דרושים Transfer Agency Aml Lead Executive Director ב-גיי פי מורגן ב-Luxembourg

As a Senior Associate in our AML team, you will work closely with Client Service teams across the jurisdictions in which we operate to establish the level of due diligence required based on client type, location and their activity and will perform due diligence based on information/documents received, including updating client KYC record, performing client and related parties screening, resolving screening alerts, escalating exceptions. You will also responsible for instructing the Transfer Agents to open client accounts once due diligence is completed.

Job description:

• Perform customer due diligence in accordance with established work practices, policies, and procedures.
• Conduct periodic reviews, assess existing documentation, and mitigate gaps via independent research, online tools, or client outreach.
• Perform quality checking of customers’ KYC records.
• Respond to stakeholders on related queries and ensure all queries are answered timely.
• Research and analyse AML and other regulatory topics, executing sound judgment to assist in devising department strategy.
• Keep at pace with market standards and implement or enhance procedures as required by regulation or policy.
• Manage the upkeep and implementation of procedures and systems to ensure compliance with requirements.
• Strive to modify or iterate processes and flows to continually improve accuracy, reduce redundancy, and mitigate risk.
• Assist junior team members in more complex cases.
• Participate in group projects and support delivery of the department roadmap.

Required Qualifications, Capabilities And Skills

• Bachelor’s degree or equivalent experience.
• Knowledge of Asset Management.
• Good understanding of principles of compliance in the financial sector.
• Proficient in Microsoft Office Suite (Word, Excel, PowerPoint, Visio).
• Extensive experience in AML KYC, 1^stline or compliance.
• Solid problem solving and analytical skills.
• Able to adjust to multiple demands, shifting priorities while respecting deadlines.
• Able to anticipate and identify clients’ needs and provide excellent client service.
• Strong team player with leadership skills.

Job responsibilities:

• Complete AML onboarding and refresh tasks in a timely and accurate manner.
• Oversight offshored activities in accordance with relevant charter.
• Building & maintaining client relationships.
• Lead client Due Diligence sessions.
• Ensure procedures are appropriately maintained to ensure the team is compliant with all AML / KYC and Financial Crimes prevention policies.
• Drive internal projects & strategic initiatives related to AML/KYC
• Execute AML team objectives
• Lead AML reviews, plus any audit related exercises (e.g. SSAE16, Long Form Report, Internal/External audit, QA etc) as required by Compliance and by the business
• Liaise with Compliance Officers/Directors of clients in order to bring complex cases to resolution.
• Coordinate and lead regular team meetings, as well as regular one-to-one meetings with direct reports.
• Ensure that all team members have adequate training and development plans in place.
• Ensure procedures are appropriately maintained to ensure the team is compliant with all AML / KYC and Financial Crimes prevention policies.

Required qualifications, capabilities and skills:

• Multi-year work experience in a similar position.
• Fluency in English.
• Extensive people management skills and experience.
• Open-minded and capable of building productive working relationships.
• Organized, proactive and communicative with an ability to take initiative and assume responsibility.
• Excellent overall knowledge of the Luxembourg Fund Industry.
• Project Management Skills and Client facing skills are essential.
• Understanding of local anti-money laundering laws, rules and regulations, in particular circulars and laws issued by the CSSF as relates to AML/CFT, e.g. CSSF Regulation 12-02, AML Law of 12 November 2004.
• Extensive relevant Compliance, AML and data privacy experience or other related experience, e.g. legal, risk management, audit etc.
• Ability to work in partnership with the internal stakeholders.
• SSAE16/Long Form Report and other Audit experience.

Preferred qualifications, capabilities and skills:

• German, French or other European languages would be considered a distinct advantage.

As an Alternative Funds AML/KYC Senior Analyst/Associate you will ensure JPMSE duties towards AML and Registration are monitored in line with the regulation as well as the JPMSE standards. The candidate will be in charge of the day to day activity of the AML Onboarding team, In addition to the business activity management, a part of your responsibilities will be dedicated to Business Activity Management.

Job Responsibilities:

• Ensure that all Investor and Agent records on the Transfer Agency register are compliant with all AML policies and procedures.
• Ensure Sanctions and PEP screening at onboarding.
• Ensure compliance with Luxembourg Know Your Customer and Anti Money Laundering regulations together with internal local and group policy when assessing Investor and Agent documentation.
• Work closely with internal Compliance as well the Compliance and MLRO of the Funds when reviewing complex account opening requests and seek appropriate solutions.
• Attend client meeting and Due Diligence calls/Meetings.
• Identify and escalate risk issues in accordance with internal risk policies
• Ensure procedures update according to new policies and regulations, governance and recertification.
• Monitor regular staff training on AML Red flags.

Required Qualifications, Capabilities and Skills:

• Master’s Degree or Equivalent an advantage
• Relevant work experience in a similar position
• Excellent overall knowledge of the Luxembourg Fund Industry and especially on the Transfer Agent activity
• Very good understanding of local anti-money laundering laws rules and regulations in particular circulars and laws issued by the CSSF as relates to AML/CFT e.g. CSSF Regulation 12-02 AML Law of 12 November 2004, 4th and 5th AML Directive
• Extensive relevant Compliance AML and data privacy experience or other related experience e.g. legal, risk management, audit etc
• Proven experience in team management

Preferred Qualifications, Capabilities and Skills:

• Proven knowledge of regulatory requirements and an ability to translate them into operational/process requirements
• SSAE16/Long Form Report and other Audit experience
• A self-starter with a strong sense of ownership and responsibility
• Strong leadership skills to work across all levels of the organization and bringing teams together to achieve result
• Client facing skills would be considered a distinct advantage.

Job Responsibilities

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• Perform appropriate level of Quality Assurance including assessments of complex ownership structures
• Handle AML and KYC related requirements for Investors and related parties, and escalating potential issues to Senior Management and external parties as applicable, as well as handling Client and Investor queries and escalations to provide suitable solutions
• Perform internal controls daily, weekly and monthly and escalating as required, as well as escalation of any irregularities or high risk findings
• Ensure monthly reporting and oversight requirements are met as part of the wider team via performing internal controls/oversight with a view to focus on trends/patterns and concerns within our operations team
• Embrace change and to strive for continuous process improvement in order to achieve greater efficiencies and to improve the effectiveness of services and systems
• Work in partnership with key stakeholders within the Transfer Agency, the Corporate Investment Bank team and our clients in order to keep abreast of changes to client servicing requirements and/ or regulatory or policy driven changes
• Adhere to appropriate operational policies and procedures and ensuring same are kept up to date within the team

Required Qualifications, Capabilities And Skills

• Fluent in both written and spoken English
• Previous experience in a Transfer Agency role with knowledge of AML/KYC products and industry, particularly in Luxembourg
• Strong interpersonal and communication skills, with the ability to build effective partnerships with internal stakeholders and clients
• Proficient in MS Excel, Word, and PowerPoint
• Capable of working independently and proactively, while also being a collaborative team player
• Ability to make decisions under pressure, embrace new challenges, and demonstrate excellent organizational and time management skills
• Client-focused, ensuring adherence to service level agreements with a strong understanding of risk and control

Preferred Qualifications, Capabilities And Skills

• Any other European languages is an advantage
• Knowledge on automation Tools such as Alteryx will be an advantage

Job Responsibilities

• Designs product operational activities to fit the market and adapts collateral, sales training, pricing, and request for proposal (RFP) materials to resonate with target segments
• Grows our Western European market, brings opportunities to the Product Management team, advocates for expansion, provides input into business cases, and meets business targets
• Maintains an open relationship with market regulators and supervisors with insights into regulatory dialogue across the market
• Partners closely with Product teams to ensure adherence to local regulations, controls frameworks, and governance approval processes
• Understands local market to define country value propositions and visions and stays abreast of emerging technologies, industry trends, and regulatory changes impacting the payments landscape
• Anticipates internal and external factors impacting the business’ governance and implements plans to mitigate risks and capitalise on opportunities
• Identifies market opportunities, customer needs, and competitive landscape to strengthen countries positioning and socialise with internal stakeholders
• Familiarises with local country nuances through market research, customer feedback, and industry trends. Monitors country performance metrics, check on growth progress of the country, and identifies areas for improvement
• Develops and maintains strong relationships with internal stakeholders and industry partners, through industry forums, client events and marketing events
• Helps drive country footprint deepening and revenue growth through targeted commercialisation plans

Required qualifications, capabilities and skills

• Fluency in English
• Highly motivated individual with significant experience in the commercial payments industry and proven knowledge of payment systems, banking operations, and financial technology
• Advanced level knowledge of risk management and controls, regional and local nuances, and governance requirements
• Proven ability to identify opportunities for market growth in line with regulatory requirements
• Demonstrated prior experience influencing across functions and teams while delivering value at scale
• Strategic thinker with ability to work in a systematic manner and develop a vision
• Expertise in product development, management or product delivery
• Experience working with industry and regulatory bodies, standard setters
• Effective change-management and strategy-management experience
• Advanced communication, presentation, influencing and interpersonal skills with an ability to present complex information clearly to various stakeholders
• Ability to develop and articulate a clear value proposition that aligns with business objectives

As a Lead of BCBS 239 2LOD Validation Function within J.P. Morgan SE, you will be reporting into the Head of JPMSE Operational Risk Management (ORM). You will lead efforts to ensure robust oversight in line with BCBS 239 principles and with the ECB Guide to Risk Data Aggregation and Risk Reporting (RDARR). Your role will involve developing and validating risk management activities, aligning with regulatory standards, and enhancing the resilience of the organization. You will provide strategic leadership to maintain and strengthen the firm’s risk management framework.

Job Responsibilities:

• Design and implement a robust framework and operating model for BCBS 239 independent validation, ensuring it meets JPMSE-specific requirements within the context of global data risk management framework.
• Establish processes and standards for validation activities, integrating best practices and regulatory expectations and define roles and responsibilities for the function.
• Develop a comprehensive plan of validation activities (“Testing Plan”) to systematically assess RDARR capabilities, including IT infrastructure, accuracy and completeness of data lineage, End User Development Application and data taxonomy and outsourced activities in line with BCBS 239 standards and RDARR requirements.
• Assess the needs of the new JPMSE 2LOD BCBS Validation function and, if necessary, hire adequate resources to ensure it is appropriately staffed and equipped with the necessary expertise.
• Lead and oversee BCBS 239 testing initiatives conducted by the JPMSE 2LOD BCBS Validation Team, leveraging the Central Testing Centre of Excellence where appropriate.
• Maintain comprehensive scope to incorporate ongoing enhancement to the framework and controls, including oversight of outsourced functions, IT changes, M&A, and new product launches.
• Oversee 1LOD BCBS Program remediation and lead the remediation efforts for the 2LOD, ensuring timely and effective resolution of issues and continuous improvement.
• Serve as a subject matter expert on JPMSE BCBS, providing guidance, insights, and training to 2LOD senior leadership and 2LOD relevant stakeholders.
• Coordinate with global and local teams including Risk, Compliance, and IT, to enhance data risk management and ensure seamless integration and alignment with organizational objectives.
• Develop and maintain comprehensive reporting mechanisms to track compliance status, validation outcomes, and remediation progress, incorporating key metrics for performance evaluation.
• Provide regular reports to the JPMSE management board with detailed information on independent validation results, findings and escalation items.

Required Qualifications, Capabilities and Skills:

• Minimum of 8 years of experience in Compliance, Data Management, and/or Risk Reporting.
• Strong understanding of data risk management and JPMC operations.
• Strong project management skills including proven track record of strategic leadership and oversight in a complex financial environment.
• Excellent communication and interpersonal skills, with the ability to influence and collaborate with senior stakeholders.
• Strong analytical and problem-solving skills, with a focus on delivering results.

Preferred Qualifications, Capabilities and Skills:

• Bachelor’s degree in Finance, Business Administration, or a related field; advanced degree preferred.
• Good knowledge and understanding of BCBS 239 principles and regulatory requirements is preferable.