דרושים Director Corporate Banker Financial Institutions Group Uk ב-Bank Of America ב-United Kingdom, London

Responsibilities:

As a core member of the UK Corporate Banking team, you will:

• Identify, target and onboard new UK clients (listed, private and primarily mid-cap)

• Develop and manage the client dialogue as the relationship manager

• Coordinate client engagement globally, and across full product suite

• Take responsibility for the origination of business across product

• Provide advice on a broad array of financing strategies to address client specific needs

• Structure, prepare and deliver content led presentations

• Partner closely with Investment Banking teams on client coverage and origination

• Work with our credit and risk partners as it relates to our client engagements

• Seek to ensure the Bank's activities are conducted in a compliant and risk-free manner

• Manage and mentor junior professionals on deal execution, marketing and general career development

What we are looking for:

• Excellent client relationships, marketing, presentation and sales skills

• Extensive knowledge of Corporate Banking product set and the UK client base (including midcap space)

• Self-motivated, tenacious and able to work with high degree of independence

• Demonstrated experience in client management and new business origination

• Meticulous attention to detail, diligence and conscientiousness

• Ambitious, with a desire to succeed

• Capable of working effectively both independently and with multiple teams/individuals

• Strong corporate finance skills and experience

• You will have the ability to manage and prioritize multiple projects simultaneously

• Able to work effectively as an individual and as part of a team

Benefits of working at Bank of America:

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner

• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons

• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum

• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.

• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.

• Access to an Employee Assistance Program for confidential support and help for everyday matters

• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution

• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.

• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

The role is an analytical and strategic resource within the Special Assets Group (SAG), supporting SAG Senior Portfolio Officers (POs) in managing criticized/classified commercial loan portfolio. This includes structuring and underwriting of credit facilities, providing financial and collateral analysis, drafting credit approvals, asset quality forecasting, monitoring covenant compliance and adherence to regulatory requirements.

Responsibilities

• Provide analytical support to SAG POs in developing and executing loan workout, restructuring, and recovery strategies
• Prepare credit approval packages, risk rating analyses, asset quality forecasts, and restructuring recommendations
• Monitor covenant compliance, borrower performance, and collateral adequacy
• Participate in client meetings, negotiations (as appropriate), and strategy sessions with internal/external stakeholders
• Contribute to regulatory reporting, internal audits, and governance processes
• Participate in strategic projects to support business goals
• Build strong partnerships with internal partners, including Corporate Banking, Investment Banking, Legal, Risk, and Finance
• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions

What we are looking for:

• Experience in commercial workout, credit risk management, or commercial loan underwriting related experience
• Knowledge of commercial loan structures, corporate finance, and financial statement analysis
• Familiarity with syndicated and agented loan structures, including multi-lender negotiations
• Excellent written and verbal communication skills, with demonstrated ability to produce clear, persuasive materials for senior audiences
• Proven ability to manage multiple priorities and meet tight deadlines in a high-pressure environment
• Experience working in Corporate Workout, Leveraged Finance, Structured Credit, Distressed Debt Advisory, or a Restructuring team (bank, advisory, or buy-side)
• Experience with collateral valuation, liquidation analysis, and capital markets transactions related to distressed assets
• Proactive self-starter, motivated and with an aptitude to learn quickly under pressure in a fast-paced environment with the ability to manage within tight deadlines

Skills that will help:

• Credit and Risk Assessment
• Critical thinking and problem solving
• Financial modeling and analysis
• Knowledge of loan documentation and credit agreements
• Interpret relevant Laws, Rules, and Regulations
• Collaboration and cross-functional teamwork
• Strong oral and written communication
• Ability to synthesize complex data and present clear, actionable recommendations

UK

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
• Access to an Employee Assistance Program for confidential support and help for everyday matters
• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.
• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

The Credit Risk Officer (CRO) role is a senior analytical and strategic resource within the Special Assets Group (SAG), supporting SAG Senior Portfolio Officers (POs) in managing criticized/classified commercial loan portfolio. This includes structuring and underwriting of credit facilities, providing financial and collateral analysis, drafting credit approvals, asset quality forecasting, monitoring covenant compliance and adherence to regulatory requirements.

Responsibilities

• Provide analytical support to SAG POs in developing and executing loan workout, restructuring, and recovery strategies
• Prepare credit approval packages, risk rating analyses, asset quality forecasts, and restructuring recommendations
• Monitor covenant compliance, borrower performance, and collateral adequacy
• Participate in client meetings, negotiations (as appropriate), and strategy sessions with internal/external stakeholders
• Contribute to regulatory reporting, internal audits, and governance processes
• Participate in strategic projects to support business goals
• Build strong partnerships with internal partners, including Corporate Banking, Investment Banking, Legal, Risk, and Finance
• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions

What we are looking for:

• Experience in commercial workout, credit risk management, or commercial loan underwriting related experience
• Strong knowledge of commercial loan structures, corporate finance, and financial statement analysis
• Familiarity with syndicated and agented loan structures, including multi-lender negotiations
• Excellent written and verbal communication skills, with demonstrated ability to produce clear, persuasive materials for senior audiences
• Proven ability to manage multiple priorities and meet tight deadlines in a high-pressure environment
• Experience working in Corporate Workout, Leveraged Finance, Structured Credit, Distressed Debt Advisory, or a Restructuring team (bank, advisory, or buy-side)
• Experience with collateral valuation, liquidation analysis, and capital markets transactions related to distressed assets
• Proactive self-starter, motivated and with an aptitude to learn quickly under pressure in a fast-paced environment with the ability to manage within tight deadlines

Skills that will help:

• Credit and Risk Assessment
• Critical thinking and problem solving
• Financial modeling and analysis
• Knowledge of loan documentation and credit agreements
• Interpret relevant Laws, Rules, and Regulations
• Collaboration and cross-functional teamwork
• Strong oral and written communication
• Ability to synthesize complex data and present clear, actionable recommendations

UK

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
• Access to an Employee Assistance Program for confidential support and help for everyday matters
• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.
• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

• Canadian RetailincludingTD Canada Trust, Business Banking, TD Auto Finance (Canada), TD Wealth (Canada), TD Direct InvestingandTD Insurance
• U.S. Retailincluding TD Bank, America’s Most Convenient Bank, TD Auto Finance (U.S.), TD Wealth (U.S.) and TD’s investment in TD Ameritrade
• Wholesale Bankingincluding TD Securities

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience.

Position Overview

Principle responsibilities will include:

• Supporting the senior bankers in identifying, analysing and securing new target clients where TD can develop a profitable business relationship, on a risk adjusted basis
• Partnering with senior members of the Coverage team to provide overall relationship management support and client coverage at the Treasurer/ Treasury Manager level
• Working with the Senior Bankers to develop and maintain relationships within the European banking market to raise the profile of TD
• Coordinating product partners to develop product ideas and create marketing materials for presentations to clients
• Ensuring relevant product groups have good access to each client to increase the level of ancillary business originated globally from corporate clients
• Responsibility for tracking sectoral trends and client news, researching and analysing industry and market data for credit and origination purposes
• Attending client meetings and calls, leading meeting prep, filing call reports, and coordinating action items
• Responsibility for the production of deal related credit memorandums and delivering the banks pricing approval process
• Liaising with Credit Management to ensure that key risks on corporate transactions are identified, evaluated, and documented in an accurate and timely manner
• Responsibility for ensuring the deal process is adhered to for transactions, including but not limited to ensuring KYC and AML are in place for all new transactions and updated in line with policy
• Actively contribute to the business planning and strategic development of TD’s European Corporate Banking team
• Prepare and assist with the provision of management reports and presentations required on a regular and an ad hoc basis
• Demonstrate governance, control and risk management behaviours in alignment with TD policies and practices

Qualifications:

• Some background of relevant experience in an investment banking or corporate banking graduate program, relationship coverage team, or a relevant product team is advantageous.
• Bachelor's/Universitydegree or equivalent - studying towards CFA, ACT or an accounting designation is considered an asset.
• Sound understanding of credit and wholesale banking products. Experience with Large/Global Corporate clients and lending/capital markets products desirable.
• Strong planning, organizational, verbal and written communication skills.
• Strong business and financial analytical skills.
• Sound knowledge of MS Office applications(Word/Excel/PowerPoint).
• Strong work ethic and commitment to business goals and high professional standards.
• Ability to work effectively in both independent and team environments.

Executives promote

• Think like a customer; provide legendary experiences and trusted advice
• Act like an owner; lead with integrity to drive business results and contribute to communities
• Execute with speed and impact; only take risks we can understand and manage
• Innovate with purpose; simplify the way we work
• Develop our colleagues; embrace diversity and respect one another

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

CUSTOMER

• Manage a team of Risk professionals providing oversight and control related advisory services to Risk partners
• Provide guidance, leadership, coaching and development to ensure operational results andprofessional/personaldevelopment objectives are achieved
• Work with executive team, senior business management/ partners to develop proactive strategies, tactics, policies and programs to effectively manage regulatory/ compliance issues
• Act as key liaison with partners and external groups and provide Risk subject matter expertise; partner, as necessary, effectively with key stakeholder groups such as Compliance, Legal, Audit, AML
• Coach to ensure functional/ operational problems are handled appropriately, and participate in the negotiation and resolution of complex and/or escalated issues, where necessary
• Lead and develop Risk enterprise-wide frameworks, policies, standards, procedures in coordination with management in line with TD’s Risk Program
• Participate in / Manage global regulatory examinations and external / internal audits with respect to request for information
• Take corrective action and recommend or implement changes to procedures, as required

SHAREHOLDER

• Ensure team adheres to enterprise frameworks and methodologies related to overall business management activities
• Lead relationships with corporate and/or oversight functions to ensure alignment with enterprise and/or regulatory requirements
• Support team in staying knowledgeable on emerging issues, trends and evolving regulatory requirements and assess potential impacts to the Bank
• Assess / identify key issues and escalate to appropriate levels and relevant stakeholders and business management where required
• Identify, mitigate and report on risk issues per enterprise policy / guidance and ensure appropriate escalation processes are followed
• Ensure business operations are in compliance with applicable internal and external requirements ( e.g. financial controls, segregation of duties, transaction approvals and physical control of assets)
• Lead relationships with business lines / corporate and/or oversight functions to ensure alignment with enterprise and/or regulatory requirements
• Lead or contribute to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk / provide guidance for complex situations
• Protect the interests of the organization – identify and manage risks, and escalate non-standard, high risk transactions / activities as necessary
• Manage oversight process, risk-based identification and monitoring of related risks and regulatory compliance across the supported functions, while ensuring key controls and processes are effectively managed
• Oversee or lead the facilitation and/or implementation of action / remediation plans to address performance / risk / governance issues
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
• Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite

EMPLOYEE / TEAM

• Responsible for management of the overall team providing both leadership and guidance
• Set targets and objectives for the team, and deliver results
• Grow team expertise to align with business/enterprise demand and direction; assess team skills and capabilities and continually look for ways to provide and enhance the value delivered
• Lead a high performing team; provide on-going feedback and performance reviews, coach and develop employees and ensure performance management activities are undertaken and completed for all employees
• Lead the process of setting performance objectives for the team; track, monitor and effectively address and/or reward performance in a timely manner
• Manage employees in compliance with all human resources policies, procedures and guidelines of conduct
• Share knowledge, information, skills, and subject matter expertise among the team and ensure the timely communication of issues and encourage good working relationships with other functions and teams
• Support an environment where team freely escalates business challenges; facilitate change through positive reinforcement of milestones and successes
• Recruit for all hires to ensure a highly diverse, qualified workforce to achieve business objectives
• Establish and foster a cohesive team; promote a fair and equitable environment that supports a diverse workforce and encourage the team to achieve common goals and objectives
• Act as a brand ambassador for your business area/function and the bank, both internally and/or externally

BREADTH & DEPTH

• Lead and manage a sizeable team of professionals and overall operation of a diverse group in an area of moderate risk, complexity or scope, while growing talent, developing skills and capabilities to achieve career goals, support project / initiative success and achieve business results
• Ability to present and make recommendations to senior management and executives
• Ensure an integrated approach with other business areas, broader organization, and enterprise as appropriate
• Coordinates and prioritizes multiple initiatives and manages resource allocation
• Establishes effective relationships with different Stakeholders, Business Sponsors, Executives and LOB
• Provides support and contributes to the overall discipline and strategy for respective areas
• Provides coaching, mentorship and guidance to practitioners, business, executives within area of expertise
• Deep knowledge and understanding of businesses / technology, and organizational practices/ disciplines
• Sound to advanced knowledge of external competition, industry and/or market trends in relation to own function / business
• Focus on short to medium-term issues (e.g. 6-12 months)
• Generally reports to a Senior Manager or executive role

EXPERIENCE & EDUCATION

• Undergraduate degree or technical certificate and/or
• 7+ years relevant experience

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Global Corporate

the CLO Analystrole is dynamic, fast paced and offers a good mix of analytical and calculation-based activities in addition engaging with our clients, dealingwith investor queries,

Key Responsibilities:

• Responsible for developing valueadded partnerships with RelationshipManagement andDeal Administration toassist in client deliverables and improving defining process and techniques toimprove efficiency anddelivery
• Responsible for ongoing transaction deliverables includingWaterfalls, Investor Reports,Hypothetical test trades
• Calculatevarious portfolio statistics,ratios and thresholds for use inhypothetical trading scenariosandperiodic reporting
• Read and interpret trust indentures with regard to reporting requirements and create technical report specifications from indenture language
• Set up payment calculations in a variety of in-house systems
• Receive, map and reconcile periodic collateral data
• Liaise with business partners (Technology,Legal, Compliance, Trustee, RelationshipManagement, Deal Admin and Sales) to ensure highest client service levelsin compliance withUS Bank standards
• ProvideInnovative clientsolutions
• Use SQL andother software to manipulate the considerable amount of collateral-related information maintained in the US Bank database

Experience and Key Skills Required:

• Bachelor’s degree in business, finance, economics, accounting or related field, or equivalent work experience
• 2-3 years of relevant work experience preferably with direct experience working with CLO’s, alternatively knowledge of syndicated bank loans / fixed income securities / securitization / debt capital markets
• Strong problem-solving skills

• Experience working with Financial Models would be advantageousincluding advancedExcel skills
• Ability to identify and resolve exceptions and to interpret data
• Ability to perform multiple tasks and meet established deadlines in a dynamic working environment with minimal supervision
• Market awareness
• Effective interpersonal, verbal and written communication skills
• Building andmaintaining partnerships bothinternally and externally / client centric approach
• Documentation review skills
• Strategic thinking
• Complex analytic transactionskills

:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the .

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.