דרושים Analyst Uk Corporate Banking ב-Bank Of America ב-United Kingdom, London

Responsibilities:

As a core member of the UK Corporate Banking team, you will:

• Identify, target and onboard new UK clients (listed, private and primarily mid-cap)

• Develop and manage the client dialogue as the relationship manager

• Coordinate client engagement globally, and across full product suite

• Take responsibility for the origination of business across product

• Provide advice on a broad array of financing strategies to address client specific needs

• Structure, prepare and deliver content led presentations

• Partner closely with Investment Banking teams on client coverage and origination

• Work with our credit and risk partners as it relates to our client engagements

• Seek to ensure the Bank's activities are conducted in a compliant and risk-free manner

• Manage and mentor junior professionals on deal execution, marketing and general career development

What we are looking for:

• Excellent client relationships, marketing, presentation and sales skills

• Extensive knowledge of Corporate Banking product set and the UK client base (including midcap space)

• Self-motivated, tenacious and able to work with high degree of independence

• Demonstrated experience in client management and new business origination

• Meticulous attention to detail, diligence and conscientiousness

• Ambitious, with a desire to succeed

• Capable of working effectively both independently and with multiple teams/individuals

• Strong corporate finance skills and experience

• You will have the ability to manage and prioritize multiple projects simultaneously

• Able to work effectively as an individual and as part of a team

Benefits of working at Bank of America:

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner

• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons

• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum

• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.

• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.

• Access to an Employee Assistance Program for confidential support and help for everyday matters

• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution

• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.

• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Description:

Job Title:Credit Risk Officer

Analyst/Associate

Role Description

GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.

Responsibilities

• Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
• Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
• Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
• Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.
• Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
• Participate in strategic projects to support business goals.
• Providing provide appropriate coaching and development to junior teammates.

What we are looking for

• BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
• Credit risk experience at a major international financial institution, analysing, assessing companies and knowledge of EMEA and specific industry sectors, structuring transactions and documentation.
• Credit skills, risk judgment and broader risk awareness and understanding of the wider business, market and regulatory environment in which the bank operates, and how that impacts client and portfolio’s credit profile and ability to defend rigorously a fact-based point of view.
• Sound product/technical, documentation and process knowledge across lending, trade finance and derivative (FX, rates, commodities and equities) products.
• Acting as an agent of change/improvement, influencing corporate policy/procedure and projecting a positive strategic vision.
• Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
• Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
• Strong organisational skills with ability to prioritise and work under pressure, drive deal selection, negotiate solutions, strong transaction management process, and proactively manage credit risks.
• Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
• Keen interest in finance, macroeconomic and geopolitical issues.
• Fluency in English required. Additionally, other European language skills highly beneficial.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

Job Description:

Job Title:Credit Risk Analyst/Associate - Corporates Credit

Analyst or Associate

Role Description

GCIB Credit is responsible for analysing and delivering credit underwriting debt financing solutions and derivative strategies for medium and large corporate clients of GCIB & Global Markets (GM). GCIB includes Corporate Banking and Investment Banking and GM includes Sales & Trading. The group provides services to middle-market and large corporations, government entities and institutional investors. Services including mergers and acquisition advice, equity and debt capital raising, corporate lending, sales and trading in fixed income, commodities, currency and equities, risk management, research, and liquidity and payments management.

Responsibilities

• Perform financial and credit analysis, risk rating analysis ensuring adherence to prevailing credit policy and procedures for an assigned portfolio.
• Independently assess credit worthiness, perform intensive qualitative and quantitative due diligence of prospective borrowers and/or trading counterparties and establish appropriate terms and conditions to mitigate risk.
• Structuring transactions, underwriting and negotiating credit documentation designed to meet both client and investor needs including credit agreements, amendments, derivative documentation.
• Ensuring granularity of the portfolio with specific reference to targets for net country/credit capital, legally binding commitments, total exposure and asset quality.
• Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the client’s credit life cycle.
• Ensuring that the portfolio and credit management process are at all times rated "satisfactory" by internal auditors, the Credit Review group and external Regulators.
• Develop and maintain a deep understanding of the product spectrum and portfolio at the client, industry, and macro level to assess risk and craft value added solutions balancing risk.
• Develop, maintain, and manage internal relationships with business partners including Corporate and Investment Bankers, Sales & Trading, Risk Management, Syndications, and Legal.
• Participate in strategic projects to support business goals.

What we are looking for

• BA/BSc degree (or equivalent); Finance, Accounting or Economics would be beneficial.
• Relevant prior experience in financial services, preferably roles within credit risk management, where you have demonstrated an ability to identify, assess, monitor, control and mitigate credit risk.
• Credit skills and risk judgment and ability to defend rigorously a fact-based point of view.
• Knowledge and keen interest to learn about issues related to industry risk, transaction risk and awareness of country risk factors, reputational risk and operational risk.
• Ability to quickly absorb and follow internal credit policies and procedures; demonstrated ability to continuously learn and adapt with a proactive work ethic.
• Commercial mindset to support value added discussions with effective interpersonal and written and verbal communication skills, and attention to detail and accuracy.
• Understanding of credit risk sensitivities in the portfolio and risk drivers of the exposures.
• Keen interest in finance, macroeconomic and geopolitical issues.
• Fluency with use of Microsoft Office applications, particularly Excel; including ability to prepare and/or review company specific financial models in Excel.
• Strong team player & organisational skills with ability to prioritise and work under pressure to meet deadlines.
• Effective interpersonal and written and verbal communication skills both written and verbal with ability to be concise and with attention to accuracy and detail.
• Fluency in English required. Additionally, other European language skillswill be consideredhighly beneficial.

UK

• Private healthcare for you and your family plus an annual health screen to help you manage your physical wellness with the option to purchase a screen for your partner
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
• 20 days of back-up childcare including access to school holiday clubs and 20 days of back-up adult care per annum
• The ability to change your core benefits as well as the option of selecting a variety of flexible benefits to suit your personal circumstances including access to a wellbeing account, travel insurance, critical illness etc.
• Access to an emotional wellbeing helpline, mental health first aiders and virtual GP services.
• Access to an Employee Assistance Program for confidential support and help for everyday matters
• Ability to donate to charities of your choice directly through payroll and the bank will match your contribution
• Opportunity to access our Arts & Culture corporate membership program and receive discounted entry to some of the UK’s most iconic cultural institutions and exhibitions.
• Opportunity to give back to your community, develop new skills and work with new groups of people by volunteering in your local community.

We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to tell us about any adjustment requirements.

• Canadian RetailincludingTD Canada Trust, Business Banking, TD Auto Finance (Canada), TD Wealth (Canada), TD Direct InvestingandTD Insurance
• U.S. Retailincluding TD Bank, America’s Most Convenient Bank, TD Auto Finance (U.S.), TD Wealth (U.S.) and TD’s investment in TD Ameritrade
• Wholesale Bankingincluding TD Securities

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience.

Position Overview

Principle responsibilities will include:

• Supporting the senior bankers in identifying, analysing and securing new target clients where TD can develop a profitable business relationship, on a risk adjusted basis
• Partnering with senior members of the Coverage team to provide overall relationship management support and client coverage at the Treasurer/ Treasury Manager level
• Working with the Senior Bankers to develop and maintain relationships within the European banking market to raise the profile of TD
• Coordinating product partners to develop product ideas and create marketing materials for presentations to clients
• Ensuring relevant product groups have good access to each client to increase the level of ancillary business originated globally from corporate clients
• Responsibility for tracking sectoral trends and client news, researching and analysing industry and market data for credit and origination purposes
• Attending client meetings and calls, leading meeting prep, filing call reports, and coordinating action items
• Responsibility for the production of deal related credit memorandums and delivering the banks pricing approval process
• Liaising with Credit Management to ensure that key risks on corporate transactions are identified, evaluated, and documented in an accurate and timely manner
• Responsibility for ensuring the deal process is adhered to for transactions, including but not limited to ensuring KYC and AML are in place for all new transactions and updated in line with policy
• Actively contribute to the business planning and strategic development of TD’s European Corporate Banking team
• Prepare and assist with the provision of management reports and presentations required on a regular and an ad hoc basis
• Demonstrate governance, control and risk management behaviours in alignment with TD policies and practices

Qualifications:

• Some background of relevant experience in an investment banking or corporate banking graduate program, relationship coverage team, or a relevant product team is advantageous.
• Bachelor's/Universitydegree or equivalent - studying towards CFA, ACT or an accounting designation is considered an asset.
• Sound understanding of credit and wholesale banking products. Experience with Large/Global Corporate clients and lending/capital markets products desirable.
• Strong planning, organizational, verbal and written communication skills.
• Strong business and financial analytical skills.
• Sound knowledge of MS Office applications(Word/Excel/PowerPoint).
• Strong work ethic and commitment to business goals and high professional standards.
• Ability to work effectively in both independent and team environments.

Executives promote

• Think like a customer; provide legendary experiences and trusted advice
• Act like an owner; lead with integrity to drive business results and contribute to communities
• Execute with speed and impact; only take risks we can understand and manage
• Innovate with purpose; simplify the way we work
• Develop our colleagues; embrace diversity and respect one another

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Job Description:

The accountabilities of the role include:

• Providing hands-on input and challenge during the problem statement articulation, planning, and execution phases of an assigned portfolio of change initiatives. Developing, collaborating and executing change delivery activities that align to the Global Operations and Business Services Operational and Risk & Control frameworks.
• Represent the Operational teams during workstream meetings and advocate for Global Operations' requirements and goals.
• Responsible for the execution of assigned portfolio of Strategic Change Programs by working closely with key stakeholders and program managers, address issues with speed and purpose, and ensure delivery of project activities within agreed timelines.
• Applying industry knowledge to challenge the status quo, identifying, and framing future change opportunities.
• Facilitating communications with all stakeholders, in particular Global Operations and Business Services teams and our Front Office, Technology and Control partners.
• Identifying gaps and offering creative solutions to operational processes to drive revenue, reduce risk, improve client satisfaction.
• Influence various stakeholders and bring consensus on goals, plans, and resolution of issues.
• Build strong relationships and work collaboratively within Global Operations and Business Services team.
• Willingness to seek out additional support or guidance (problem solve) where necessary to provide accurate and timely information.

Job Requirements:

• At least 3 years experience working within Capital Market Operations.
• Working knowledge of the full end to end life cycle of at least 1 of the following products: Commodities, FX, Derivatives or Fixed Income
• Strong prioritization and organization skills, ability to organize and manage multiple streams of work.
• Sound analytical skills with the ability to problem solve and ‘think outside of the box’.
• Highly motivated individual with a proven track record to deliver results.
• Ability to work with a high degree of urgency and translate that urgency to working group members and project partners.
• Confident with strong communication skills and an ability to articulate complex issues in a concise manner.

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Global Corporate

the CLO Analystrole is dynamic, fast paced and offers a good mix of analytical and calculation-based activities in addition engaging with our clients, dealingwith investor queries,

Key Responsibilities:

• Responsible for developing valueadded partnerships with RelationshipManagement andDeal Administration toassist in client deliverables and improving defining process and techniques toimprove efficiency anddelivery
• Responsible for ongoing transaction deliverables includingWaterfalls, Investor Reports,Hypothetical test trades
• Calculatevarious portfolio statistics,ratios and thresholds for use inhypothetical trading scenariosandperiodic reporting
• Read and interpret trust indentures with regard to reporting requirements and create technical report specifications from indenture language
• Set up payment calculations in a variety of in-house systems
• Receive, map and reconcile periodic collateral data
• Liaise with business partners (Technology,Legal, Compliance, Trustee, RelationshipManagement, Deal Admin and Sales) to ensure highest client service levelsin compliance withUS Bank standards
• ProvideInnovative clientsolutions
• Use SQL andother software to manipulate the considerable amount of collateral-related information maintained in the US Bank database

Experience and Key Skills Required:

• Bachelor’s degree in business, finance, economics, accounting or related field, or equivalent work experience
• 2-3 years of relevant work experience preferably with direct experience working with CLO’s, alternatively knowledge of syndicated bank loans / fixed income securities / securitization / debt capital markets
• Strong problem-solving skills

• Experience working with Financial Models would be advantageousincluding advancedExcel skills
• Ability to identify and resolve exceptions and to interpret data
• Ability to perform multiple tasks and meet established deadlines in a dynamic working environment with minimal supervision
• Market awareness
• Effective interpersonal, verbal and written communication skills
• Building andmaintaining partnerships bothinternally and externally / client centric approach
• Documentation review skills
• Strategic thinking
• Complex analytic transactionskills

:

Job Description:

This is an FTC Maternity cover position.

We provide critical infrastructure services that support and/or control the trading, investment and corporate banking functions of TD Securities.

JobDescription/Accountabilities:

• Has a solid understanding of the client onboarding requirements including the new global regulatory framework, credit, legal and AML/KYC, FATCA, CRS, MiFID and understands the role of various stakeholders involved
• Working with sales and trading to grow long term relationships with buy side clients as they organically grow with TD
• Proactively working with buy side clients to assess needs and priorities daily
• Assist the desk and stakeholders in managing priorities
• Expediting the ability to trade whilst ensuring all required stakeholders are engaged and risks minimized.
• Participate in new client and product strategies for the Dealer globally, offering value-added ideas and strategies
• Work with the Front Office and internal stakeholders daily to understand the client needs and track and prioritize high value relationships
• Working with stakeholders to understand regulatory and documentation requirements for large global institutional clients
• Building and maintaining strong relationships with internal stakeholders
• Maintain client status updates current in the database to track and monitor workflow
• Escalate and manage client issues proactively and in a timely manner

Job Requirements

• Undergraduate degree/ college diploma
• Up to 6 years' experience of working experience in either buy side firms or Capital Markets industry
• Understanding of Financial Markets and trading products
• Proven ability to maintain and manage large client relationships
• Demonstrates time management skills and commitment to delivering results within aggressive timelines and ability to support global desks
• Ability to analyze, organize and prioritize work while meeting multiple deadlines
• Excellent communication and presentation skills to share recommendations with colleagues
• High degree of intellectual curiosity, passion, and self-motivation
• Ability to work independently and within a team environment experience
• Ability to work within a diverse, global workforce that is client service oriented
• Ability to understand and find appropriate applications for data and analysis results
• Meticulous attention to detail and due diligence
• Sound understanding of risk processes and methodologies
• Demonstrates a high aptitude in time management
• Design, creativity, and problem-solving skills
• Fast learner who is dedicated to continuously improving their skills and expertise.
• StrongOUTLOOK/EXCEL/POWERPOINTskills

Our Total Rewards Package

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.