דרושים Avp ב-Citi Group ב-Malaysia, George Town

The Balance Sheet Management Sr. Analyst is a seasoned professional role. The Sr. Analyst is expected to apply in-depth disciplinary knowledge, contributing to the development of new methodologies (statistical models and tools), data processing, visualization and analysis tools and approaches, and the improvement of processes and workflows for the Balance Sheet Management function.

The Sr. Analyst will be responsible for end-to-end development of statistical models covering such asset classes as Deposits or Fixed Income Securities, or specific function such as Asset Allocation strategy. As part of those responsibilities, the Sr. Analyst would be expected to demonstrate analytical/statistical skills in the design, implementation, governance of models, strong communication skills in documenting and presenting their work, stakeholder management and interaction skills allowing the analyst to clearly and efficient understand requirements and develop a model or approach to meet those requirements. For non-statistical modeling projects / tasks, the Sr. Analyst would be required to integrates subject matter and industry expertise within a defined area. Demonstrate good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Regularly assume informal leadership roles within teams.

Responsibilities:

• End-to-end development and governance and support of models in treasury/IRRBB space.
• End-to-End model development includes econometric forecasting models for key Balance sheet and income statement line items for capital and business planning purposes. This includes the calculation of Net Interest Income (“NII”), Non-Interest Revenue (“NIR”), Interest Rate Exposure (“IRE”), Economic Value Sensitivity (“EVS”), and other associated interest rate risk metrics.
• Applies analytical thinking and knowledge of statistics / modeling / data analysis tools and methodologies. Gives attention to detail when making judgments and analytical recommendations based on the analysis of information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results.
• Model governance and support includes reviewing and timely submission of model documentations such as - Model development document (MDDs), Annual Model Review (AMRs), Ongoing Performance Assessment (OPAs), Model Change Addendum (MCAs), Limitation Record Change (LRCs) to Model Risk Management and other stakeholders.
• Develop and maintain a comprehensive modeling system that maintains consistent approach to data quality and modeling methods, audit, back test, tracking, annual validation which is critical in reducing the model operating risk.
• Must be able to present technical matters in a way that is meaningful to the audience and align with Model Risk Management on modeling and validation practices and have periodic check-ins with them.
• Ability to build key relationships with finance and business teams’ ability to influence people and empower team members to be proactive and focused on partnerships and results.
• Create a culture of accountability and strict quality control of the data integrity and modeling processes

Qualifications:

• 6-8 years of relevant statistical modeling /econometrics experience in financial domain
• PG / Masters / PhD in quantitative discipline such as Statistics, Economics, Mathematics, or related discipline is preferred. Certifications such as FRM, CFA is a plus.
• Experience in developing econometric models and deep understanding of statistical techniques such as Linear Regression, Logistic Regression, Time Series, Panel Regression, Error Correction Models, Seemingly Unrelated regression and Cointegration and Machine Learning Techniques, etc.
• Working experience with Artificial Intelligence/Machine Learning techniques and packages (ChatGPT, Copilot) etc.
• Hands-on experience in programming and modeling using Python and related packages (GitHub, DataFlame) is must. Working knowledge of statistical packages like SAS/R is a plus.
• Experience with SQL and databases. Experience in excel VBA is plus.
• Domain knowledge and experience in PPNR, Fixed Income Securities, Mortgage Modeling, Deposit Modeling, Asset Liability Management, Interest Rate Risk, Capital Planning, etc. Broad understanding of financial products, accounting principles, investment, accrual products and corporate finance concepts
• Excellent presentation skills, ability to translate complex financial schedules into meaningful presentations is critical; demonstrated analytical skills including the ability to synthesize quantitative and qualitative data to draw conclusions and assist on decision making
• Ability to build key cross functional and cross business relationships.
• Assume informal leadership roles within team and team management skills and ability to managing multiple projects and deadlines.

Time Type:

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

) based in
Mumbai, India.Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.

• We empower our employees to manage their financial well-being and help them plan for the future.

• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

• We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.

Responsibilities:

• Perform moderately complex audits including supporting the drafting of audit reports, presenting issues to the business, and discussing practical solutions

• Complete assigned audits within budget timeframes, and budgeted costs

• Monitor, assess, and recommend solutions to emerging risks

• Develop and maintain Computer Assisted Audit Tools and Techniques (CAATTs) using SQL based analytical tools (e.g. Python, SAS, SSMS, etc.).

• Perform independent testing of business data extractions and segmentations for completeness, accuracy, and applicability to internal audit testing and regulatory requirements across multiple platforms.

• Support Risk Based Audits and Issue Validation through independent testing of data sets across multiple platforms, including Teradata, Oracle, SQL Server, and other databases for accuracy and applicability to internal audit testing and regulatory requirements.

• Leverage data science (statistics, NLP, ML, AI) to conduct broad and deep testing to identify data quality concerns, or potential weaknesses in data governance.

• Contribute to the development of audit processes improvements, including the development of automated routines

• Apply internal audit standards, policies, and regulations to provide timely audit assurance and influence audit scope

• Develop effective line management relationships to ensure strong understanding of the business

• Has the ability to operate with a limited level of direct supervision.

• Can exercise independence of judgement and autonomy.

• Acts as SME to senior stakeholders and /or other team members.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

As a successful candidate, you’d ideally have the following skills and exposure:

• At least 6 years of experience in data analytics/data science ; 3-4 years of which would be in Python coding, AI/ML model development, and deployment

• Proficiency in developing ML use cases using IBM SaaS/Watson or comparable cloud solutions

• Demonstrable expertise in generative AI models, including prompt engineering, performance optimization, and understanding of model limitations

• Experience with advanced analytics, AI, ML, NLP, NLU, and LLM capabilities

• Experience with API integration and testing

• Effective verbal and written communication and negotiation skills

• Subject matter expertise regarding audit technology’s application

• Effective project management skills

• Effective influencing and relationship management skills

• Demonstrated ability to remain unbiased in a diverse working environment

• Bachelor’s degree in Data Science, Computer Science, MIS, or related discipline; Master’s degree is preferred

• CISA, PMP, Agile/Scrum, Cloud Computing, or related certifications are a plus

Time Type:

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Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

The ICM In-Business Quality Assurance function (QA) verifies that established standards and processes are followed and consistently applied. ICM uses the results of the quality assurance reviews to assess the quality of the group's policies, procedures, programs, and practices as relates to the management of wholesale credit risk. The results help management identify operational weaknesses, risks associated with the function, training needs, and process deficiencies.

:

• Support the In-Business Quality Assurance Head of Data Analytics to set the global strategy for and lead the implementation and ongoing delivery of a robust Data analytics and testing program for the Quality Assurance function as it relates to Wholesale Credit Risk (WCR) data governance

• Provide effective challenge on the design and operation of the data and credit processes within ICM and report any identified gaps and concerns on those through quarterly reports published to ICG senior management. Ability to query and clean complex datasets from multiple sources

• Deep and hands-on experience in deriving concrete insight from data and qualifying business impact.

• Develop processes and tools to monitor and analyze model performance and data accuracy

• Collaborate within IBQA teams and with QA Directors and provide them with analytics insights

• Provide oversight and guidance over the assessment of complex data related issues, structure potential solutions and drive effective resolution with stakeholders.

• Support WCR IBQA team to abreast of relevant changes to rules/regulations and other industry news including regulatory findings.

• Support WCR IBQA Voice of the Employee (VOE) as well as diversity and inclusion initiatives

• This is a hybrid role requiring office attendance 3 times a week.

:

Analytics and Business:

• Good understanding of Underwriting space with experience in Banking and Financial Services Industry.

• Relevant years of experience in data analytics, modelling and analytics, internal audit, or similar functions at an investment or large commercial bank.

• Good grasp of Wholesale Credit Risk and Counterparty Credit Risk Processes and organizational awareness, to evaluate findings identified through the Quality Assurance process, determine materiality, and partnering with business to drive sustainable remediation.

Leadership:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance and recognizes individuals based on performance

• Continuous learning and improvement mindset.

• Proven culture carrier

Competencies:

• Solid organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

• Written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• A drive to learn and master new technologies and techniques.

• Experience in analyzing datasets and distilling them into actionable information as well as building out end-to-end analytical process flows

• Understanding of process redesign / re-engineering and execution

• Analytical and decision-making capabilities including the ability to identify, escalate, and propose and execute solutions to complex problems

• Experience in preparing presentations for seniors

Technical:

• Coding knowledge and experience with at least one programming languages (Python & tableau skills or similar tools) will be an advantage.

• Proven experience of agile collaborative working.

• Experience working with data and deriving insights.

Education:

• Bachelor’s or Master’s Degree in Business Administration, Finance or similar disciplines

• Data Analysis: SQL; Python; SAS; R, Alteryx.

• Visualization: Tableau; QlikView; MS Power BI.

• Programming language: Python

Global Benefits:

• We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

Duties: Evaluate the effectiveness and adherence to regulatory expectations of key enterprise-level frameworks such as concentration risk appetite, and their application across Citi, CBNA, Business Segments, and Material Legal Entities. Assess the quality and adequacy of adjustments to the Current Expected Credit Losses (CECL) methodology for estimating allowances for credit losses. Review Entities through quarterly monitoring and periodic Reviews. Assess the quality of the portfolio, including identification and evaluation of financial and non-financial material and emerging risks. Assess the effectiveness of credit risk processes and standards of assigned Review Entities to promote leading practices and identify opportunities for improvement. Prepare Credit Assessment Documents in accordance with and at the quality standards required by the FCR Manual and Review Guides. Accountable for the quality and consistency of work products that include Credit Assessment Documents, Sample Rationale Documents, and Review Reports created for the assigned Review Entities. Evaluate the appropriateness of Corrective Action Plans (CAPs) resulting from Reviews or BM, and subsequent validation of the effectiveness of those CAPs after implementation. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite, in accordance with Citi policies and protocols.

Requirements: Bachelor’s degree, or foreign equivalent, in Risk Management, Finance, Business Administration, or a related field, and ten (10) years of experience in the job offered, or in a related occupation in the financial services industry. Ten (10) years of experience must include: Using analytical components of model development, implementation, including data collection, data integrity checks, segmentation analysis, variable transformation, variable selection, model estimation, sensitivity testing, back-testing, out-of-time testing, model documentation, and model production implementation; Performing critical and effective review and challenge on model overlays, including overall assessment of adjustment quantification methodologies, comprehensive evaluation of overlay justification, identification and assessment of components not well captured by models; Performing forecast analysis of macroeconomic scenarios for enterprise risk processes including Risk Appetite, Stress Testing, and Allowance of Credit Loss estimation under CECL methodology, reviewing the consistency of results and evaluating adherence to policies and procedures; Developing root cause analysis on Review findings/issues towards the implementation of effective CAPs that contribute to the resolution of issues found; Ensuring firm-wide risks exposures are managed through effective review, constructive challenge, and meaningful discussion with business leaders emphasizing transparent decision-making in alignment with the established risk management framework and governance; and Performing assessment on data and reporting structure adequacy utilized trough Enterprise-wide risk management life cycle activities to ensure compliance with policies and procedures with adherence to regulatory expectations. In the alternative, employer will accept Master’s degree and eight (8) years of experience. Employer will accept pre- or post- Master’s degree experience. 40 hrs./wk. 25% domestic travel required. Applicants submit resumes at . Please reference Job ID# 25824829. EO Employer.

