Bank Of America Credit Analyst Subsidiary Lending Group Enterprise 

Malaysia, Kuala Lumpur 

377847969

Responsibilities:

• Primary responsibility is to actively manage the credit aspects for the portfolio of multi-national companies including:
• Manage the acceptance process of incoming credit relationships for the portfolio of multi-national companies.
• Spreading of financial statements.
• Preparation of credit and financial analysis of borrowers and obtain local risk approval.
• Preparation, review & negotiation of credit documents and loan agreements.
• Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio of clients.
• Ensure portfolio of clients is compliant with internal policy and procedures as well as regulatory requirements.
• Prepare and participate in internal/external/regulatory audits, reportings, surveys and examinations.
• Participate in projects/initiatives to streamline and improve processes.
  

Qualifications

• Has a good command of English and Bahasa Melayu.
• Able to interpret and analyze financial statements.
• Basic understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
• Experience with reading / interpreting credit documents and loan agreements.
• Strong written and verbal communication skills and ability to build relationships with internal and external stakeholders.
• Has an analytical mind and takes a proactive attitude towards problem solving.
• Excellent time management skills and the ability to work effectively under pressure.
• Bachelor’s Degree in Accounting/Finance with 1-2 years’ experience in banking and finance and/or track record of relevant experience.