דרושים Decision Model Monitoring Analytics & Insights Manager- C11 ב-Citi Group ב-India, Mumbai

• he Model/Anlys/Valid Intmd Anlyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of RRP industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information.
• Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely model validation and risk management related teams.
• Responsibilities:
  • Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of RRP models.
  • Supports the design, development, delivery and maintenance of best-in-class Risk programs, policies and practices for Risk Management.
  • Reviews institutional or retail analytics and Models and other documents to ensure compliance with various regulatory and legal requirements.
  • Identifies potential risks and escalates for further review.
  • Handles preliminary investigations, assists with reconciliation procedures and prepares routine correspondence.
  • Creates and maintains reports for control, tracking, and analysis purposes and ensures appropriate and secure retention of documents.
  • Works with more senior staff in investigating and responding to customer and operational complaints.
  • Interacts and works with other areas within Risk Management, as necessary.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  Qualifications:
  • 5-7 years experience
  • Proficient in Microsoft Office with an emphasis on MS Excel
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Self-motivated and detail oriented
  • Demonstraed project management and organizational skills and capability to handle multiple projects at one time
  Education:
  • Master's degree or equivalent experience

Time Type:

Responsibilities:

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2+ years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen

Education:

• Bachelor's degree/University degree or equivalent experience

• ROLE & RESPONSIBILITIES

  Business/ Department Objectives

  Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

  Core Responsibilities:

  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.

  • Independently manage development and implementation of effective risk management strategies that help mitigate credit losses

  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes

  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.

  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.

  • Analyzing tests and performance using SAS and decision tree (CHAID/ CART)

  • Evaluating effectiveness of current policies and strategies

  Day-to-Day Responsibilities:

  • Must have capability to clearly develop and communicate analysis

  • A good understanding of Credit life cycle andCollections/Recoveries

  • Must have hands on expertise in developing and managing segmentation

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.

  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

  Key Deliverables:

  • Provide insight into the data through MIS and deeper analytics

  • Summarize analytic reports into presentations and share analyses and reports with senior leadership

  Qualifications Required

  Education

  :

  Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics

  Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

  Experience

  :

  2+ years of relevant experience

  Skills

  :

Time Type:

Responsibilities:

• Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
• Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
• Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
• Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
• Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
• Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
• Experience with econometric and statistical modeling or application risk scoring
• Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
• Proficiency in MS Office
• Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• Demonstrated quantitative, presentation and analytic skills
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

• Proficient in project management
• Experienced in managing diverse teams
• Expert in problem solving.
• Experience in Stakeholder/Partner management

Time Type:

• CCAR Quantitative Modeler – Unsecured Products

  Description:

• This position within US Personal Banking Risk will develop CCAR/CECL models for unsecured portfolios (e.g., credit cards, installment loans etc.)
• Responsibilities:
  • Obtain and conduct QA/QC on all data required for CCAR/CECL model development
  • Develop segment and/or account level CCAR/CECL stress loss models
  • Perform all required tests (e.g. sensitivity and back-testing)
  • Validate/recalibrate all models annually to incorporate latest data. Redevelop as needed
  • Deliver comprehensive model documentation
  • Work closely with cross functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation team
  • Prepare responses/presentations to regulatory agencies on all CCAR/CECL models built
  Qualifications:

  • Advanced Degree (Bachelors required, Masters / PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline

  • 2+ years’ experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses
  • Experience with dynamics of unsecured or secured products a strong plus
  • Active role in performing some analytical components of an econometric modeling-driven stress loss process (data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation)
  • Exposure to various stress loss modeling approaches at the segment or account level preferred
  • Able to communicate technical information verbally and in writing to both technical and non-technical audiences
  • Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint
  • Work as an individual contributor

Time Type:

Mandatory skills:

• Strong understanding of core java, collections, multithreading, performance tuning, troubleshooting and deployment.
• Experience in core J2EE, Spring, Hibernate development and microservices
• Proficient in Oracle RDBMS .
• Strong knowledge of Design patterns/techniques
• Strong logical abilities and problem solving skills
• Strong understanding of performance and memory tuning of Java based applications.
• Should be well versed with Tomcat
• Aware of Linux or UNIX.
• Working knowledge of build and configuration tools like Maven
• Familiar with standard SDLC and Agile processes

Desired skills:

• Solid understanding of SOA concepts and implementations
• Experience with caching solution
• Ability to prioritize and manage schedules under tight, fixed deadlines
• Ability to produce professional, technically-sound solutions
• Strong writing, communication, time-management, decision-making, and basic task organization skills.

Qualification:

• Bachelor’s degree in Computer Science, Information Systems Management, or related field preferred

Experience:

• 6 to 10 years

Time Type:

• This position within USPB Risk, will develop CCAR/CECL models for unsecured portfolios (e.g., credit cards, installment loans etc.)

The responsibility includes but not limited to the following activities:

• Obtain and conduct QA/QC on all data required for CCAR/CECL model development
• Develop segment and/or account level CCAR/CECL stress loss models
• Perform all required tests (e.g. sensitivity and back-testing)
• Validate/recalibrate all models annually to incorporate latest data. Redevelop as needed
• Deliver comprehensive model documentation
• Work closely with cross functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation team
• Prepare responses/presentations to regulatory agencies on all CCAR/CECL models built

Qualifications:

• Advanced Degree (Bachelors required, Masters / PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline
• 5+ years’ experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses
• Experience with dynamics of unsecured or secured products a strong plus
• Active role in performing some analytical components of an econometric modeling-driven stress loss process (data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation)
• Exposure to various stress loss modeling approaches at the segment or account level preferred
• Able to communicate technical information verbally and in writing to both technical and non-technical audiences
• Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint
• Work as an individual contributor

Time Type:

Your key responsibility will be to manage a team of professionals servicing sanctions insights for all TTS Business Lines throughout the world, identifying opportunities for optimizations and strengthen our data and BI protocols and influence the change! As a manager you will:

• Oversee and organize a team’s work and provide feedback and help people improve and grow

• Set goals and drive the overall roadmap for the Sanctions Optimizations stream

• Contribute to the Business Intelligence strategy and ensure the agenda is delivered

• Lead on reporting, analytics and data exploration that will provide insights and process optimization opportunities

• Prepare one-pagers, decks and power point presentations in a structured and concise way

• Translate complex analytics tasks into easily digestible information to guide data-based decisions with various stakeholders

• You will lead a stream focused on optimization of our screening process and outcomes, including:

• Conditional rules creation and monitoring (closely partnering with Compliance)

• Sanctions Policy Manager management (closely partnering with Payments Product, Operations and Compliance)

• Creating risk-balanced pattern optimization requests (low quality patterns) as well as exploring other opportunities towards data- and evidence-based proposals for optimizing the match dispositioning process

Qualifications:

• Strong leadership and decision-making abilities

• Minimum 2 years of experience in managing people

• Experience in sanctions match dispositioning (Match Verification Guidelines, Global Operating Standard for Sanctions Matches)

• Comfortable with Microsoft Office Suite, particularly Excel. Able to perform complex tasks involving datasets and statistics

• Fluent English spoken and written

• Knowledge of payments (SWIFT, MT structure) would be an asset

• Ability to work under time pressure and to solve problems

What we offer:

• Competitive salary connected with annual salary review and discretionary annual performance bonus
• Social benefits (private healthcare, award winning pension scheme, multisport, life insurance, holiday allowance, anniversary program, competitive maternity and paternity scheme)
• Hybrid model of work – from the office and from home
• Working in a friendly, dynamic, supportive and diverse environment – including multiple affinity and social networks & voluntary activities to engage with
• Structured onboarding process and extensive training offering (e.g. including Udemy, Degreed)
• Opportunity to have an influence on the way you perform your tasks - our teams are constantly looking for new and better ways and we encourage all improvement ideas
• Unlimited development opportunities within Citi global network
• Exposure to a wide range of internal stakeholders as well as to senior management

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

View the " " poster. View the .

View the .

View the