דרושים Model/analysis/validation Officer ב-Citi Group ב-United States, Irving

Duties: Perform a variety of object validation project requests and provide technical review of non-model objects developed with advanced machine learning and artificial intelligence methodologies. Perform the technical review process including the analysis and identification of an AI/ML object and distinguish such objects from a model. Perform research of the methodology and algorithm used for an object, while collecting the input and output of an object to assess the soundness of the object’s methodology. Scrutinize the performance testing results of the object and evaluate the potential risk exposed from the submitted object. Align the prescribed requirements of the Model Risk Management Review Policy for Non-model AI/ML objects, and comply with any additional requirements from U.S. regulators including FRB and OCC. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols.

Requirements: Master’s degree, or foreign equivalent, in Applied Mathematics, Statistics (any), Actuarial Science, or a related field, and two (2) years of experience in the job offered or in a related quantitative occupation performing artificial intelligence (AI) and machine learning (ML) application review, validation, and risk analysis. Two (2) years of experience must include: Analyzing and assessing the risk of applications developed based on advanced Machine Learning (ML) techniques including natural language processing and generative AI; Utilizing statistical programming on R, Python, SAS, and VBA for independent and incremental testing of applications built with unsupervised learning methods, natural language processing, and generative AI; Developing generative AI and NLP model risk management guidelines and procedures to conduct model/object reviews including model/object identification, validation, and monitoring; Developing generative AI applications to compose validation reports with expertise in prompt engineering and evaluating the accuracy and efficiency of the generated reports; Fine-tuning generative AI to conduct specific banking related tasks, including sentiment analysis of customer credit card reviews and creating visualizations of cost-benefit analysis to guide the selection of base models; and Researching advanced evaluation methods for unsupervised learning applications and documenting feasibility analysis for future usage with case studies. Employer will accept pre- or post- Master’s degree experience. 40 hrs./wk. Applicants submit resumes at . Please reference Job ID# 25859781. EO Employer.

Wage Range: $144,700.00 to $175,300.00

Anticipated Posting Close Date:

Transaction Management will be responsible for supporting multiple aspects of the lending lifecycle including but not limited to loan closing and servicing coordination, facilitating complex client onboarding, data management, and quality control. The team will be accountable and responsible for operational oversight of the closing and servicing of all loan transactions of the business division being supported to ensure all internal and external requirements are met.

Responsibilities:

• Contribute to the build and development team to support loan origination and lifecycle management which includes large complex syndicated and bilateral loans covering but not limited to corporate, commercial, real estate, structured lending and trade.
• Assist with the creation of processes, standards, procedures, controls, training, and implementation of transaction management.
• Aid in the design and implementation of technology including testing and rollout.
• Provide training and support to transaction management staff and business constituents.
• Partner with each of the originating and coverage business lines, credit risk, operations, legal, etc.
• Ensure that quality of data, controls and processes performed meet internal policies and regulatory requirements/expectations.
• Work with lines of business, transaction management, and loan operations to define and implement operational metrics and risk and control reviews to ensure all stakeholders have end to end transparency.
• Constantly improve processes, controls and efficiencies within the group and front to back across loan lifecycle
• Participate in projects to enhance performance and efficiency.
• Take part in loan remediation and loan system testing / migrations.
• Actively manage and maintain a deal closing pipeline of loan transactions.
• Coordinate and close loan transactions/lifecycle events, capture data, store documentation, troubleshoot issues/roadblocks, perform quality control
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Minimum 1-2 years of experience
• Individual must have excellent communication, organizational and interpersonal skills.
• Individual must work well under tight deadlines, manage priorities, and complete assigned tasks with minimal management follow up.
• Candidate has quantitative skills with a high proficiency with Excel and other Microsoft based programs.
• Tableau or visualization tool familiarity
• Experience with Loan IQ, transaction capture tools, etc.
• Keen attention to detail
• Developed analytical and problem-solving abilities
• Client relationship and solution skills

Additional non-core qualifications which will be considered are:

• Experience within a large global team supporting wholesale lending at large financial Institution
• Knowledge of wholesale loan (syndicated / bilateral) product and business, including an understanding of legal loan documentation, loan / funding mechanics, deal structure, funds flows, etc.
• Experience working with clients under time constraints to facilitate a transaction or process.
• Proven ability to collaborate with team members, Senior management, and other business constituents
• Critical decision-making capabilities including the ability to identify, escalate, and propose solutions to problems
• Ability to manage multiple concurrent deadlines through the practice of strong organizational and time management skills with experience in continuously following-up with various stakeholders
• Understanding and awareness of appropriate corporate and regulatory policies in relation to Lending
• Deep understanding of operational processes supporting Wholesale lending
• Focus on achieving/exceeding key operating standards within a KPI/metrics driven culture
• Ability to work in an environment where priorities are frequently changing

Education:

• Bachelor's/University degree or equivalent experience

Time Type:

Key Responsibilities:

• Monitor adherence to the organization’s Charter, Manual, and other related governance documentsacross GRR Review teams, ensuring a consistent approach to maintaining compliance

• Revise and amend governance documents as required, ensuring their relevance and effectiveness align with organizational needs and regulatory changes

• Collaborate with senior stakeholders on preparing review materials related to these governance documents, facilitating clear and effective communication of processes

• Conduct comprehensive reviews of various processes to verify compliance with the GRR Charter, Manual, and other related governance documents

• Support Internal Audit and Regulatory requests promptly and accurately, ensuring adherence to regulatory standards and requirements

• Assume responsibility for the Management Control Assessment (MCA) process within the function, ensuring all controls are properly designed, executed, and tested to mitigate identified risks. This includes identifying, reporting any control gaps or weaknesses, and proposing solutions for improvements

• Develop and maintain relationshipsacross GRR Review teamsto better understand and deliver governance requirements

Skills and Qualifications:

• Proven experience in a similar role in governance

• 5-8 years of experience required in a financial services role, Citi experience preferred

• Exceptional written and verbal communications skills, with the ability to express and communicate concisely and clearly with various levels of management

• Strong attention to detail with the ability to conduct thorough reviews

• Broad knowledge of rules and regulations relevant to the organization; staying aware of evolving requirements

• Ability to adapt to an agile environment and update governance documents as needed

• Excellent time management and organizational skills

• Self-motivated, energetic, responsive team player with the interest to take initiative and work in a fast-paced environment

• Problem solving and influencing skills, including the ability to manage multiple stakeholders, projects, and deliverables with varying objectives simultaneously and independently

• Proficient in Microsoft Office (Excel, Power Point, Word, etc)

Education:

Bachelor’s/Universitydegree, Master’s degree preferred

Anticipated Posting Close Date:

There will be multiple Headcount to complete these responsibilities, role reports into the GRR Business Execution Lead (BEL).

Key responsibilities:

Human Capital: Partner with GRR CAO, BEL, Human Resource, Business Planning & Analysis and Headcount Management teams in the execution of staffing requirements including organizational design, capacity planning, headcount approval and tracking; location and real estate strategy, continuity of business planning, and resolution planning. Support the review and completion of all Hiring Council requests and submissions. Prepare periodic updates to GRR Management on hiring targets.

Employee Communications: Engage incommunications/activitiesplanning and assist with Voice of the Employee program to identify opportunities for GRR employee engagement.

Ad-hoc projects as necessary. Has the ability to operate with a limited level of direct supervision.

Qualifications

• 6-10 years of experience required in a financial services role / Citiexperience preferred
• Ability to synthesize data and information and develop practical solutions to organizational challenges, innovation / change initiatives
• Relevant experience in managing budget, headcount, capacity planning, location strategy for a global function
• Problem solving and influencing skills, including the ability to manage multiple stakeholders / projects and deliverables with varying objectives simultaneously
• Exceptional written and verbal communications skills to prepare materials and updates for communications to be shared with GRR Management
• Self-motivated and detail oriented
• Bachelor's degree/University degree or equivalent experience

Anticipated Posting Close Date:

The SVP, Regulatory Architecture Compliance - Technology Design serves as a senior compliance risk officer for Independent Compliance Risk Management (ICRM) responsible for establishing internal strategies, policies, procedures, processes, and programs to prevent violations of law, rule, or regulation and design and deliver a risk management framework that maintains risk levels within the firm's risk appetite and protect the franchise.

The ICRM Regulatory Architecture Compliance (RAC) team is responsible for oversight of the end-to-end Regulations Management process. This includes how Citi identifies, assesses, and implements Laws Rules Regulations (LRRs). This role is part of the RAC Technology team and will be primarily responsible for overseeing the technical design and implementation of reporting requirements related to the program.

Responsibilities:

• Primarily responsible to Create, Prioritize and Socialize Reporting Product Roadmap.
• Understand Citi Risk Controls(CRC) Regulations Management Workflow Application implementation. This knowledge should help define Reporting(Tableau) outcomes to be in sync with business expectations.
• Drive Reporting(Tableau) product goals through creation of JIRA Epics/User Stories and relevant Acceptance Criteria for upcoming Agile sprints/releases.
• Work with technical SME’s to ensure all requirements and Acceptance Criteria are clearly documented.
• Continually engage with Technology and User Acceptance Testing(UAT) teams, to ensure timely delivery of product development improvements.
• Responsible for validating if UAT released product is in accordance with sprint agreements before approving for PROD release.
• Working experience with reporting/analytics tools(Tableau or similar) is highly preferred.
• Designing, developing, delivering and maintaining best-in-class Compliance, programs, policies and practices for ICRM.
• Translating ICRM strategy and goals across Citi’s clients, products and geographies in a succinct and clear manner; provide direction and guidance on the programs. Serves as a subject matter expert on Citi’s Compliance programs.
• Providing oversight and guidance over the assessment of complex issues, structuring potential solutions and driving effective resolution with other stakeholders.
• Identifying and assessing Citi’s key compliance risks. Ensuring compliance risks within Citi are effectively identified, measured, monitored, and controlled, consistent with the bank’s risk appetite statement and all policies and processes established within the risk governance framework.
• Monitoring adherence to Citi’s Compliance Risk Policies and measuring compliance risk through a robust control framework and ensuring that reviews are conducted consistently across each entity on a regular basis to confirm that controls identified are operating effectively.
• Performing complex analyses of comparative data, preparing and presenting regional and global reports related to compliance risk assessments, and monitoring of compliance related issues.
• Partnering, collaborating and working with other areas within Citi, as necessary.
• Keeping abreast of regulatory changes, new regulations and internal policy changes in order to further identify new key risk areas.
• Additional duties as assigned.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 10+ years of relevant experience in data analytics tools (Tableau or similar)
• Experience of working with Data technology teams
• Excellent written, verbal and analytical skills
• Must be a self-starter, flexible, innovative and adaptive
• Highly motivated, strong attention to detail, team oriented, organized
• Strong presentation skills with the ability to articulate complex problems and solutions through concise and clear messaging
• Ability to work collaboratively with regional and global partners in other functional units; ability to navigate a complex organization; to influence and lead people across cultures at a senior level
• Awareness of regulatory requirements including local and US laws, international and industry standards

Education:

• Bachelor’s degree; experience in compliance, legal or other control-related function in the financial services firm, regulatory organization, or legal/consulting firm, or a combination thereof; Advanced degree preferred

Anticipated Posting Close Date:

Requirements: Bachelor’s degree, or foreign equivalent, in Statistics, Mathematics, Technical Science, Economics, or a related field, and five (5) years of experience in the job offered or in a related quantitative occupation performing model development and validation activities within the financial services industry. Five (5) years of experience must include: Validating and developing Consumer Decision models and Anti-Money Laundering models using Predictive and Machine Learning modeling techniques including generalized linear models, logistic regression, decision trees, Random Forest, and GBM/XGBoost; Performing SAS, R, and Python statistical analysis and preparing and processing data using Oracle, SQL Server and Data Warehouses for model development and validation; Assessing and quantifying model risk across the model lifecycle by performing statistical, data, and quantitative analysis for model development using business tools: Supporting external regulatory examinations and internal audits related to Consumer Decision and Anti-money Laundering models; Coordinating the completion of assigned tasks and projects with stakeholders related to model lifecycle, and planning strategic and cross-functional initiatives; Designing technical solutions supporting complex data reporting and analytical tasks as well as generating complex graphic data reports including data crosstabs, descriptive statistics, and charts; and Creating statistical documentation with supporting analyses, testing results, and rationales for key decisions and ensuring documentation meets regulatory guidelines and industry standards. 40 hrs./wk. Applicants submit resumes at . Please reference Job ID #25863083. EO Employer.

Wage Range: $144,900 to $169,110.50/year

Anticipated Posting Close Date:

Responsibilities:

• Manage assigned accounts within acceptable risk parameters on an ongoing basis until workout is complete.
• Identify, modify and implement designed and approved workout strategies.
• Performs initial evaluation of assigned accounts, including business issues, likely loss or recovery, and documentation deficiencies, if any.
• Provide recommendation and / or approvals for credit decisions involving the Special Assets portfolio.
• Work and interact with customers, attorneys, and other third party professionals to acquire all necessary documentation, due diligence, and market intelligence.
• Evaluate and process data, historical information with a focus on cash flow, capital structure and valuation analysis.
• Develop and present action plans for assigned portfolio to Senior Management or 3rd parties.
• Negotiate with customers and internal Citi product/customer partners.
• Review accounts on a routine basis to gauge the level of progress achieved versus stated action plan, payment status (delinquency), documentation exceptions, annual review anniversaries, financial covenants, data integrity, and any other customer service (internal or external) follow-ups that arise during the course of time.
• Advise Risk Management partners of progress of the workout plan as well as potential risks that may develop throughout the course of the remedial effort.
• Prepare metrics and reporting criteria for loan performance including internal and external requirements.
• Deal with internal and external counsel strategically and on a cost effective basis.
• Demonstrate sound understanding of credit issues and is able to establish and process risk mitigation plans from inception to implementation to resolution.
• Negotiate with customers and internal partners, including Legal, Controls, Fraud, MIS/Reporting, Compliance.
• Collect information from various parties with potential opposing views/agendas in a respectful, efficient, and detail-oriented manner.
• Communicate and influence in a cross functional environment in settings that could involve conflicting priorities and timetables.
• Identify and assess asset liquidations, credit MIS, product loss norms and credit cycle in order to identify and organize dissection of credit problems; able to articulate “lessons learned” without alienating internal business partners.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• Knowledgeable in risk process and documenting an appropriate action plan for identified troubled, stressed, or distressed loans.
• 6-10 years experience in credit analysis and / or remedial management.
• Proficient in collateral analysis, including real estate appraisals, equipment valuations, field exams, and asset searches.
• Excellent strategic, negotiation and implementation skills.
• Excellent communication skills with ability to synthesize the argument in a reasonable manner.
• Ability to articulate alternative transactions (pros/cons); identifies the related market, credit, operational, and legal/regulatory risks associated with the specific transaction/borrower.
• Excellent analytical and credit fundamentals skills. Some knowledge of applicable US and local regulations, guidelines and practices.
• Some litigation skills.
• Paramount communication skills with ability to synthesize the argument in a logical and rational manner.
• Must possess a sound understanding of Remedial Management and Small Business/Commercial Banking. Must have technical expertise and good understanding of products, tools, and associated risks.
• Capable of collecting information from various 3rd party individuals in a respectful, efficient, and detail oriented manner.

Education:

• Bachelor’s/University degree,

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Anticipated Posting Close Date: