Jobs at Wells Fargo in United States, Paso Robles

In this role, you will:

• Conduct deep due diligence research on high-risk customers and analyze customer transactions and demographic data points to identify new or emerging customer financial crimes risks, and/or customers presenting a heightened risk within a portfolio
• Evaluate high complexity portfolio/customer reviews to determine appropriate level of escalation and ultimate recommendation, in consultation with manager/team lead/reviewer
• Work with 1,000s of rows and cells of data in Microsoft Excel to perform the analysis on data points ranging from geography to transactional values and volumes to relational data
• Work with the group’s data partners, mid-level managers, and cross-functional business partners to develop strategies, techniques, and tools to facilitate the advancement of reviews
• Write and publish portfolio/customer review reports with bolstered observations and risk dispositions that help business partners better understand customer’s behavior and manage the risk
• Communicate findings and provide appropriate direction to manager/team lead/reviewer and business partners
• Participate in moderately to high complexity project initiatives
• File unusual activity reports in a timely manner
• Maintain organized and detailed documentation of review results or recommendations by following all established procedures/processes
• Help draft/author new or existing procedures or process modifications that impact the execution of the reviews
• Serve as an anti-money laundering/counter threat finance subject matter expert, and reviewer of reports for more junior members on the team
• Proactively provide enhancements to existing money laundering/terrorist financing typologies based upon observations from daily work

Required Qualifications:

• 4+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired Qualifications:

• Strong understanding of financial crimes risks
• Proficient knowledge of transactional products (wires, ACH, check, cash vault, etc.)
• Advanced knowledge of BSA/AML programs including KYC, CDD, EDD, CIP and/or other related risk and regulatory disciplines
• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models
• Experience with customer types such as financial institutions, money service businesses, third party payment processor, fintechs, etc.
• Demonstrated ability to evaluate financial crimes risks and to communicate relevant risk in a simple, decisive, timely and market-appropriate manner
• Ability to identify financial crimes and formulate actionable conclusions/ recommendations
• Advanced MS Excel including the ability to manage extremely large and complex sets of transactional data
• Knowledge of Wells Fargo systems (WCIS, Cornerstone, Hogan, OIB, IIS, UAR Portal, etc.)
• Bachelor’s degree in Business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields
• Ability to think with a risk control mindset
• Strong verbal, written, and interpersonal communication skills
• Demonstrated ability to build strong partnerships across business units
• Strong attention to detail
• Proactive approach to solving problems
• Strong decision-making, organizational and planning skills
• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.)

  
  Job Expectations:

• This position is not eligible for Visa sponsorship

1525 W W T Harris Blvd., CHARLOTTE, NC 28262

221 N KANSAS ST., EL PASO, TX 79901

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role you will:

• Support customer engagement by processing teller transactions, sharing digital solutions, and making appropriate introductions to bankers

• Complete operational activities while minimizing risks under established policies

• Perform routine transactional, operational, and customer support tasks efficiently through knowledge of bank procedures and products, as well as partners across the organization

• Receive direction from managers and exercises judgment within defined policies and procedures

• Escalate questions and issues to more experienced roles

• Interact with customers and individuals to demonstrate care, build relationships, and complete requested transactions

• Identify information and services to meet customers financial needs

Required Qualifications:

• 6+ months of interacting with customers experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

• Bilingual speaking and listening proficiency in Spanish/English

Desired Qualifications:

• 6+ months of experience interacting with people, demonstrated through work, military, or education

• Customer service focus with experience handling complex transactions across multiple systems

• Ability to educate and connect customers to technology and share the value of mobile banking options

• Ability to interact with integrity and professionalism with customers and team members

• Experience working with others on a team to meet customer needs

• Cash handling experience

• Ability to follow policies, procedures, and regulations

• Ability to identify potential fraud/risky accounts and take appropriate action to prevent loss

• Well-organized, independent and able to prioritize in a fast-paced environment

• Ability to exercise judgment, raise questions to management, and adhere to policy guidelines

• Relevant military experience including working in personnel benefits management, processing military personnel orders or transitions, wartime readiness operations, human resources or military recruiting

• Proficient with proactively sourcing, acquiring, building, and maintaining relationships with customers and colleagues

Job Expectations:

• Ability to work a schedule that may include most Saturdays

• This position is not eligible for Visa sponsorship

• Must take and pass required language assessment

546 Spring Street, Paso Robles, CA 93446

Pay Ranges:

Paso Robles, California- Pay Range: $20.00 - $ 26.00 Hourly

Pay Range

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.

In this role, you will:

• Serve as financial crimes/anti-money laundering expert for the team. This includes supervising multiple workflows and leading exploratory projects.

• Lead a team of analysts that conduct deep transactional due diligence on Correspondent Banks, Money Service Businesses, and Third Party Payment Processors ("Payment Intermediaries") to identify, assess, monitor, measure, and assess risk.

• Assist in the development of strategies to identify risk among large sets (sometimes millions) of transactions.

• Mentor and lead new and existing employees through the research and transactional data analysis.

• Perform TRIG delegate secondary reviewer and approver duties. This includes reviewing the strategy, final report, and escalations, prior to the publication of each review.

• Collaborate, consult, and/or escalate material observations and escalations to management and maintain connectivity with peer LBAS across TRIG to ensure connectivity and identification of emerging financial crimes risks, trends, or typologies.

• Lead discussions with data partners, senior managers, and cross-functional business partners to ensure strategies developed include appropriate risk attributes.

• Act as a point of contact to the business, FCO and FCRM, when escalations require further discussions. This includes leading exploratory transactional reviews to scope target populations, managing and coordinating partner feedback and reviewing risk presentations that require visibility from senior management and governance.

• Review new or existing controls, procedures, or process modifications that impact the execution of the reviews.

Required Qualifications:

• 5+ years of risk management, business controls, quality assurance, business operations, compliance, or process experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.

Desired Qualifications:

• Expert understanding of financial crimes risks.

• Knowledge of transactional products (wires, ACH, check, cash vault, etc.).

• Strong understanding of Wells Fargo AML policy/procedures, higher risk customers, and complex business models.

• Experience with higher risk customers such as financial institutions, money service businesses, third party payment processors, and fintechs.

• Excellent verbal, written, and interpersonal communication skills.

• Strong ability to develop partnerships and collaborate across business units.

• Experience managing workflows with ability to provide live direction, coaching and training on process/procedures.

• Advanced MS Excel with the ability to manage extremely large and complex sets of transactional data.

• Intermediate PowerPoint experience with the ability to present to senior management.

• Bachelor’s degree in business, Finance, Accounting, Economics, National Security & Intelligence Studies or other relevant fields.

• Industry certifications (e.g. CAMS certified and/or Wells Fargo AML/Sanctions Credential Program, etc.)

Job Expectations:

• This position offers a hybrid work schedule.

Wells Fargo Recruitment and Hiring Requirements:

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.