דרושים Credit Review - Executive Director ב-גיי פי מורגן ב-United States, Plano

You will be at the forefront of transforming credit

As a Vice President of Pricing Strategy in Auto Lending team, you will be supporting the newly created Credit Decision Unit (CDU). You will provide pricing analysis and strategic recommendations to support the business' goals around volume and profitability and serve as pricing support that aligns to the CDU related objectives. You will be involved in building pricing tests, finding opportunities to enhance pricing, and addressing quantitatively challenging questions while also supporting all CDU related initiatives.

Job Responsibilities:

• Develop short-term and long-term pricing strategies based on the latest competitive landscape and business goals.
• Provide financial analysis for key pricing initiatives and serve as pricing support for CDU initiatives.
• Collaborate with cross-functional teams to ensure alignment and successful execution of business strategies.
• Leverage existing data from random price testing, pricing experiments and competitive data/insights to develop a robust framework for portfolio pricing optimization.
• Provide ad-hoc datasets, reporting, and presentations to senior management.
• Support the product team to help enhance/implement needed levers to enhance pricing capabilities.

Required Qualifications, Capabilities, and Skills:

• 6+ years of experience in finance, data & analytics, or product strategy
• Bachelor's Degree in relevant fields.
• Experience managing a team
• Strong analytical, quantitative, and communication skills.
• Detail-oriented with well-developed problem-solving skills and a clear understanding of the drivers of profitability.
• Strong teamwork and collaborative skills.
• Ability to make concise presentations with sound business conclusions.
• Proficiency in basic analytical tools such as SQL/Alteryx/SAS or any related language,
• Microsoft experience in Excel and PowerPoint.

Preferred Qualifications, Capabilities, and Skills:

• Master’s/MBA.
• Experience in the Auto Finance Industry and specifically Pricing.
• Familiarity with competitive analysis and market insights.
• Ability to adapt to a fast-paced and dynamic environment.

Job Responsibilities

• Leads technology and process implementations to achieve functional technology objectives
• Makes decisions that influence teams’ resources, budget, tactical operations, and the execution and implementation of processes and procedures
• Carries governance accountability for coding decisions, control obligations, and measures of success such as cost of ownership, maintainability, and portfolio operations
• Delivers technical solutions that can be leveraged across multiple businesses and domains
• Influences peer leaders and senior stakeholders across the business, product, and technology teams
• Champions the firm’s culture of diversity, opportunity, inclusion, and respect
• Drives a forward-thinking mindset to enhance organizational productivity through innovative tools and solutions

Required Qualifications, Capabilities, and Skills

• Formal training or certification on software engineering concepts and 10+ years applied experience. In addition, 5+ years of experience leading technologists to manage, anticipate and solve complex technical items within your domain of expertise
• Experience developing or leading cross-functional teams of technologists
• Experience with hiring, developing, and recognizing talent
• Experience leading a product as a Product Owner or Product Manager
• Practical cloud native experience
• Expertise in Computer Science, Computer Engineering, Mathematics, or a related technical field
• Ability to be a player-coach; not required to code every day but must be able to dive into code, understand it, and hold the team to a high standard
• Well-versed in architecture with a cloud-first approach

Preferred Qualifications, Capabilities, and Skills

• Experience working at code level

As a Treasury Management Officer in Government Banking serving the Mid-Atlantic region based out of Washington DC, you will generate new treasury management business and maintain relationships with State and Local Governments. You will leverage your deep treasury product knowledge to develop and execute a localized market and product strategy while developing partnerships with Bankers, Associates, Analysts , Client Service, Product Leadership (Core Cash, Card and Commerce Solutions) and Implementation teams.

Job Responsibilities

• Grow revenue by successfully prospecting and sourcing new treasury management business while retaining and expanding existing customer relationships.
• Create strategic dialogues around key client-centric issues, incorporating best practices, industry benchmarking, opportunity quantification and solution positioning
• Collaborate with bankers and clients at senior and strategic levels to proactively provide integrated treasury solutions within a consultative and client driven framework
• Independently lead business process reviews aligned to key client sales opportunities and engage industry solutions specialist for complex client business process reviews
• Raise new solution ideas while partner with internal product stakeholders to represent the client perspective in the development and evolution of complex products and solutions
• Deliver thought leadership to the market, prospects and clients on the working capital solutions at client roundtables, industry conferences, webinars, and professional media platforms.
• Manage the non-credit risk for customer portfolio and monitor and enhance profitability of all assigned relationships

Required Qualifications, Capabilities and Skills

• 6+ years of cash management, sales and relationship management experience
• Success developing new business with focus on prospecting utilizing strong selling and negotiation skills
• Knowledge and understanding of Treasury Service products, credit and risk process, overdraft management discipline, and pricing philosophy
• Excellent verbal and written communication skills
• Ability to develop strong working relationships with clients, colleagues, external centers of influence (COI), and external consulting organization
• Strong time management, organizational and planning skills

• Demonstrated experience of meeting or exceeding sales goals; proven top individual contributor

Preferred Qualifications, Capabilities and Skills

• Bachelor’s degree
• Certified Treasury Professional designation

• Strong creative solution and problem-so

Key Responsibilities:

• Develop and implement AI solutions to address business challenges.
• Collaborate with cross-functional teams to translate requirements into technical solutions.
• Formulate risk strategies to enhance risk monitoring using diverse data sources.
• Manage the full lifecycle from Proof of Concept to production-ready solutions, including stakeholder presentations and post-implementation monitoring.
• Ensure the performance and reliability of deployed solutions.
• Stay informed on the latest AI/ML advancements.
• Lead the development and rapid deployment of AI solutions influenced by macro-economic factors and current events.

Qualifications and Skills:

• Advanced degree in Data Science, Computer Science, Engineering, Mathematics, or Statistics.
• Minimum of 5 years of experience in applied AI/ML.
• Strong understanding and practical experience with Machine Learning; expertise in LLM/NLP is highly preferred.
• Proficiency in modern analytic and data tools, especially Python/Anaconda, TensorFlow, Keras/PyTorch, Spark, and SQL.
• Experience in model implementation and production deployment is preferred.
• Excellent problem-solving, communication, and teamwork skills.
• Background in financial services is preferred.

As a Risk Management - Wholesale Credit Risk Policy Document Associate in the Wholesale Credit Portfolio Analytics team, you will develop value added risk analytics solutions through the deployment of advanced analytical frameworks on top of the firm’s big data resources. In this role, you will focus on leveraging data to enhance the current end-to-end credit risk process across all of Credit Risk.

Job Responsibilities

• Manage a portfolio of credit risk documents that includes working with document owners to write documents, solicit and incorporate feedback, obtain document owner approvals and publish to the firmwide policy portal.
• Manage the WCR document governance process and maintaining strong controls. This includes challenging content.
• Lead with authority, drives decisions and influences stakeholders in the governance process and provide training, if necessary.
• Lead cross-line of business and regional projects through multiple platforms (e.g. Forums, working group sessions, and deep dives).
• Lead meetings with functional support groups to participate and align on the transformation of risk policy priorities.
• Create and present reporting related to progress, inventory status and highlight obstacles and challenges while suggesting solutions.
• Prepare senior management presentations and provide updates on deliverables and team projects.

Required qualifications, skills and capabilities

• Strong, clear, and concise written and verbal communications; edit and prepare executive level communications
• Excellent organizational and project management skills; able to manage competing priorities under tight deadlines and a constantly changing environment.
• High degree of initiative, self-direction, ability to work well under pressure and learn quickly.
• Intellectual curiosity and willingness to take on responsibilities that fall outside your immediate area of expertise.
• Inclusive leadership skills with the ability to collaborate across multiple stakeholder groups and regions. Appreciate the value of working in partnership with others to influence change and accomplish individual and team goals.

Preferred Qualifications

• Working knowledge of Credit Risk concepts preferable.
• WCR audit, control, policy or governance experience preferable.

As a Tech Risk & Controls Director a, you will be responsible for ensuring adherence to the PCI DSS while driving transformation, automation, and control maturity across all cardholder data environments (CDE) and related technology systems. As a critical control risk function within the firm, this leader will partner with technology, product, audit, and compliance stakeholders to embed PCI controls at scale, maintain year-round compliance, and reduce regulatory/contractual and reputational risk. If you are a passionate and driven leader with a strong background in cybersecurity and PCI, we encourage you to apply for this exciting opportunity at JPMC.

Job responsibilities

• Develop and drive a multi-year PCI DSS strategy aligned with enterprise technology modernization (leveraging GenAI tools and engineering forward processes), regulatory/contractual expectations, and business objectives.
• Serve as the PCI authority across the organization, translating technical and regulatory requirements into executable and auditable programs.
• Lead all phases of the PCI lifecycle, including planning, risk-based assessment execution, evidence management, control validation, compliance reporting, corrective action, and remediation.
• Manage annual and ad-hoc assessments, including self-assessment questionnaires (SAQs), Reports on Compliance (ROCs), and attestation deliverables in partnership with external Qualified Security Assessors (QSAs).
• Establish and maintain a PCI scope governance model leveraging modern tooling such as asset inventory, data discovery, and tagging.
• Chair the PCI steering committee and provide regular updates to executive stakeholders, risk committees, and regulators as needed.
• Build trusted partnerships with LOB Leaders which includes CIOs, CTOs, BISO and Business application teams, Business Information Security Officers, Infrastructure, Cloud, and Product teams to ensure control implementation and accountability.
• Build and lead a global PCI team, including compliance analysts and technical program managers.
• Modernize the PCI program with automation, evidence orchestration platforms, self-service attestations, and control-as-code frameworks.

Required qualifications, capabilities, and skills

• Formal training or certification on security concepts and 10+years of applied experience with PCI DSS, and other Regulatory frameworks.
• Deep expertise in implementing PCI requirements (v 4.0) across large scale complex organizations.
• Proficient in designing and implementing security controls for cloud environments. (e.g., AWS, Azure, GCP)
• Hands-on experience with security assessment tools, data discovery tools, threat models and penetration testing methodologies.
• Experience working in finance or another highly regulated industry.
• Proficiency with AI/ML models, large data sets, control plane and network segmentation techniques to drive efficiencies for CHD.

Preferred qualifications, capabilities, and skills

• Current or Prior PCI QSA/ISA certification.
• Understanding of regulatory requirements such as GDPR, HIPAA, PCI-DSS, SOC 2 leveraging NIST 800-53, NIST AI- RMF and possess CISSP, CISM, or other relevant certifications.
• Knowledge of process-focused methodologies for IT related activities (Change Management, Incident Management, and SDLC).
• IT Risk and Process frameworks such as COSO, COBIT, NIST, Cybersecurity Horizontal reviews, ITIL.

As an Asset Management Senior Associate within the Asset Management team, you will be tasked with identifying and monitoring performance risks related to investor-owned loans. You will collaborate closely with borrowers and property management agents to address emerging risks, ensuring that all reporting is completed accurately and promptly while adhering to investor guidelines and requirements. In this role, you will have the opportunity to utilize your expertise in asset management servicing, focusing on multifamily affordable products and investor-owned loans, while demonstrating strong teamwork, exceptional time management, and meticulous attention to detail. You will also be responsible for meeting both team member and team quality and quantity benchmarks.

Job Responsibilities

• Evaluate property performance, market conditions, and borrower financial conditions to identify potential concerns and emerging manage risks.
• Identify, analyze, and synthesize information to determine necessary steps for resolving problems.
• Monitor affordable loans and track construction commitments for compliance with agency agreements and loan documents.
• Oversee rehabilitation projects and review disbursement requests for compliance with agency requirements.
• Assist with cash reporting and remittances to Fannie Mae and Freddie Mac, ensuring accurate and timely submissions.
• Support investor reporting activities, including reconciliations, advances, and special remittances.
• Ensure compliance with Servicing Standards, internal policies, and key terms from loan documents, addressing exceptions as needed.
• Summarize research to respond comprehensively to inquiries from lenders, auditors, rating agencies, and other stakeholders.
• Maintain strong client relations and interact effectively with internal and external customers.
• Document and maintain procedures for responsible tasks.
• Take on additional responsibilities as opportunities arise.

Required qualifications, capabilities and skills

• Bachelor’s degree in Finance, Real Estate, Business, Accounting, or equivalent work experience.
• Minimum 4 years' of experience in investor reporting activities, including reconciliations.
• Strong attention to detail and accuracy.
• Familiarity with Fannie Mae and Freddie Mac Multifamily Servicing Guides and systems, such as MAMP, CESIR, eServicing, PRS, CRT and MyOptigo.
• Excellent business communication skills and ability to collaborate effectively with internal departments.
• Ability to multitask and manage competing deadlines with minimal supervision.
• Strong knowledge of commercial and multifamily affordable loan documents.
• Proficient in Excel, with experience using multiple formulas and macros.

Preferred qualifications, capabilities and skills

• 2+ years of experience in CREFC Reporting.
• Understanding of forward commitments, bond credit-enhanced mortgages, low-income housing tax credits, and MBS tax-exempt bonds.
• Awareness of current real estate market trends.
• Proficient in Microsoft Office, including Word, Excel, Access, and PowerPoint.