דרושים ב-Citi Group ב-United States, Texas

Job description

Responsibilities:

• Dimension all Financial Crimes identified issues and work with Business Risk, Compliance, Operations and Technology teams to actively identify new and address AML/KYC and Sanctions policy gaps
• Support the impact assessment and implementation assessment for new and revised AML/KYC and Sanctions policies for Cards
• Manage execution of AML/BSA policy related Corrective Action Plans (CAP) which Includes managing CAP milestones and execution timelines
• Facilitate Root Cause Analysis (RCA) and GAP analysis exercises with multiple stakeholder groups to get resolution on remediation actions as well as operation incidents
• Collaborate with multiple compliance groups, business teams, technology, and infrastructure teams to identify the root cause and create action-plans for resolution Partner with the project group to get the project requests prioritized and delivered
• Manage action items for the issues management workstream by timely follow-up and coordination between multiple stakeholder groups to bring each project to closure
• Perform detailed analysis for complex recommendations to ensure appropriate risk/reward balance, including policy changes
• Champion efforts and act as Subject Matter Expert (SME) for Financial Crimes Policy Adherence Execution regarding policy and regulatory requirements, leading the business in developing sustainable solutions to meet policy requirements and risk mitigation.
• Communicate with impacted stakeholder groups and with compliance and facilitate meetings when new policies/standards are being developed for impact assessment.
• policy gaps.
• Independently manage deliverables and action item responses to all global and regional subcommittees for the KYC Policy team
• Contribute to USPB Cards Financial Crimes Strategy and Roadmap
• Contribute to design and execution of Horizontal Controls Assessment across the USPB Cards business and operations teams

Qualifications:

• 6-10 years of direct, relevant experience in financial service operations, risk and controls, compliance, audit, or regulatory management.

• Deep functional knowledge of the Credit Cards and/or Retail Banking industries and applicable AML KYC rules, regulations, policies, and processes with preferred knowledge of and experience with Citi Anti-Money Laundering (AML) and Sanctions programs.
• Project management and governance experience with the proven ability to develop project plans and drive a diverse group of stakeholders to identify and achieve milestones within deadlines
• Demonstrated ability to identify, classify, prioritize and remediate risks
• Superior organizational skills, with proven ability to successfully manage multiple and concurrent priorities while working independently or with little supervision.
• Self-motivated with a passion for establishing and maintaining a culture of control within the business.
• Demonstrated relationship management skills with ability to deepen relationships and build partnerships across the business and key functional support areas with a strong ability to influence a group of diverse stakeholders and drive accountability and ownership with key business partners and process owners.
• Detail oriented, with proven ability to question and identify opportunities within existing processes and business practices by leveraging previous experiences and knowledge of the business. This candidate should have strong conflict resolution skills and work in a sometimes-stressful environment with quick turnaround timelines
• Pragmatic problem-solver, forward thinker with independence of thought and strong critical thinking skills
• Background in enterprise data management, especially as it applies to Financial Crimes, is a plus
• Expert in using PowerPoint and Excel, a plus
• Excellent verbal and written skills and experience presenting to senior audiences

Education:

• Bachelor’s/University degree or equivalent experience, potentially Master’s degree

Anticipated Posting Close Date:

The VP Stress Testing Lead for Operational Risk contributes to the execution, review and interpretation of stress tests for operational risk. These stress tests including enterprise stress tests, such as CCAR and DFAST and stress tests for entities across the globe where Citi has a presence. The role requires a balance of quantitative and analytics skills, leadership /management skills, and written and verbal communication skills. The quantitative and analytical skills are needed to understand the models, interpret results and contribute to the model development agenda:

• Communicate the results and assess whether the results fully reflect the underlying conditions of the stress tests.
• Assess the results (e.g., versus various benchmarks) and explain results to key constituents.
• Develop and justify model adjustments where warranted to best reflect stress test narratives and current conditions.
• Partner closely with Finance regarding the operational risk component of Citi’s financial plan
• On an ongoing basis, assess whether the stress testing results are meeting the business and risk management needs and contribute the model development agenda and its prioritization.
• Work with the technology team to implement improvements to the stress testing methodologies in an IT environment.
• Engage with stakeholders, including internal governance groups, audit and regulators regarding the operational risk stress tests.
• Prepare communication materials for senior governance groups.
• Design processes to assure that the execution process is efficient and appropriately controlled.
• Proactively identify, analyze, and monitor potential risks within the organization's operations, including Credit, Market, Operational or other Risk Portfolios.
• Develop and implement comprehensive risk mitigation strategies and policies, collaborating with relevant stakeholders across different business units.
• Analyze and prepare detailed risk reports for internal and external purposes, documenting inherent risks, portfolio concentrations, limit exceptions, stress testing, loss reserves, and high-risk exposures.
• Foster an open communication and knowledge sharing culture, encouraging collaboration across different levels and departments.
• Mentor junior analysts, promoting their professional development and ensuring their work's quality and accuracy.
• Monitor compliance across multiple business units, identifying potential risks and recommending enhancements to existing controls.
• Provide timely and critical data to Regulators, Risk Managers, and Senior Management for portfolio monitoring, business reviews, and regulatory reviews.
• Develop and implement interactive data visualization artifacts, presenting insights on risk exposure for strategic decision-making.
• Analyze and structure reporting requirements of Regulators and Senior Management effectively, proposing suitable risk reporting solutions.
• Construct and implement Corrective Action Plans, collaborating effectively with Internal Audit on risk-related matters.
• Build and maintain strong partnerships with stakeholders, defending team solutions and incorporating feedback.
• Design and optimize data models, data flows, and reporting processes, contributing to strategic tech tools migration.
• Present comprehensive analysis on key Risk metrics during Senior Management Committee reviews.
• Lead policy-driven, remediation-driven, and regulatory initiatives, collaborating with other Risk Reporting teams and cross-functional groups.
• Support business analysis for risk data and risk reporting programs.
• Collaborate closely with risk and portfolio managers, Finance, and Technology teams to acquire data for reports and ensure data quality, completeness, and consistency.
• Interpret requests from senior management and regulators, crafting appropriate solutions or alternatives.
• Deliver regular and time-sensitive ad-hoc information for regulatory requests and audit reviews.
• Ensure that key controls and process documentation requirements are compliant for Management Control Assessment (MCA), Basel Committee on Banking Supervision (BCBS), and End User Computing (EUC).
• Oversee Credit Bureau Reporting, Regulatory Reporting (e.g. FR Y-14), and monitoring of risk exposure relative to established limits.
• Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
• Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.
• Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.
• Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.
• Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda
• Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.
• Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
• Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.
• Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.
• Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.
• Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult
• Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.
• Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.
• Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.
• Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.
• Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 6-10 years of experience
• Certifications such as CPA, FRM or CFA are a plus.
• Comprehensive knowledge of financial instruments, risk metrics, and stress testing.
• Understanding of the different types of financial instruments and their associated risks.
• Ability to use and interpret various risk metrics to assess financial health.
• Thorough knowledge of stress testing methodologies and its application in real-world situations.
• Experience in programming/modeling, building financial models, developing and implementing algorithms.
• Exceptional critical thinking skills, enabling the synthesis of complex situations into succinct solutions.
• Practical, problem-solving, solutions-driven mindset.
• Continued development of strong communication skills.
• Deep understanding of the banking domain, specifically risk management and credit policies.
• Advanced skills in data analysis and understanding of statistical concepts.
• Ability to develop and implement risk mitigation strategies and process improvements.
• Proficiency in using advanced analytical tools and applications.

Education:

• Bachelor's/University degree, Master's degree preferred

Anticipated Posting Close Date:

Responsibilities:

• Lead the Operations Support department through delegation of tasks and responsibilities for multiple teams
• Conduct performance evaluations, compensations, hiring, disciplinary actions, and terminations of team members as well as determining staffing needs
• Monitor team’s end results, ensuring quality and efficiency and contributes to resource planning, budget management and formulation of procedures
• Contribute to development of new techniques, models, and plans within area of expertise
• Facilitate alignment of the Operations Support infrastructure through focused technologies and processes
• Ensure compliance with government regulations as they pertain to retail accounts serviced through the evaluation and implementation of appropriate control and testing measures
• Provide evaluative judgement based on analysis of information and in-depth knowledge of policies and procedures in complicated and unique situations
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Ability to manage teams.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 5-8 years of experience managing a team
• Experience in analyzing business requirements, developing test plans, and discrepancy resolution
• Required Licensing/Registration: Series 7, Series 9, Series 10, and Series 63
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Self-motivated and detail oriented
• Proven organization and time management skills
• Demonstrated problem-solving and decision-making skills
• Consistently demonstrates clear and concise written and verbal communication skills

Education:

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Schedule Monday to Friday 8:00 am to 4:30 pm CST

Anticipated Posting Close Date:

The SVP Operational Risk Stress Testing manages the execution of stress tests for operational risk. These stress tests including enterprise stress tests, such as CCAR and DFAST and stress tests for entities across the globe where Citi has a presence. The role requires a balance of quantitative and analytics skills, leadership /management skills, and written and verbal communication skills. The quantitative and analytical skills are needed to understand the models, interpret results and contribute to the model development agenda. The SVP Operational Risk Stress Testing must work cross-functionally to manage the process and building consensus and support for recommendations. Below is more detail on the responsibilities:

• Execute and communicate the results and assess whether the results fully reflect the underlying conditions of the stress tests.
• Assess the results (e.g., versus various benchmarks) and explain results to key constituents.
• Develop and justify model adjustments where warranted to best reflect stress test narratives and current conditions.
• Partner closely with Finance regarding the operational risk component of Citi’s financial plan
• Work with the technology team to implement improvements to the stress testing methodologies in an IT environment.
• Engage with stakeholders, including internal governance groups, audit and other cross functional constituents regarding the operational risk stress tests.
• Prepare communication materials for senior governance groups.
• Develop processes and procedures to assure that the execution process is efficient and appropriately controlled.
• Lead the analysis and preparation of comprehensive risk reports, identifying and quantifying risks across portfolios such as Credit, Market, and Operational.
• Mentor junior team members, providing technical guidance on advanced risk management practices.
• Make independent, risk-based decisions that align with compliance policies and regulatory requirements.
• Proactively escalate potential risks and control issues, proposing innovative solutions for the continuous improvement of risk management frameworks.
• Design and implement time-sensitive analytics and complex reports, providing critical data for portfolio monitoring and strategic decision-making.
• Implement interactive business insights data visualization artifacts using Tableau Desktop.
• Analyze reporting requirements of regulators and senior management, and propose effective reporting and monitoring solutions.
• Collaborate efficiently with Internal Audit on Management's Risk Assessment (MRA) and Corrective Action Plans.
• Develop strong partnerships with stakeholders, handle challenges, and defend team decisions.
• Enhance data models, data flows, and reporting processes as part of migration to strategic tech tools.
• Present in-depth analysis on key Risk metrics during Senior Management Committee reviews.
• Lead policy-driven, remediation-driven, and regulatory initiatives, tracking progress and proposing recommendations.
• Interpret complex requests from senior management and regulators, providing appropriate solutions or alternatives.
• Deliver timely ad-hoc information for regulatory requests and audit reviews.
• Ensure compliance with key controls and process documentation requirements.
• Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
• Demonstrates and inspires curiosity in seeking new ways to overcome challenges; actively applies learning from failures.
• Challenges self and others to seek out and communicate alternative views even when unpopular; welcomes diverse ideas to improve outcomes.
• Acts as a change catalyst by identifying and helping others see where new ideas could benefit the organization.
• Proactively seeks to understand and act in alignment with organizational decisions; helps others prioritize team and enterprise success over their own personal agenda
• Focuses on highest-priority work aligned to business goals; helps others effectively manage competing priorities.
• Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
• Takes personal accountability for escalating, identifying, and managing potential risk; implements controls that enhance the client experience and operational effectiveness.
• Anticipates problems and proactively identifies solutions that address the root causes and result in meaningful improvements.
• Sets high expectations and invests the necessary effort to deliver excellence and exceed performance goals.
• Role-models and helps others to do the right thing for clients and Citi in all situations, even when difficult
• Engages key stakeholders early and often and actively looks for opportunities to improve collaboration in achieving common goals.
• Proactively seeks out opportunities to volunteer in Citi programs that support the community; advocates for solutions that meet the needs of Citi’s clients and the community.
• Enthusiastically promotes the unique needs and preferences of colleagues; makes active commitment to help colleagues achieve balance, well-being, and development.
• Leverages varied networks to recruit diverse talent; advocates for colleagues with diverse skillsets, styles, and experiences to gain career opportunities.
• Empathetically listens and understands others’ positions before acting on issues; works to amplify voices that are minimized in the workplace
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 10+ years of experience
• Certifications such as CPA, FRM or CFA are a plus.
• Exposure and achievement in large scale regulatory facing change programs.
• Experience in managing complex, high-stake projects involving regulatory compliance or changes.
• Ability to navigate the regulatory environment and develop compliance strategies.
• Familiarity with Citigroup's risk processes and practices.
• Direct involvement in processes such as CCAR, CECL, IFRS9, and regulatory stress testing, including understanding the regulatory requirements surrounding these processes and ensuring compliance.
• Expertise in understanding and managing financial instruments, risk metrics, and stress testing.
• Advanced proficiency in programming/modeling, including the creation and management of financial models and algorithms.
• Enhanced critical thinking skills for strategizing and innovating based on complex financial data.
• Superior communication skills to convey complex financial and risk-related concepts effectively.
• Advanced project management skills, particularly for projects involving complex financial instruments and risk metrics.
• Deep understanding of the banking domain, especially risk management and credit policies.
• Improved data analysis and statistical skills, with a focus on application in financial and risk management scenarios.

Education:

• Bachelor's/University degree, Master's degree preferred

Anticipated Posting Close Date:

Responsibilities:

• Responsible for training team members, monitoring quantity and quality of work and providing feedback to employees on performance
• Track incoming data, including submissions, logins, booking, and disbursal numbers to ensure overall targets are being met
• Acquire new clients through tele-caller supported outbound calling and micromarketing activities
• Complete client handling beginning with sourcing and serve as the first point of contact for any client concerns or questions
• Analyze client interests, problems, and potential need for new products and services
• Conduct client, vendor, and channel meetings 50% of the time and perform revenue optimization activities
• Receive training and assistance for team members including sales executives and tele-callers
• Organize marketing activities to get new sources of lead generation and new business
• Conduct first level risk analysis to understand fitment with Citi’s policies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 0-2 years of relevant experience
• Experience in the financial sector and sales preferred
• Working knowledge of related financial regulations and mortgage transaction structure
• General understanding of regulatory compliance, guidelines and regulations
• Consistently demonstrates clear and concise written and verbal communication
• Effective problem-solving and negotiation skills
• Ability to communication across various teams

Education:

• Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Ubicación: Villahermosa Tabasco

• Ten actualizado tu Talent Profile en Workday.
• Anexa tu Curriculum y asegúrate de que refleje tu experiencia.
• Revisa que cumplas con el perfil de puesto antes de aplicar.• Tener mínimo 12 meses en el puesto actual.
• No tener ningún tipo de plan de mejora del rendimiento o disciplina mayor que una carta de educación.
• Cumplir con los requisitos mínimos del puesto publicado.

Other Relevant Skills

Responsibilities:

• Provide guidance and subject matter expertise related to policy and regulatory requirements up to senior management across the businesses and support functions

• Act as an SME for AML/KYC and Sanctions Policies for Wealth Management and develop sustainable solutions to meet policy requirements and mitigate risk.

• Attend and participate in business and 2LOD owned committees and governance forums

• Support closure of AML/KYC and Sanctions issues in partnership with Business Risk, Compliance, Operations and Technology teams

• Manage action items for the issues management workstream by timely follow-up and coordination between multiple stakeholder groups to bring each project to closure

• Support completion of both gap and root cause analysis (RCA) exercises between Legal, Compliance, Operations, Technology, Risk and the line of business in order to create action plans that provide resolution and ensure policy adherence

• Support the impact assessment and implementation assessment for new and revised AML/KYC and Sanctions policies for Wealth Management

• Provide support when needed to Wealth Management Financial Crimes Strategy and Roadmap

• Contribute to design and execution of Horizontal Controls Assessment functional teams

Qualifications:

• 6-10 years of direct, relevant experience in financial service operations, risk and controls, compliance, audit, or regulatory management.

• Applicable AML KYC rules, regulations, policies, and processes with preferred knowledge of and experience with Citi Anti-Money Laundering (AML) and Sanctions programs.

• Deep functional knowledge of the Wealth Management industry (Consumer Wealth / Private Banking) is preferred

• Demonstrated ability to identify, classify, prioritize and remediate risks

• Self-motivated with a passion for establishing and maintaining a culture of control within the business.

• Demonstrated relationship management skills with ability to deepen relationships and build partnerships across the business and key functional support areas with a strong ability to influence a group of diverse stakeholders and drive accountability and ownership with key business partners and process owners.

• Detail oriented, with proven ability to question and identify opportunities within existing processes and business practices by leveraging previous experiences and knowledge of the business. This candidate should have strong conflict resolution skills and work in a sometimes-stressful environment with quick turnaround timelines

• Pragmatic problem-solver, forward thinker with independence of thought and strong critical thinking skills

• Background in enterprise data management, especially as it applies to Financial Crimes, is a plus

• Expert in using PowerPoint and Excel, a plus

• Excellent verbal and written skills and experience presenting to senior audiences

Education:

• Bachelor's degree/University degree or equivalent experience

• Master's degree a plus

Anticipated Posting Close Date:

Key Responsibilities:

• Collaborate closely with Execution Partners to facilitate the execution of high-priority initiatives – ensuring that sufficient coverage and support is provided across the end-to-end delivery

• Manage and execute smaller-scale projects independently, ensuring alignment with broader strategic goals

• Develop and maintain detailed project plans, track milestones, and manage delivery timelines for assigned initiatives

• Identify and escalate risks, issues, and dependencies, proposing mitigation strategies as needed

• Support the establishment and maintenance of initiative level governance processes, including preparing status reports and facilitating project meetings

• Coordinate cross-functional teams to ensure clarity of objectives, roles, and deliverables

• Support stakeholder communication by developing clear, concise updates and presentations for senior leadership.

• Contribute to continuous improvement efforts in execution standards, tools, and methodologies

• Maintain a strong understanding of regulatory requirements impacting the business and incorporate them into project planning and execution

Qualifications:

• 7+ years of experience in program management, project delivery, regulatory remediation, or a related field

• Proficient knowledge of Wholesale Credit Risk would be advantageous

• Advanced Microsoft Office (Word, Excel, and PowerPoint) skills

• Demonstrated ability to manage end-to-end project delivery across multiple stakeholders

• Familiarity with regulatory environments and compliance initiatives, preferably within financial services

• Strong organizational, analytical, and problem-solving skills

• Excellent written and verbal communication skills, with experience preparing materials for executive audiences

• Ability to work independently and collaboratively in a fast-paced, matrixed environment

• Relevant certifications (e.g., PMP, PRINCE2, Agile certifications) are a plus

Competencies:

• Project Planning and Execution

• Risk and Issue Identification and Management

• Stakeholder Collaboration and Communication

• Delivery-Focused Mindset

• Problem Solving and Adaptability

• Attention to Detail and Quality

• Proactive Ownership and Accountability

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Anticipated Posting Close Date: