risk analysis on estate distributions for sign off by Senior Tax Manager.

• Staying abreast of tax developments and conducting initial research on client tax matters.

• Maintaining a good working relationship with our TD Wealth partners for assigned client files.

Education/Accreditations:

• Accounting designation (CPA, CA, CMA, CGA).

• Enrollment in or completion of Trust & Estate Practitioner Designation (TEP).

• CICA In-Depth Course (Part 1, 2 & 3)

Qualifications/Skills/Experience:

• 5+ years as a professional accountant.

• Recent experience, in a relationship management role in a medium to large sized accounting firm or Trust Company.

• Experience reviewing personal, trust, estate, and investment holding company tax returns.

• Thorough understanding of personal and trust tax compliance requirements.

• Knowledge of personal and trust tax law.

• Excellent client management skills.

• Effective time management, organizational, and communication skills.

• A general understanding of cross-border US income and estate tax matters.

• Fluency in English and French, preferred.

TD Total Rewards:

• Base Salary + Employee Incentive Plan (performance bonus).

• Special Project Pay (SPP) for hours worked more than 37.5 hours/week, at 1.5x hourly effective rate, during the pre-defined busy season for the PT tax business. The pre-defined busy season period is reviewed annually and communicated to all qualifying tax employees prior tocommencement.

• Benefits coverage (dental, medical, vision, mental health, registered massage therapy, life insurance).

• TD Pension Plan.

• TD Stock Employee Ownership Plan.

• TD Employee Future Builder; a voluntary savings plan.

• Employee product discounts (employee rates on mortgages, personal loans, credit cards, insurance, fitness, and no-fee banking)

• Training and development, including fully funded CPA Membership and Trust & Estate Practitioner (TEP) designation, along with accreditation renewals.

• Annual STEP conference for TEPs, including travel to, if necessary.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

In this role, you are expected to:

• Play a key role in advising customers of high-level financial solutions from a range of available investment and credit banking solutions
• By asking thoughtful financial questions, engage with customers and create positive experiences to retain and deepen relationships
• Increase customer financial confidence by providing personalized financial advice, answering customer questions, and addressing their concerns; raising matters as appropriate to team members or partners while maintaining confidentiality and accuracy
• Act as a point of contact for the frontline staff in handling customer problems
• Maintain professional space in common areas as per marketing and regulatory guidelines
• Work closely with existing and prospective customers to provide financial reviews, discuss portfolio updates and suggest additional personalized solutions based on their financial goals
• Stay knowledgeable about emerging issues, evolving regulations and industry codes of conduct as well as participate in process improvement opportunities to protect the interests of the organization
• Strive to achieve and improve service level agreements and productivity targets
• Ensure documents are prepared consistent with relevant regulations and in a way properly reflecting business intentions
• Participate fully as a team member, help build a positive and diverse work environment, willingly assist and mentor others in the completion of work activities, and address communication issues efficiently

Job Requirements:

• High school diploma and/or 1 year of relevant experience
• Post-Secondary or Undergraduate degree in related field is an asset
• Completion of IFIC or equivalent required
• CFSA must be completed within 12 months, if hired
• Real estate secured lending and/or investment experience an asset
• Sound knowledge of advanced investing and credit processes, banking solutions and concepts in order to provide personalized advice to customers in a fast-paced work environment
• Proficiency in software tools including MS Office, and internet application
• Tactful communicator able to exchange ideas and customer information in a concise and logical way
• A self-initiator with strong organizational, planning and time management skills

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

In this role, you are expected to:

• Play a key role in advising customers of high-level financial solutions from a range of available investment and credit banking solutions
• By asking thoughtful financial questions, engage with customers and create positive experiences to retain and deepen relationships
• Increase customer financial confidence by providing personalized financial advice, answering customer questions, and addressing their concerns; raising matters as appropriate to team members or partners while maintaining confidentiality and accuracy
• Act as a point of contact for the frontline staff in handling customer problems
• Maintain professional space in common areas as per marketing and regulatory guidelines
• Work closely with existing and prospective customers to provide financial reviews, discuss portfolio updates and suggest additional personalized solutions based on their financial goals
• Stay knowledgeable about emerging issues, evolving regulations and industry codes of conduct as well as participate in process improvement opportunities to protect the interests of the organization
• Strive to achieve and improve service level agreements and productivity targets
• Ensure documents are prepared consistent with relevant regulations and in a way properly reflecting business intentions
• Participate fully as a team member, help build a positive and diverse work environment, willingly assist and mentor others in the completion of work activities, and address communication issues efficiently

Job Requirements:

• High school diploma and/or 1 year of relevant experience
• Post-Secondary or Undergraduate degree in related field is an asset
• Completion of IFIC or equivalent required
• CFSA must be completed within 12 months, if hired
• Real estate secured lending and/or investment experience an asset
• Sound knowledge of advanced investing and credit processes, banking solutions and concepts in order to provide personalized advice to customers in a fast-paced work environment
• Proficiency in software tools including MS Office, and internet application
• Tactful communicator able to exchange ideas and customer information in a concise and logical way
• A self-initiator with strong organizational, planning and time management skills

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.