דרושים Loan Documentation Analyst - B10 ב-Citi Group ב-United States, New Castle

Responsibilities:

• Manage a team of Internal Audit professionals, recruit staff, lead professional development, build effective teams and manage a budget
• Deliver audit reports, Internal Audit and Regulatory issue validation and business monitoring and governance committee reports
• Lead reviews for all types of reviews, including the most complex, and review and approve Business Monitoring Quarterly Summaries
• Participate in major business initiatives and pro-actively advise and assist the business on change initiatives
• Implement integrated auditing concepts and technology, and follow trends in the Audit field and adapt them for the Audit function
• Identify solutions for a variety of complex and unique control issues, utilizing complex judgement and sophisticated analytical thought
• Analyze report findings, and recommend interventions where needed, proposing creative and pragmatic solutions to risk and control issues
• Partner with Directors and Managing Directors to develop approaches for addressing broader corporate emerging issues
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience in a related role
• Direct hands-on experience in audit and risk management, with technical expertise in financial models.
• Strong understanding of relevant regulations (e.g., SR 11-7, SR 15-18, OCC 11-12) and model development/validation processes in areas such as market risk, credit risk, loss forecasting, AML, Basel, CCAR, or CECL.
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Demonstrated successful experience in business, functional and people management
• Proven ability to execute concurrently on a portfolio of high quality deliverables according to strict timetables
• Demonstrated ability to implement continuous improvement and innovation in audit tools and techniques
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment
• Effective negotiation skills

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree in a quantitative field (e.g., Statistics, Economics, Mathematics, Finance) preferred.

Anticipated Posting Close Date:

The Finance Chief Risk Office (CRO) team provides risk management oversight of the Finance function, including effective risk challenge and mitigation of risk for capital, liquidity and interest rate risks, Treasury investments, and private equity investments, and ensures compliance with all risk-related regulatory requirements. The Finance CRO Chief Administrative Office (CAO) team is responsible for execution, governance, and control oversight of Finance CRO, including regulatory and audit communications; policies, supporting standards and procedures, and training; reporting to Board and committees; internal controls; and employee engagement across the Finance CRO organization.

Key Responsibilities

• Support design and implementation of a comprehensive and robust Managers Control Self-Assessment (MCA), and the execution of control activities thus improving identification and remediation of significant control issues in a timely manner.
• Support the assessment of outcomes from control activities and processes against conformance with applicable requirements to strengthen risk management quality. Support with Control Design Assessments (CDAs), Monitoring Design Assessments (MDAs) and Testing Design Assessments (TDAs)
• Support with the development and execution of Monitoring and Testing, across various tool types (e.g. Inspection, Re-performance, etc.)
• Monitor the new KRI/KPI Metrics and create data analytics dashboards to track metrics and progress, escalating to senior management as required.
• Support with identifying controls enhancements such as automation, standardization and rationalization including transformation execution activities.
• Drive the continuous review, monitoring, and improvement of control processes and streamline control design to ensure consistency across Finance CRO.
• Understand the drivers behind control performance and facilitate standardization of Processes, Risks, Controls and Monitoring Tools (PRCM) within the team.
• Acts as SME to senior stakeholders and /or other team members. Coordinate collation and production of materials for relevant governance forums.
• Build a strong understanding of core controls platforms, including, but not limited to MCA and Integrated Corrective Action Plan System (iCAPS).

Qualifications

• 3-10 years or relevant experience in financial services industry.
• Risk, Finance, Operational Risk, Controls experience preferred. Project Management experience a plus.
• Familiarity with Citi’s MCA and iCAPS is highly preferred.
• Exceptionally strong interpersonal and people management skills and ability to interact with all levels of management particularly at the Director and Managing Director level.
• Excellent planning and task management skills; ability to see the bigger picture as well as maintain strong focus on day-to-day execution.
• Excellent communication and interpersonal skills, willingness, and ability to work across all levels of organization.
• Ability to influence teams, with non-direct reporting lines, including teams comprised of senior managers.
• Quick learner, with ability to understand complex requirements and translate into clear and simple guidance for the business.
• Methodical and proactive thinker with strong organizational and follow-up skills.
• Proven time and task management skills with the ability to multi-task effectively and promptly.
• Highly proficient in Excel and PowerPoint .

Education

• Undergraduate degree in Finance, Economics, or a technical discipline.
• Exceptional candidates who do not meet these criteria may be considered for the role provided they have the necessary skills and experience.

Anticipated Posting Close Date:

The Data Governance Foundation Sr Analyst is responsible for contributing to the development of new techniques and improvement of processes and workflow.Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits. Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization.

Responsibilities:

• Consult with end users to support defining, and/or integrating processes to align with the enterprise Data Governance roadmap and/or Data Risk and Control framework and taxonomy
• Provide technical knowledge to ensure efficient design, development, and implementation of complex projects
• Review and evaluate work of others
• Leads system change process from requirements through implementation
• Applies good understanding of concepts and procedures within own business analysis area to resolve issues
• Monitor and report governance metrics including Data Governance adoption and maturity
• Monitor alignment of processes across business, functions and lines of business to the Enterprise Data Governance Policy and standards to meet its specific requirements
• Contribute to producing recommendations for enterprise-wide guiding policies, standards and procedures

Qualifications:

• 5-8 years relevant experience in a Data Governance, Data Management or related area
• Strong project management skills
• Optimizes work processes by knowing the most effective and efficient processes to get things done, with a focus on continuous improvement
• Ability to anticipate and balance the needs of multiple stakeholders, while monitoring tight deadlines or unexpected requirement changes
• Ability to communicate effectively
• Proficient in the use of basic Microsoft applications (Word, Excel, PowerPoint)
• Wholesale Lending background

Education:

• Bachelor’s/University degree or equivalent experience required

Anticipated Posting Close Date:

Capital optimization is a critical area for Citigroup and represents a significant challenge facing the financial services industry. As a firm, our ability to effectively lead in this area will be a significant determinant of our future competitiveness. It also helps satisfy a regulatory requirement for enhanced connection between strategic planning and capital planning.

Services Capital Allocation and Management, Lead Analyst, will play a critical role in Services’ capital and balance sheet strategy by supporting capital investment at the transaction and client level to align decision-making tools, such as the pro-forma pricing calculator and Citi-wide client returns analytics, with risk and capital related balance sheet platforms and actualized capital requirements and financials. The successful candidate will report to Head of Services BSCM and, over time, become a Capital & Balance Sheet SME, supporting various asset businesses with Services, including TTS Trade and Working Capital Solutions organization and Commercial Cards.

Key responsibilities:

• Analyze client pricing and advise on modeling assumptions of transaction returns to support deal-level decision making with Trade & Working Capital Solutions Product and Sales managers

• Partner with Client Analytics to drive enhancements to client level RWA, Capital, Tangible Common Equity (TCE) and Liquidity metric calculations in the deal level pricing RoRC Calculator and CIW platform

• Ensure enhancements to the RoRC Calculator and Client Returns methodology are made in line with expectations before release, such as enhanced calculations, functionality and usability

• Identify inconsistencies in client financials/TCE, Services RWA, and other Services capital metrics (GSST/CECL); escalate systemic issues and create Data Concerns, identify root causes, and influence automated solutions

• Optimize eligible new client originations and manage Treasury’s FAS 133 SOFR Cash Flow Hedge program for TTS Trade, in order to help the business realize up to $10MM+ in revenue from reduced liquidity costs

• Explore opportunities amongst the Trade and Working Capital Solutions product pillars that can be leveraged to enhance capital and Return on Tangible Common Equity (RoTCE)

• Partner with RWA controllers to ensure validity of Top Side Adjustments (TSAs) and take action, where applicable, to reduce or systemically remediate excess capital (e.g. Corporate Guarantees and Collateral)

• Liaise with Regulatory Policy and Capital Group (RCPG), Capital Interpretive & Analytics Team (CIAT) and Confirmation of Basel Classification Review and Analysis (COBRA) on RWA and capital actions requiring regulatory interpretation to support capital mitigation opportunities

• Provide capital training and develop education initiatives globally, utilizing our partners, for the Services organization to increase knowledge on everything related to RoTCE and capital. Maintain up to date materials and news articles on our dedicated SharePoint for Services

• Support on enhancing self-service data tools and encourage wider use among the organization to self-serve data requirements and utilize dashboards

Key Competencies:

• Wholesale Credit Orientation: Experience working with Risk / Treasury / Finance and Technology / Operations partners in product management or risk capacity; exposure to RWA, TCE, capital and liquidity measures a plus

• Portfolio Management: Understand how TTS’s exposure to client and counterparties combines into the global portfolio and fits into the portfolio’s lifecycle

• Proven Data / Analytical skills: Experience turning complex information into actionable recommendations

• Analytical Problem Solver: Ability to leverage automated technology solutions to answer business problems, innovation mind set and intellectual curiosity

• Partnership and Collaboration Skills: Ability to partner well with a range of stakeholders in the firm to drive objectives to delivery, strong interpersonal skills to identify and resolve conflict to mitigate roadblocks

• Design and Delineating: Proven ability to collaborate with managers in creating and presenting effective presentations for seniors

Qualifications:

• Bachelor’s degree in Finance, Accounting, Economics, Computer Science, Math, Financial Engineering, Physics, or related field; advanced degree is a plus

• 6+ years relevant experience in the Financial Services / Banking industry

• Understanding of Risk / Treasury / Corporate Banking functions; exposure to modelling concepts (PD, LGD) helpful

• Proven analytical skills for developing data analysis and quantitative strategies

• Highly proficient in Excel, macros, and databases

• Advanced PowerPoint presentation skills a plus

• Excellent interpersonal, influencing, facilitation, and partnering skills with key stakeholders and senior management

• A demonstrated history of delivering on initiatives

• Ability to work under pressure in a highly professional environment

• Passion, integrity, positive attitude, mission-driven, and self-directed

Anticipated Posting Close Date:

Requirements: Bachelor’s degree, or foreign equivalent, in Statistics, Engineering (any), Finance, Operations Research, or a related field, and four (4) years of experience in the job offered, or in an analytics or consulting-related occupation. Four (4) years of experience must include: Using Excel and VBA macros to conduct financial forecasting of financial products and offerings; Leveraging Relational Databases (SQL & Python), Digital Tools (Adobe, Hive, Glassbox, & Pointlist), Ddata wrangling, Probability & Statistics, Digital Targeting, econometrics, and Profitability/PNL Metrics to identify real-time attributes that will radically transform the optimization framework for Omni Channel Decisioning; Simulating business outcomes in a dynamic macro-economic environment to help the business define guardrails to balance business objectives & enhance digital productivity; Using Machine Learning (ML) algorithms including Naïve Bayes and logistic regression to identify next best offer & create an arbitration framework to identify the next best action; Conducting Model Governance and Disparate/Adverse impact analysis using SQL and Python; and Setting up guidelines and regular monitoring of ML models in accordance with regulatory and compliance policies. 40 hrs./wk. Applicants submit resumes at . Please reference Job ID #25846543. EO Employer.

Wage Range: $201,100.00 to $206,200.00

Anticipated Posting Close Date:

LFU Analysts will be actively involved in Citi’s credit approval and origination process for leveraged finance transactions, assisting clients in raising funds in the capital markets, as well as providing ongoing credit monitoring support for Citi’s Leveraged Finance Portfolio of client relationships.

