דרושים Avp Credit Portfolio Sr Analyst-hybrid ב-Citi Group ב-United States, Wilmington

to lead and deliver transformational efforts across the firm.

The individual in this role will report to the Controls Reporting Automation Lead. The team is responsible for the management, oversight, and implementation of global projects that enhance Citi’s ability to proactively detect, measure and manage Operational Risk and other functions as needed. This role requires an individual with strong experience building BI solutions and a desire to work in a fast pace, agile and dynamic environment where priorities and expectations change.

Responsibilities:

The person in this role will be responsible for the design and development of Operational and Compliance Risk dashboards to support Regulatory and Executive-level reporting. They will be responsible for interfacing with business analysts to understand reporting requirements, identify data sources, scripting and coding within Tableau and interfacing with end-users and leadership to meet reporting objectives. Post build activities include: Data Management, Data Source Uploads, Interface with Technology for SDLC Deployment, and Providing Support to End-Users when needed. They must be able to influence in/out of their direct span of control, including local management and senior leaders across multiple functional disciplines.

Additional Responsibilities Include:

• Support development of standardized risk and controls reporting to ensure sound, reliable, and consistent information exists across the organization, enabling better management and decision-making in line with the expectations senior of management, Board, and Regulators.
• Support development of standardized risk and controls reporting to ensure sound, reliable, and consistent information exists across the organization, enabling better management and decision-making in line with the expectations senior of management, Board, and Regulators.
• Provide data analysis, governance, end-to-end management, and oversight for Governance Committees in adherence to Citi’s Policies, Standards, and Procedures.
• Enable proactive management of the risk and control environment through comprehensive reporting and analysis
• Engage with cross-business and Line of Defense stakeholders to deliver on projects/initiatives and ensure reporting strategies are consistent
• Engage with Technology partners to manage SDLC process and oversee technology implementations
• Develop and Manage Adoption Strategies to ensure ROI with dashboard deployment
• Implement strong internal controls over reporting lifecycle to ensure accuracy, on-time delivery, and audit-readiness
• Support identification of potential areas of vulnerability to key stakeholders to help support implementing an appropriate measure to mitigate risk.
• Regularly review and update risk and controls reporting standards and procedures to ensure their effectiveness and compliance with regulatory requirements.
• Support regular updates to senior management and the Board, keeping them informed of risk and control status and to ensure their reporting expectations are met.
• Support compliance with governance standards and regulatory requirements related to committee operations.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• Minimum of 6-10 years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry
• Advanced experience building Tableau dashboards
• Ability to identify, measure, and manage key risks and controls.
• Strong knowledge in the development and execution for controls.
• Proven experience in control related functions in the financial industry.
• Proven experience in implementing sustainable solutions and improving processes.
• Understanding of compliance laws, rules, regulations, and best practices.
• Understanding of Citi’s Policies, Standards, and Procedures.
• Strong analytical skills to evaluate complex risk and control activities and processes.
• Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level.
• Strong problem-solving and decision-making skills
• Ability to manage multiple tasks and priorities.
• Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word.

Education:

Bachelor's/University degree, Master's degree preferred

Anticipated Posting Close Date:

Responsibilities:

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management
• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques
• Utilize Statistical Analysis System (SAS) in a UNIX environment to perform risk, financial and data analyses including profiling, sampling, reconciliation, and quality testing
• Research customer and/or management queries using risk systems and data and support ad-hoc risk policy analyses and projects as required
• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives
• Manage risk levels for the entire credit spectrum across multiple products and retail formats and prepare risk management presentations for senior management
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8 years of relevant experience
• Knowledge of commercial risk analytics
• Ability to apply credit and risk principles toward business goals
• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency
• Proven ability to remain organized in a fast-paced environment, managing multiple projects
• Proven interpersonal, organizational and analytic skills

Education:

• Bachelor's degree/University degree or equivalent experience

Anticipated Posting Close Date:

Requirements: Requires a Master’s degree, or foreign equivalent, in Economics, Statistics, Mathematics, Actuarial Science or related field and 2 years of experience as a Senior Analyst - Credit Risk or related position developing installment loan underwriting strategy and procedures for a financial services institution. 2 years of experience must include: SAS, SAS Studio; Data visualization; Analytical and technical skills in Machine learning; Microsoft Excel, Power Point, Tableau; Credit risk analytics; Underwriting strategy optimization; Financial analytics; and Portfolio development and customer level P&L optimization strategy building. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25862340. EO Employer.

Wage Range: $142,600 to $161,600

Anticipated Posting Close Date:

Responsibilities:

● Digitize key credit, operational and third party risk information including Concentration Risk and Risk Appetite Framework Tracking, breaches monitoring and execution oversight covering the CPB US RRE mortgage portfolio.

● Design and prepare periodic and ad hoc portfolio reporting for internal management, Risk, regulators, and auditors that analyze portfolio composition and trends in concentrations and delinquency/loss performance.

● Utilize Statistical Analysis System (SAS) in a UNIX environment on a regular basis to perform risk, financial and data analyses, partnering with GCB US Retail Banking and Mortgage’s (USRBM’s) portfolio management unit and utilizing common systems platforms.

● Lead or collaborate on projects driven by policy changes and/or re-engineering initiatives primarily related to Concentration Risk, Risk Framework and those necessitated by business self-identified initiatives or issues found by regulators and auditors.

● Develop analytics and reporting that support CPB US RRE policies and strategies. Work closely with key partners in Citi Private Bank, ICG and USRBM and portfolio subservicers to support and advance CPB US RRE and shared projects being developed.

Qualifications:

● 6-10 years of experience in the financial institution with a majority of experience in credit risk management or financial planning and analysis, preferably in the Delinquency Managed (DM) space.

● Experience in using econometric/statistical models and large datasets. Proficiency in running SQL queries in SAS, including macro language, for statistical and modeling analyses; writing SAS code a plus.

● Advanced proficiency in MS Office products (Access Database, VBA, Excel pivot tables, View Job Posting Details 02:13 PM 04/01/2020 Page 1 of 3 databases, Powerpoint), SQL. Project- but also detail-oriented, able to work independently by prioritizing workload and projects to meet hard deadlines

● Demonstrated interpersonal, communication, problem-solving and analytic skills

● Credit Risk knowledge or experience, particularly in DM mortgage credit, strongly preferred. Knowledge/experience of SharePoint, Qlikview, Oracal, Python systems/applications preferred.

● Experience in Tableau is required.

● Understanding of or familiarity with Citibank systems (Credit Platform, Credit Engine, Datamart, GRR, CIR, GCBC, Optima) and certain third-party systems/databases (Corelogic, BlackKnight) preferred.

● Familiarity with Citi credit policies and procedures preferred.

● Knowledge of accounting and financial reporting preferred.

Education:

• Bachelor's degree/University degree or equivalent experience, preferably in business, finance, statistics, economics, or related field, Master's degree preferred.

Anticipated Posting Close Date:

Requirements: Requires a Bachelor ‘s degree, or foreign equivalent, in Computer Engineering, Information Systems, Statistics, or related field and 5 years of progressive, post-baccalaureate experience as a Software Engineer, Application Development Analyst, Fraud Risk Analyst, Business Analytics Analyst, Business Analytics Manager, or related position involving development and implementation of business software solutions. Must have experience with: Base and Advanced SAS programming including constructs like Macros & Proc SQL, for data extracting, cleaning, manipulation and performing complex system simulation. Data sources like Fiserv Falcon data files, Broadcom ARCOT Reporting, SQL Server Tables, Teradata, Fiserv First Track data files. Broadcom ARCOT, DefenseEdge, SAS Fraud Management, Fiserv Trauma Rules, Fiserv Provisioning Plus, Angoss Knowledge Studio Workstation. Data visualization and report generation using SQL, SAS, Excel Pivots, Hive, Impala and Tableau. SQL techniques like Joins, Complex Query, Common Table Expression. Domain Knowledge of Credit Card Fraud Detection, Retail Credit Cards transactional processing, understanding of Financial Systems and Regulatory Knowledge. Problem Solving, Probability and statistics, Exploratory Data Analysis, Feature Engineering, Model Validation, Predictive analytics techniques like decision trees and logistic regression. Report migrations and SDLC (Software Development Life Cycle) methodologies. Applicants submit resumes at https://jobs.citi.com/. Please reference Job ID #25842226. EO Employer.

Wage Range: $151,300 to $172,300

Anticipated Posting Close Date:

Requirements: Bachelor’s degree, or foreign equivalent, in Industrial Engineering and Management, Business Finance, Mathematics, or a related field, and nine (9) years of experience in the job offered, or in a related occupation in the financial services industry. Nine (9) years of experience must include: Using SQL and SAS to handle, manipulate, and analyze customer datasets; Conducting statistical modeling using Decision Trees and data analysis to identify high risk segments and synthesize these results for presentation to a less technical senior audience; Writing and implementing SAS programs and macros for reporting, automation and data analysis for portfolio performance monitoring; and Writing complex SQL queries using advanced tools and software including SQL, SAS Enterprise, advanced Excel (pivot tables) and PowerPoint. In the alternative, employer will accept a Master’s degree and seven (7) years of experience. 40 hrs./wk. Applicants submit resumes at . Please reference Job ID#. EO Employer.

Wage Range: $195,300.00 to $210,000.00

Anticipated Posting Close Date:

Duties: Mitigate and reduce first-party fraud loss for Citi. Perform complete fraud analytics lifecycle, including loss tracking, building strategies to reduce losses, and implementing those strategies to mitigate risk for Citi. Develop Tableau dashboards to report incoming trends of first-party fraud and send out automatic emails if there is any breach in the metrics of losses. Develop strategies to reduce the incoming losses using machine learning algorithms and implement strategies in the platform. Develop and refresh multiple dashboards with a range of uses including loss and OD (overdraft) dashboards for senior leadership and planning, the rule performance dashboard currently undergoing a mass rule optimization exercise, the FICO DMP (Decision Management Platform) dashboard tracking application outcomes, and a deposit risk dashboard, among others. Analyze deposit risk, first-party fraud, transactional fraud, and digital transactions. Complete model governance processes with minimal direction, helping improve Retail Bank's adherence to Model Risk Management. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols.

Requirements: Bachelor’s degree, or foreign equivalent, in Statistics, Mathematics, Physics, Economics, or a related field, and three (3) years of experience in the job offered or in a related quantitative occupation performing fraud loss analytics within the financial services industry. Three (3) years of experience must include: Demonstrating fraud subject matter expertise, including account opening/acquisitions, first-party fraud, money mule analytics, identity theft, and third-party fraud, and understanding of transactional behaviors, including card-based transactions, electronic transfers, and non-monetary transactions; Developing loss mitigation and impact reduction strategies, from trend recognition to strategy and profile variable development, to deploying these strategies in transactional and acquisition rules engines, including Actimize EFD and FICO Decision Modeler Platform; Building and productionalizing predictive models to predict transactional fraud using multiple methods including logistic regression and XGBoost and deploying those models in a transactional fraud engine; Executing model governance documentation including obtaining approved usage, closing limitations, and performing ongoing performance assessments for internal and vendor models; and Utilizing software and programming languages including Python, SAS, Tableau, and Microsoft Excel to analyze fraud and acquisitions data. 40 hrs./wk. Applicants submit resumes at . Please reference Job ID# 25851842. EO Employer.

Wage Range: $144,900.00 to $172,300.00

Anticipated Posting Close Date: