דרושים C11 - Mrm Rrp Validation Intermediate Analyst ב-Citi Group ב-India, Mumbai

• he Model/Anlys/Valid Intmd Anlyst is a developing professional role. Deals with most problems independently and has some latitude to solve complex problems. Integrates in-depth specialty area knowledge with a solid understanding of RRP industry standards and practices. Good understanding of how the team and area integrate with others in accomplishing the objectives of the subfunction/ job family. Applies analytical thinking and knowledge of data analysis tools and methodologies. Requires attention to detail when making judgments and recommendations based on the analysis of factual information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results. Breaks down information in a systematic and communicable manner. Developed communication and diplomacy skills are required in order to exchange potentially complex/sensitive information.
• Moderate but direct impact through close contact with the businesses' core activities. Quality and timeliness of service provided will affect the effectiveness of own team and other closely model validation and risk management related teams.
• Responsibilities:
  • Develops, enhances, and validates the methods of measuring and analyzing risk, for all risk types including market, credit and operational. Also, may develop, validate and strategize uses of RRP models.
  • Supports the design, development, delivery and maintenance of best-in-class Risk programs, policies and practices for Risk Management.
  • Reviews institutional or retail analytics and Models and other documents to ensure compliance with various regulatory and legal requirements.
  • Identifies potential risks and escalates for further review.
  • Handles preliminary investigations, assists with reconciliation procedures and prepares routine correspondence.
  • Creates and maintains reports for control, tracking, and analysis purposes and ensures appropriate and secure retention of documents.
  • Works with more senior staff in investigating and responding to customer and operational complaints.
  • Interacts and works with other areas within Risk Management, as necessary.
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  Qualifications:
  • 5-7 years experience
  • Proficient in Microsoft Office with an emphasis on MS Excel
  • Consistently demonstrates clear and concise written and verbal communication skills
  • Self-motivated and detail oriented
  • Demonstraed project management and organizational skills and capability to handle multiple projects at one time
  Education:
  • Master's degree or equivalent experience

Time Type:

Responsibilities:

• Research, identify and recommend technology capabilities that enable the reduction of client inquiries and manual touch points
• Research current treasury and client operational trends and suggest solutions
• Work in partnership with vendors, technology, and client operations teams to prototype innovative solutions
• Propose and implement solutions that will increase operating efficiency and lead to an improved client experience
• Assist efforts to help drive high rates of client adoption
• Ensure requirements are clearly stated and that business and client needs are met throughout development
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 0-2 years of experience in a related role
• Proven system development lifecycle skills
• Proficient understanding of emerging technologies
• Effective verbal and written skills
• Effective analytic and presentation skills

Education:

• Bachelor’s/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

Responsibilities:

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2+ years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen

Education:

• Bachelor's degree/University degree or equivalent experience

• ROLE & RESPONSIBILITIES

  Business/ Department Objectives

  Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

  Core Responsibilities:

  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.

  • Independently manage development and implementation of effective risk management strategies that help mitigate credit losses

  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes

  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.

  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.

  • Analyzing tests and performance using SAS and decision tree (CHAID/ CART)

  • Evaluating effectiveness of current policies and strategies

  Day-to-Day Responsibilities:

  • Must have capability to clearly develop and communicate analysis

  • A good understanding of Credit life cycle andCollections/Recoveries

  • Must have hands on expertise in developing and managing segmentation

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.

  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

  Key Deliverables:

  • Provide insight into the data through MIS and deeper analytics

  • Summarize analytic reports into presentations and share analyses and reports with senior leadership

  Qualifications Required

  Education

  :

  Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics

  Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

  Experience

  :

  2+ years of relevant experience

  Skills

  :

Time Type:

• CCAR Quantitative Modeler – Unsecured Products

  Description:

• This position within US Personal Banking Risk will develop CCAR/CECL models for unsecured portfolios (e.g., credit cards, installment loans etc.)
• Responsibilities:
  • Obtain and conduct QA/QC on all data required for CCAR/CECL model development
  • Develop segment and/or account level CCAR/CECL stress loss models
  • Perform all required tests (e.g. sensitivity and back-testing)
  • Validate/recalibrate all models annually to incorporate latest data. Redevelop as needed
  • Deliver comprehensive model documentation
  • Work closely with cross functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation team
  • Prepare responses/presentations to regulatory agencies on all CCAR/CECL models built
  Qualifications:

  • Advanced Degree (Bachelors required, Masters / PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline

  • 2+ years’ experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses
  • Experience with dynamics of unsecured or secured products a strong plus
  • Active role in performing some analytical components of an econometric modeling-driven stress loss process (data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation)
  • Exposure to various stress loss modeling approaches at the segment or account level preferred
  • Able to communicate technical information verbally and in writing to both technical and non-technical audiences
  • Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint
  • Work as an individual contributor

Time Type:

Mandatory skills:

• Strong understanding of core java, collections, multithreading, performance tuning, troubleshooting and deployment.
• Experience in core J2EE, Spring, Hibernate development and microservices
• Proficient in Oracle RDBMS .
• Strong knowledge of Design patterns/techniques
• Strong logical abilities and problem solving skills
• Strong understanding of performance and memory tuning of Java based applications.
• Should be well versed with Tomcat
• Aware of Linux or UNIX.
• Working knowledge of build and configuration tools like Maven
• Familiar with standard SDLC and Agile processes

Desired skills:

• Solid understanding of SOA concepts and implementations
• Experience with caching solution
• Ability to prioritize and manage schedules under tight, fixed deadlines
• Ability to produce professional, technically-sound solutions
• Strong writing, communication, time-management, decision-making, and basic task organization skills.

Qualification:

• Bachelor’s degree in Computer Science, Information Systems Management, or related field preferred

Experience:

• 6 to 10 years

Time Type:

• This position within USPB Risk, will develop CCAR/CECL models for unsecured portfolios (e.g., credit cards, installment loans etc.)

The responsibility includes but not limited to the following activities:

• Obtain and conduct QA/QC on all data required for CCAR/CECL model development
• Develop segment and/or account level CCAR/CECL stress loss models
• Perform all required tests (e.g. sensitivity and back-testing)
• Validate/recalibrate all models annually to incorporate latest data. Redevelop as needed
• Deliver comprehensive model documentation
• Work closely with cross functional teams, including country/region’s business stakeholders, model validation and governance teams, and model implementation team
• Prepare responses/presentations to regulatory agencies on all CCAR/CECL models built

Qualifications:

• Advanced Degree (Bachelors required, Masters / PhD preferred) in Statistics, Applied Mathematics, Operations Research, Economics, MBA (Finance), or other highly quantitative discipline
• 5+ years’ experience in performing quantitative analysis, statistical modeling, loss forecasting, loan loss reserve modeling, and particularly econometric modeling of consumer credit risk stress losses
• Experience with dynamics of unsecured or secured products a strong plus
• Active role in performing some analytical components of an econometric modeling-driven stress loss process (data collection, data integrity QA/QC/reconcilements, pre-processing, segmentation, variable transformation, variable selection, econometric model estimation, sensitivity testing, back testing, out-of-time testing, model documentation, and model production implementation)
• Exposure to various stress loss modeling approaches at the segment or account level preferred
• Able to communicate technical information verbally and in writing to both technical and non-technical audiences
• Proficiency in SAS/SQL/Oracle/Unix/Microsoft Word, Excel and PowerPoint
• Work as an individual contributor

Time Type:

Information Security Analyst - PAM specialist

teams are charged with a mission that rivals any large tech company. Our technology solutions are the foundations of everything we do. We keep the bank safe and provide the technical tools our workers need to be successful. We design our digital architecture and ensure our platforms provide a first-class customer experience. Our operations teams manage risk, resources, and program management. We focus on enterprise resiliency and business continuity. We develop, coordinate, and execute strategic operational plans. Essentially, Enterprise Operations & Technology re-engineers client and partner processes to deliver excellence through secure, reliable, and controlled services.

Responsibilities:

• Provide BAU support for secrets management applications like CyberArk, HashiCorp Vault.
• Collaborate with various internal and external stakeholders/support teams as required to support the application and business needs.
• Work with client applications to provide integration/onboarding guidance.
• Identify security vulnerabilities in the system and implement necessary solutions to remediate the vulnerabilities.
• Strong Automation experience - Identify manual processes that can be smartly automated.
• Ensure security best practice is followed and provide solutions to improve existing infrastructure processes in the company.
• Be involved in the design and subsequent implementation of software and service infrastructure.
• Provide on-call support in rotation as required.
• Gather requirements and provide walkthroughs to businesses on usage of various SDKs and API services available for integration with Secrets/Identity and Access Management applications.

Qualifications:

• 6-10 Years’ experience
• Bachelor’s in Engineering Degree (Computer Science or Equivalent)
• Anytrainings/certificationsin Cybersecurity will be considered a plus

Critical Competencies:

• CyberArk, HashiCorp Vault experience will be a big plus.
• Basic experience working with one or more of these scripting languages – Python, Unix Shell, Perl, Go & PowerShell scripting.
• Experience with one or more server operating system like Linux, Windows.
• Experience/basic understanding of CHEF, Ansible, Terraform, CI/CD.
• Experience with one or more cloud providers such as AWS, GCP, AZURE.
• Understanding of containers and associated technologies likeKubernetes/OpenShift.
• Excellent written and verbal communication skills
• Ability to work across all levels of the organization.
• Must have good analytical skills.
• Strong customer and quality-focus.
• Sound problem resolution, judgment, and decision-making skills .
• Ability to work well individually and as part of a team.

• Bachelor’s/Universitydegree or equivalent experience

Essential

• CyberArk / Hashicorp / any other PAM tools
• Experience with one or more server operating system like Linux, Windows.

Desirable

• Understanding of containers and associated technologies likeKubernetes/OpenShift.
• Anytrainings/certificationsin Cybersecurity will be considered a plus

Essential

• Python, Unix Shell, Perl, Go & PowerShell scripting.

Desirable

• CyberArk, HashiCorp Vault experience will be a big plus.

Competencies (Soft skills )

• Strong communications skills
• Candidate should be responsible for reporting to both business and technology senior management
• Need to work with stakeholders and keep them updated on developments, estimation, delivery and issues.

Time Type:

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