Wage Range: $173,000.00 to $194,512.50

Anticipated Posting Close Date:

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi, you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

ICG Risk Analysis Credit Risk Associates are responsible for a portfolio of ICG Risk Relationships, owning the Credit Risk Analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews, Quarterly Reviews, and the support to Ad-Hoc Transactions and Portfolio & Industry Reviews and Stress Testing.

:

• Assess the credit and financial strength of Citi’s most complex Large Corporate, Public Sector, and Financial Institutions Clients by performing fundamental credit analysis of counterparties using both quantitative and qualitative factors

• Complete Credit Analysis Write-up Memos and Final Obligor Risk Ratings of Citi’s Counterparties based on independent assessment and judgement completed on the due diligence of the client and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite

• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit issues to Credit Risk Team Leads, ICG Risk and BCMA partners

• Reviewing and providing recommendation on the risk raking across this sector

• Partnership with applicable regional and industry stakeholders in BCMA and Independent Risk in the implementation of credit assessment and monitoring standards for applicable portfolios

• Support ICG Risk Analysis Voice of the Employee (VOE) initiatives

• Travel (less than 10%)

• Demonstratable financial services experience, including 5-8 years of credit experience in Banking, Credit Risk Management or equivalent credit experience

• Strong knowledge of Wholesale Credit Processes and organizational awareness including IRAU functions, covered portfolios, and processes

• Sound understanding of policies and procedures with the ability to execute change seamlessly

• Well-developed analytical skills, including an understanding of key financial components (liquidity position, leverage profile with the ability to form independent opinions on credit and recognize emerging risks

• Solid and thorough knowledge of Citi´s systems

• Experience in preparing presentations for seniors

• Full awareness and adherence to the control environment including Quality Assurance and Quality Control

:

• Assists colleagues in identifying stretch opportunities to elevate individual and team performance

• Coach and mentor analysts to develop team strengths and improve weaknesses

• Proven culture carrier

• Well-developed interpersonal skills, with the ability to build relationships and exert influence with and without direct authority

• Strong organizational skills with ability and willingness to work under pressure and manages time and priorities effectively

• Clear written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority

• Good Microsoft Office (Word, Excel, and PowerPoint) skills

Education:

• BA/BSc or higher degree in Business (MBA), or any other related subject

Global Benefits:

• We provide programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.

• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

The Tax Sr. Analyst is a seasoned professional role. Applies in-depth disciplinary knowledge, contributing to the development of new techniques and the improvement of processes and work-flow for the area or function. Integrates subject matter and industry expertise within a defined area. Requires in-depth understanding of how areas collectively integrate within the sub-function as well as coordinate and contribute to the objectives of the function and overall business. Evaluates moderately complex and variable issues with substantial potential impact, where development of an approach/taking of an action involves weighing various alternatives and balancing potentially conflicting situations using multiple sources of information. Requires good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Strong communication and diplomacy skills are required. Regularly assumes informal/formal leadership role within teams. Involved in coaching and training of new recruits Significant impact in terms of project size, geography, etc. by influencing decisions through advice, counsel and/or facilitating services to others in area of specialization. Work and performance of all teams in the area are directly affected by the performance of the individual.
Responsibilities:

• Responsible for the overall management of the tax liabilities, of Citi, both directly and in connection with transactions with clients, including the related compliance, financial reporting, planning and controversy processes.
• Contributes to the planning, accounting, filing and the reporting of tax liability of the company.
• Assists in determining and compiling information required to satisfy income tax filing and related requirements at all levels of jurisdiction.
• May participate in managing payments to tax authorities in compliance with specific tax regulations.
• Resolves complex problems or transactions, where expertise is required to interpret policies, guidelines or processes.
• Manages one or more processes, reports, procedures or products, and considered analytical or procedural "expert" representing a unit or team on cross-function process or project deliverables.
• Directs day-to-day work of junior level employees.
• Perform other duties and functions as assigned
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as SME to senior stakeholders and /or other team members.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 5-8+ years of relevant experience

Education:

• Bachelors degree

• Serve as the lead for Markets and Custody AEoI (Automatic Exchange of Information) reporting, ensuring compliance with global requirements.
• Support the Group Managers in overseeing team operations and engaging with business partners and clients as needed.
• Act as a subject matter expert on AEoI reporting, with a deep understanding of country-specific rules and regulatory requirements.
• Manage inquiries from local tax authorities related to Markets and Custody jurisdictions, collaborating with internal stakeholders including local business teams and Corporate Tax.
• Provide support during Internal Audit (IA) reviews and other ad hoc or special audits.
• Contribute to technology initiatives by offering tax-related technical input and ensuring compliance is maintained throughout project lifecycles.
• Maintain and update Standard Operating Procedures (SOPs) and Blueworks process flows for the team.
• Review and enhance written tax policies and procedures; conduct research and respond to operational tax-related queries.
• Interpret and implement new policies and guidance received from Corporate Tax, incorporating necessary updates into SOPs and internal controls.
• Collaborate with Technology partners to investigate and resolve issues identified through reviews, audits, or ongoing monitoring, ensuring timely remediation and process improvements
• Supports team outside of the AEoI space as and when required

Time Type:

Shape your Career with Citi

Citi’s

based inPune, India. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
• Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
• We have a variety of programs that help employees balance their work and life.

The primary purpose of the Test Manager is to ensure new systems launches and existing system upgrades deliver the required functionality to the quality expected.

The Test Manager will work with sponsors and key stakeholders to assess the risk appetite and devise a test strategy and plan. They will oversee the execution of the plan and provide a go / no go recommendation to the sponsors at the end of the testing phase.Test Managers will also be responsible for driving the implementation of the Test Strategy, focused on “shifting to the left”. This includes more involvement with the BAs and development team to ensure requirements are unambiguous and match client expectations.
We work with both Agile and Waterfall methodologies.

Key Responsibilities:

• Work with sponsors / stakeholders to understand the risk appetite for any system change
• Define test strategy, both internal testing and Joint Client testing
• Apply Shift to Left testing approach withVendors/BA’s/Stakeholdersand Clients to manage risk within Testing
• Define and manage progress of Testing plan
• Manage Level of Effort and timelines for testing
• Manage workshops with Business SMEs/BAs/Client
• Manage creation of test scripts/cases for execution in user acceptance testing (both internal and external) phases
• Manage execution of test scripts and review actual results against expected results, in accordance with the prescribed test plan
• Chair Defect calls and Work with the system supplier to analyse and resolve defects identified during all test phases
• Provide daily reporting on test execution & defect management to the Test and Project Managers
• Create and maintain productive working relationships with peers, the clients and the vendors
• Produce go / no go recommendation based on test execution results

Development Value:

• Gain a wider knowledge of the clients’ business models and Citi’s end-to-end processes and the Citi Operating Model.
• Develop the individual’s awareness of business risk and understanding of cost/benefit decision making.
• Working with and coordination of colleagues across multiple global sites and a multi-client base.

As a successful candidate, you’d ideally have the following skills and exposure:

• Ability to plan and organise work
• High level of attention to detail
• Numeric
• Ability to execute actions according to a prescribed plan of activities
• Communication and interpersonal skills

• Ability to work under pressure against aggressive deadlines
• Ability to work as part of a team, and also work independently with minimum supervision
• Ability to manage team of Test Analyst’s to ensure Testing Project plan is on track
• Ability to communicate and articulate to Senior Stakeholders Testing progress and escalation of blockers
• Working closely with Client Stakeholders and collaboration during planning and Test execution
• Previous experience of following and reporting on progress against test plans
• Previous experience in fund accounting
• Previous experience of user acceptance testing, including Managing, planning, defining the approach, scripting and test execution
• Principles of quality process improvement, Shift to Left approach
• Experience of using JIRA to manage Business requirements, Test Cycles and Defects
• Experience using Multifonds (fund administration). Other related Citi systems desirable

Time Type: