דרושים Investment Banking - Technology Associate ב-גיי פי מורגן ב-United States, San Francisco

• Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
• Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
• Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
• Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions – introducing them to our team of experts to help achieve their financial goals.
• Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.

• Create a welcoming environment by delivering attentive and friendly service by greeting clients as they enter the branch, making them feel appreciated, managing lobby traffic, checking clients into the waiting queue, and scheduling/canceling client meetings.
• Exceed client expectations while assisting with day-to-day transactions as well as open new accounts, while complying with all policies, procedures, and regulatory and banking requirements.
• Educate clients on how the usage of technology self-service options such as leveraging the Chase Mobile App, Chase.com, and ATMs can help them with their banking needs whenever, wherever, and however they want.
• Build meaningful relationships with clients by actively listening, asking thoughtful questions, demonstrating empathy, and sharing product knowledge and solutions – introducing them to our team of experts to help achieve their financial goals.
• Perform branch operations, which may include managing cash devices such as the cash vault, ATM, or others while adhering to all bank policies and procedures.

As a Credit Officer in the Credit Risk team, you will be conducting the essential credit analysis, performing due diligence, and reviewing documentation for new commercial real estate transactions with an emphasis on multifamily lending. You will operate in a dynamic, high-volume, and fast-paced environment, analyzing loans ranging from $1MM to $25MM+. You will be part of a highly collaborative team that prioritizes learning, professional development, inclusivity, and mentorship.

Job Responsibilities

• Implement all facets of credit analysis on commercial real estate/multifamily loans.

• Identify issues/concerns, evaluate results, and formulate effective recommendations in a timely manner.

• Build and maintain strong relationships with internal business stakeholders including sales, processing, closing, and legal.

• Gain a thorough understanding of relevant policies, standards, procedures, and regulatory requirements.

• Apply data analysis techniques to interpret results and provide insights and recommendations to management.

• Keep up with industry trends and best practices in credit risk management to enhance decision-making and maintain a competitive edge.
  

Required qualifications, capabilities and skills

• Minimum 2+ years of experience in commercial real estate lending or 3+ years in other banking/finance experience.

• Good understanding of multifamily real estate property valuations and cash flow analysis.

• Strong financial analysis skills, including evaluating property cash flows, property valuation, and personal financial statements.

• Demonstrated success in thriving within a fast-paced, collaborative environment while maintaining a high level of attention to detail.

• Excellent verbal/written communication and problem-solving skills.

• Ability to prioritize, plan, and manage processes to complete credit analysis and other assignments as needed.

• Proficiency in Microsoft Word, Excel, and PowerPoint, with the ability to quickly adapt to proprietary systems.

Preferred qualifications, capabilities, and skills

• Bachelor's degree in accounting, finance, economics, or real estate is preferred.
• Familiarity with regional markets and municipal regulations.
• Experience with proprietary credit risk management tools.

As an associate banker in our Life Sciences industry, you will work both independently and as part of a team to introduce our comprehensive solutions to clients. You will be responsible for helping bankers cover new prospects, deepen existing client relationships, complete portfolio reviews, build market share and drive internal and external client dialogue. You will be required to have deep working knowledge of our solutions including, but not limited to: Credit, Treasury Services, International Banking, Commercial Card and Merchant Services.

Job Responsibilities

• Champion a culture of innovation and a customer centric mindset

• Stay up-to-date with industry trends to identify opportunities for innovation or strategic partnerships

• Find ways to drive new client acquisition in partnership with the bankers

• Embrace a culture of respect, diversity and inclusion

Required Qualifications, Capabilities and Skills

• 3+ years in a similar banking, venture, credit or treasury role

• Outstanding professional reputation and integrity

• Strong leadership skills required

• Demonstrated ability to develop and retain new and profitable relationships in a highly competitive environment

• Ability to assess risks inherent in complex credit transactions and mitigate, structure and negotiate accordingly

• Extensive knowledge of products and services

• FINRA Series 79, 63 and Securities Industry Essentials licenses required or must obtain within 180 days of hire

Preferred Qualifications, Capabilities and Skills

• Bachelor’s degree preferred

• Superior knowledge of the market dynamics and its business environment preferred

• Excellent problem solving, oral, and written communication skills