Analyst Role and Responsibilities:

• Provide analytical support to Underwriters across LFU’s core functions: (1) Leveraged Finance transaction origination and credit approval; (2) periodic credit monitoring; (3) portfolio management and reporting, limits and early problem recognition; (4) global leveraged lending related projects and strategic initiatives

• Evaluate and gain a strong understanding of clients' business model, financial performance and key credit drivers across various industries, through both due diligence process as part of transactions and ongoing credit monitoring responsibilities

• Build and analyze models used for valuation and to forecast the client's operating and financial performance and be able to articulate assumptions and analysis to Underwriters and Risk Managers

• Coordinate with the LFU Mumbai team to perform periodic written reviews of the clients' financial and operating performance, covenant compliance, management/relationship strategy, and competitive position within its peer group

• Work in conjunction with Underwriters to assess appropriateness of credit extension transactions (leveraged buyouts, incremental debt raise or refinancing), secure approval for and assist in executing transactions on behalf of clients

• Collaborate with our product partners in Capital Markets, Investment Banking, Corporate Banking and Risk, in addition to Legal counsel (both internal and external) to develop the ability to understand the deal structures and to ensure they are properly documented and approved as per the Citi WCR Standards & Procedures

• Analyze underlying business rationale/strategy for deals that are conducted through creating both Business and portfolio reviews for Senior Management on the global risks for the portfolio as well as to highlight key trends in the market.

• Research and develop robust understanding of the fundamentals of the key industry trends and risk issues and develop the ability to succinctly convey his/her thoughts and opinions to the Risk Managers and Bankers

• Responsible for monitoring news and events pertaining to Citi’s leveraged lending clients as well as providing regular updates to Bankers.

Qualifications:

• Team player with strong work ethic who also works well with others at all levels

• Strong writing, analytical, quantitative, communication, and presentation skills

• Working knowledge of Microsoft Word, Excel, and PowerPoint

• Ability to break down large amounts of data into concise, easy to understand formats

• Ability to quickly and accurately find information upon a Banker / Manager’s request

• Ability to take on demanding responsibilities and work independently, effectively manage deadlines and juggle multiple tasks at once

Education:

• Bachelor’s degree in mathematics, science, finance/economics, risk management or a related field required

Anticipated Posting Close Date:

By Joining Citi, you will become part of a global organization whose mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress.
This role requires deep expertise in system design, hands-on coding, and strong problem-solving skills to create resilient, high-performing, and secure applications.

Responsibilities :

Candidate should have 8+ years of overall experience that includes 2+ years in the financial services industry (preferably in investment banks). Ideal candidate would be a self contained individual contributor with a go getter attitude to develop software meeting the laid down quality metrics within the project environment. The candidate would have prior working experience in a competitive, high paced environment to deliver software to meet business needs.
Relevant Technologies:
QlikView, Qlik Sense, Tableau, NPrinting, JScript, HTML and Netezza
Technically the Dashboards are built on Qlik View and Qlik Sense and Netezza at the backend. NPrinting are used to generate and send user reports as mail attachment.
• Experience with high performance & high volume Integrated Dashboard Development and database performance tuning.
• Strong Qlik View and Qlik Sense Knowledge and experience of using Mashup to build Dashboards is a must

• Knowledge of design methodologies
• Display sound analytical, problem solving, presentation and inter-personal skills to handle various critical situations.
• Ability to carry out adaptive changes necessitated by changes in business requirements and technology.
• Post trade processing experience; Familiarity with trade life cycle and associated business processes.

The role would be based in Pune to drive client interfacing with business and operations to drive new product onboarding into the current platform. The person would be responsible for understanding business requirements and interact with upstream systems. The candidate is expected to deliver new products to be included and enhancement on the existing product for more coverage from the various regions feeds and markets to be covered. Support and manage the existing code base. The candidate must have strong desire to learn, commitment towards roles & responsibilities and zeal to hard work in order to be perfect fit for the team.

Bachelor’s degree/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type: