דרושים Credit Risk Associate ב-גיי פי מורגן ב-Switzerland, Geneva

As a Quality Control Specialist in the Credit Middle Office Team within the Private Bank, you will ensure the quality of credit documentation supporting transactions. You will work closely with stakeholders to safeguard the business from regulatory and credit risks, while contributing to the continuous improvement of our quality program. Your role is vital in maintaining the highest standards and enhancing the client experience.

• Audit and perform quality reviews of credit documentation, collateral, and covenant setup.
• Contribute to the continuous improvement and development of the quality program.
• Provide assistance to data owners and approvers.
• Interpret firm policies and compliance requirements for incorporation into systems.
• Participate in stakeholder meetings to meet deadlines and resolve issues.
• Maintain a controls mindset, challenging the status quo and identifying efficiencies.
• Undertake additional responsibilities as assigned by management.

• Fluency in English.
• Experience in legal documentation, audit, or reviewing credit/loan documentation within a financial institution.
• Understanding of credit-related legal risks.
• Excellent interpersonal skills and ability to communicate at all levels.
• Strong organizational skills and attention to detail.
• Ability to work independently and prioritize work to meet tight deadlines.
• Adaptability in a fast-paced, dynamic team environment.
• Strong problem-solving and analytical skills.
• Control and risk mitigation mindset.
• Proficiency in at least one of the following programming languages: Alteryx, Python, Tableau, UiPath.

• Previous experience in Credit Middle Office, credit documentation, audit, or control function is preferred.
• Proficiency in Word, Excel, and Access is an asset.
• Fluency in French, Italian, or Spanish is an advantage.

As a Vice President of Payroll Operations within our HR Global Operations team, you will play a crucial role in ensuring the accurate and timely delivery of payroll for Switzerland. You will have the opportunity to collaborate with key stakeholders and external vendors to streamline payroll processes, and lead improvements to the current model. This role offers the chance to enhance the overall control environment, and proactively mitigate risk through effective governance. You will also be responsible for building positive relationships and partnering with external vendors, business, and functional colleagues to ensure consistency, best practices, and effective communication with stakeholders.

Job Responsibilities

• Ensure accurate and timely end-to-end processing and delivery of monthly payroll.
• Ensure monthly tax payments and compliance requirements are met for Switzerland Payroll.
• Respond to and resolve employee payroll queries with a strong customer service ethos.
• Collaborate with internal partners (Finance and HR) to ensure seamless payroll processing.
• Partner with external payroll vendors for timely and accurate service delivery.
• Evaluate payroll processes for continuous improvement and identify risks with proposal for solutioning
• Comply with data privacy regulations and maintain confidentiality at all times.
• Work across the EMEA region in partnership with other team members identifying opportunities to standardize procedures and processes.

Required Qualifications, Capabilities, and Skills

• Experience leading a team both locally and through a disbursed model.
• Demonstrate ability to drive efficiency through use of Intelligent Automation.
• Strong knowledge of end-to-end Payroll processes, Tax and Employment Laws as well as knowledge of Payroll Accounting practices.
• Experience of managing complex cross border, shadow payroll and expatriate work arrangements.
• Strong organization skills and ability to prioritize deliverables for oneself and team.
• Be a self-motivated and result-oriented individual with an ability and experience to manage, motivate and a lead team of skilled staff consistently, while taking equitable and fair decisions in leadership.
• High attention to detail and the ability to work under pressure within tight deadlines.
• Ability to make sound business decisions and understand when to escalate issues
• Ability to develop strong partnerships with colleagues across the firm and external partners.
• Agile and able to facilitate changes in procedures, processes and systems.
• Fluent in English and French (verbal and oral) with a strong customer focus and strong communication skills with the ability to articulate complex payroll processes or decisions to a variety of audiences.

Preferred Qualifications, Capabilities, and Skills

• Experience with ADP Global View and ADP Decidium
• Advanced Excel skills with ability to analyze/ reconcile multiple data points and be able to articulate and present findings.
• Vendor management experience.
• Previous experience in a large global multi-national
• Experience with other EMEA payrolls, in internal or external payroll organizations.

Are you ready to make an impact in the world of private banking? As a Credit Platform Services Analyst, you will play a crucial role in supporting our Private Banking Operations by collaborating with key stakeholders and ensuring the seamless execution of credit services. This is your opportunity to grow your career, enhance your skills, and contribute to a team that values innovation and excellence.

As a Credit Platform Services Analyst within the Geneva Credit Platform Services team, you will be instrumental in monitoring collateral values, and processing loan drawdowns and asset transfers. Working closely with Lending Solutions, Underwriting, and Credit Risk Executives, you will ensure compliance with JPMorgan policies and regulatory requirements. Your proactive approach and strong communication skills will help you thrive in our dynamic environment.

Job Responsibilities:

• Approve payments, loan drawdowns, and asset transfers in line with Credit Policy.
• Book and monitor Stand By LC’s and related fees.
• Monitor daily collateral values and credit exposure to ensure compliance with authorized limits.
• Work in partnership with Lending Solutions, Credit Executives, and Legal Advisors.
• Review credit requests, submit for approval, and maintain critical client collateral data values in corporate systems.
• Ensure adherence to JPMorgan policies and regulatory requirements.

Required Qualifications, Capabilities, and Skills:

• Up to 3 years of relevant experience in private banking or credit products.
• Full working proficiency in English.
• Proactive team player with excellent interpersonal skills.
• Strong commitment, integrity, and ability to meet tight deadlines.
• Organizational and problem-solving skills with attention to detail.
• Proficient in Microsoft Office, especially Excel.
• Experience with tools such as Alteryx, Tableau, Python, and/or VBA.
• Ability to digest large amounts of information and prioritize tasks.
• Enhance processes for efficiency and control.
• Strong attention to details.

As a Credit Platform Services Analyst within the Geneva Credit Platform Services team, you will be instrumental in drafting credit documentation, monitoring collateral values, and processing loan drawdowns and asset transfers. Working closely with Lending Solutions, Underwriting, and Credit Risk Executives, you will ensure compliance with JPMorgan policies and regulatory requirements. Your proactive approach and strong communication skills will help you thrive in our dynamic environment.

Job Responsibilities:

• Produce standard and non-standard credit documentation using templates provided by the Legal Department.
• Collaborate with Lending Solutions, Credit Executives, and Legal Advisors to validate documentation requirements.
• Review credit requests, submit for approval, and maintain critical client data in corporate systems.
• Ensure adherence to JPMorgan policies and regulatory requirements.

Required Qualifications, Capabilities, and Skills:

• Up to 3 years of relevant experience in private banking or credit products.
• Full working proficiency in English.
• Proactive team player with excellent interpersonal skills.
• Strong commitment, integrity, and ability to meet tight deadlines.
• Organizational and problem-solving skills with attention to detail.
• Proficient in Microsoft Office, especially Excel.
• Experience with tools such as Alteryx, Tableau, Python, and/or VBA.
• Ability to digest large amounts of information and prioritize tasks.
• Enhance processes for efficiency and control.

Are you ready to make an impact in the world of private banking? As a Credit Platform Services Analyst, you will play a crucial role in supporting our Private Banking Operations by collaborating with key stakeholders and ensuring the seamless execution of credit services. This is your opportunity to grow your career, enhance your skills, and contribute to a team that values innovation and excellence.

As a Credit Platform Services Analyst within the Geneva Credit Platform Services team, you will be instrumental in monitoring collateral values, and processing loan drawdowns and asset transfers. Working closely with Lending Solutions, Underwriting, and Credit Risk Executives, you will ensure compliance with JPMorgan policies and regulatory requirements. Your proactive approach and strong communication skills will help you thrive in our dynamic environment.

Job Responsibilities:

• Approve payments, loan drawdowns, and asset transfers in line with Credit Policy.
• Book and monitor Stand By LC’s and related fees.
• Monitor daily collateral values and credit exposure to ensure compliance with authorized limits.
• Work in partnership with Lending Solutions, Credit Executives, and Legal Advisors.
• Review credit requests, submit for approval, and maintain critical client collateral data values in corporate systems.
• Ensure adherence to JPMorgan policies and regulatory requirements.

Required Qualifications, Capabilities, and Skills:

• Up to 3 years of relevant experience in private banking or credit products.
• Full working proficiency in English.
• Proactive team player with excellent interpersonal skills.
• Strong commitment, integrity, and ability to meet tight deadlines.
• Organizational and problem-solving skills with attention to detail.
• Proficient in Microsoft Office, especially Excel.
• Experience with tools such as Alteryx, Tableau, Python, and/or VBA.
• Ability to digest large amounts of information and prioritize tasks.
• Enhance processes for efficiency and control.
• Strong attention to details.

Job Responsibilities:

• Collaborate with Sales, Client, Relationship Managers, and Underwriters to facilitate loan documentation and closing.
• Engage with clients to gather necessary items for closing, managing expectations throughout the process.
• Prepare and dispatch documentation packages, ensuring compliance with credit and asset conditions.
• Assist in researching Sales and PPT tax items, applying critical thinking skills.
• Contribute to projects aimed at improving processes and procedures.

Required Qualifications, Capabilities, and Skills:

• Advanced strategic planning capabilities, demonstrated by effective resource allocation decisions.
• Strong critical thinking skills for evaluating various aspects of loan transactions, ensuring informed decision-making.
• Proficiency in time management and organization, with the ability to efficiently manage multiple tasks and projects.

Preferred Qualifications, Capabilities, and Skills:

• Experience in a financial services environment, leveraging AI/ML to enhance lending processes and improve decision-making capabilities.
• Strong emotional intelligence and listening skills, fostering a collaborative and productive work environment.
• Proven ability to manage change initiatives, adapting lending services to evolving market conditions and technologies.
• Expertise in driving continuous improvement and process automation to optimize lending workflows and efficiency.
• Ability to use market product knowledge to align lending services with industry trends and client needs.
• Skilled in developing and delivering presentations to effectively communicate insights and updates to stakeholders.

As a Risk - Lead Credit Officer - Vice President within the Wealth Management Risk Management credit risk team, you will play a pivotal role in managing credit risks arising from various sources, including counterparties, trading, investments, industries, geographies, and clients. You will partner with clients, business partners, and risk leaders to structure and approve credit transactions, ensuring alignment with our credit quality and risk appetite. Your collaboration with senior risk leaders and other control functions will help mitigate potential impacts on other risk types, such as Market, Liquidity, Operating, and Reputational risks.

Job Responsibilities:

• Approve new and existing credit risk exposures for the Global Private Bank client base within authorized limits.
• Ensure credit exposure is structured, documented, and approved in accordance with JPMorgan Credit Policy.
• Monitor Exception Reports, collaborate with teams to resolve issues, and escalate potential problems promptly.
• Work closely with senior management, other risk functions, and Lines of Business to ensure holistic risk appetite and governance.
• Identify and monitor concentrations, trends, and themes in the portfolio.
• Lead periodic Portfolio and Product Guideline reviews.
• Drive key projects and strategic initiatives to enhance processes and improve risk management.

Required Qualifications, Capabilities, and Skills:

• Minimum of 10 years in Banking, with experience in structuring complex credit transactions or related experience.
• Proven ability to analyze credit structures, make informed decisions, and mitigate credit risks.
• Excellent leadership, management, and business partnership skills.
• Exceptional communication, negotiation, influencing, and coaching skills, both spoken and written.
• Ability to work effectively and respectfully with others to foster an inclusive environment.
• High level of analytical skills, including financial analysis.
• Attention to detail and ability to drive results across a global organization.

Preferred Qualifications, Capabilities, and Skills:

• Undergraduate degree preferred.
• Experience and familiarity with approving credit transactions preferred.
• Experience with industry-recognized risk certifications such as CISM, CRISC, CISSP, CISA, CCEP, CRCM, CRCMP, GRCP.
• Background in auditing and understanding of internal controls.
• Proficiency in MS Office Suite - Microsoft Word, Excel, Access, and PowerPoint.
• Knowledge of data analytical tools such as Tableau, Alteryx, or Python is a plus.