דרושים Business Sr Lead - Risk Wealth Management ב-Citi Group ב-India, Mumbai

Responsibilities:

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2+ years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen

Education:

• Bachelor's degree/University degree or equivalent experience

• ROLE & RESPONSIBILITIES

  Business/ Department Objectives

  Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

  Core Responsibilities:

  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.

  • Independently manage development and implementation of effective risk management strategies that help mitigate credit losses

  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes

  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.

  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.

  • Analyzing tests and performance using SAS and decision tree (CHAID/ CART)

  • Evaluating effectiveness of current policies and strategies

  Day-to-Day Responsibilities:

  • Must have capability to clearly develop and communicate analysis

  • A good understanding of Credit life cycle andCollections/Recoveries

  • Must have hands on expertise in developing and managing segmentation

  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.

  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

  Key Deliverables:

  • Provide insight into the data through MIS and deeper analytics

  • Summarize analytic reports into presentations and share analyses and reports with senior leadership

  Qualifications Required

  Education

  :

  Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics

  Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

  Experience

  :

  2+ years of relevant experience

  Skills

  :

Time Type:

Responsibilities:

• Maintain compliance with Citibank credit policies/practices, regulatory policies and prepare, update, and ensure approval of all internal policy and procedure changes, keeping proper change and approval logs
• Conduct managerial responsibilities, including coaching/mentoring, performance management and evaluation (including managing the Review the Reviewer process), work assignment management and resource/capacity management, monitoring and escalating as needed
• Continuously identify process improvements and efficiencies to support business unit goals through dissecting issues and making recommendations
• Monitor daily queue dashboard and production reports and address production and/or pipeline management issues, serving as a an escalation point of contact for these and SLA related issues with the goal of enhancing customer experience
• Conduct analyses related to policy (e.g., benefits tracking), bureau and alternate credit information, risk and reward trade-off, etc. by leveraging data and creating ad-hoc analyses/management information systems (MIS)
• Identify business opportunities, develop credit tests and risk strategies, balancing risk and return, and work with cross-functional teams to ensure flawless execution of policy tests and strategies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience with analytical or data manipulation tools (e.g., SAS, SQL, R, SPSS)
• Experience with econometric and statistical modeling or application risk scoring
• Experience in big data with knowledge of probabilities/distributions, building decision trees and regression models
• Proficiency in MS Office
• Proven ability to derive patterns, trends and insights, perform risk/reward trade-off analyses and connect these analytics to business impacts
• Demonstrated quantitative, presentation and analytic skills
• Consistently demonstrate clear and concise written and verbal communication

Education:

• Bachelor's degree/University degree or equivalent experience
• Master's degree preferred

• Proficient in project management
• Experienced in managing diverse teams
• Expert in problem solving.
• Experience in Stakeholder/Partner management

Time Type:

Individuals in Issue Management are responsible for the coordination and comprehensive management of issues with key stakeholders, such that Citi achieves and maintains compliance and appropriately remediates findings from internal and external reviews as well as self-identified issues. Includes coordinating with key stakeholders to investigate controls gaps or failures, develop corrective action plans, and provide robust challenge enabling the key stakeholders to implement sustainable solutions by addressing root causes and adopting enhanced discipline including consideration of lessons learned for the timely closure of issues.

Responsibilities:

• Assist in the coordination and comprehensive management of issues with key stakeholders
• Support issue quality reviews ensuring compliance with Issue Management Policy, Standards and Procedures
• Facilitate Business / Function Quality Control engagement across the full lifecycle of high impact issue remediations and key remediation programs
• Maintain a robust tracking and reporting issue inventory including issue quality metrics to provide visibility on the status of control gaps and Issues quality control processes highlighting risk and escalating concerns in timely manner
• Provide challenge enabling the key stakeholders to implement sustainable solutions to address root causes
• Utilize analytics to assess issue remediation trends, identify key risks, and develop insights for process improvement
• Support identification and analysis of potential control gaps and operational risks across Citi, leveraging data analysis to assess impact.
• Support key stakeholders to develop corrective action plans to address identified control gaps or failures
• Incorporate lessons learned guidance into the development of corrective action plans, promoting continuous improvement and timely closure of issues
• Ensure compliance with all relevant regulatory requirements and internal policies
• Partner with internal audit, business units, and senior management, communicating effectively to drive issue resolution, influence decision-making, and promote a culture of risk awareness
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards

Qualifications:

• 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry.
• Ability to identify, measure, and manage key risks and controls.
• Strong knowledge in the development and execution for controls.
• Proven experience in control related functions in the financial industry.
• Proven experience in implementing sustainable solutions and improving processes.
• Understanding of compliance laws, rules, regulations, and best practices.
• Understanding of Citi’s Policies, Standards, and Procedures.
• Strong analytical skills to evaluate complex risk and control activities and processes.
• Strong verbal and written communication skills, with a demonstrated ability to engage at the senior management level.
• Strong problem-solving and decision-making skills
• Ability to manage multiple tasks and priorities.
• Proficiency in Microsoft Office suite, particularly Excel, PowerPoint, and Word.

Education:

Bachelor's/University degree, Master's degree preferred

Time Type:

Responsibilities:

• The position requires a candidate with general management skills, leadership abilities and administrative experience, who can manage and lead a variety of activities geared at helping manage a global organization with resources and providing data & analytics solutions to all regions and lines of businesses. This includes building ties with other business teams. The individual will be a direct report to the Global Head of Oversight Technology and Process Risk while working closely with the senior Decision Management leadership in their planning, definition and execution of organizational strategy.
• Ability to review Risk Management Framework and policies and provide credible challenge
• Excellent organizational skills Governance skills and robust Project Management Skills e.g. reporting to senior management, assembling materials / packs to go to senior management
• Robust Business Analyst skills to independently lead workstreams / initiatives at the request of senior management
• The Business Sr. Lead Analyst will ensure that data is summarized from across the business to provide critical information to executive team
• Partner directly with various players across decision management groups, analyze data and evaluate multiple sources to develop recommendations on high-priority strategic initiatives, including the annual strategic plan
• Help to manage executable strategies, partnering across the organization
• Establish best practices and principles for the decision management organization globally
• Program/Project Management - Help provide oversight of the Business Critical Milestone Reporting process and various other executive / client / management reporting processes. Ensure quality, efficiency and accuracy throughout the reporting process.
• Communication - Work with the team and respective Decision Management leaders on the communication strategy (e.g. town halls, new hire events) for the department and facilitate the development of communication materials and presentations for senior management, including C-level management, the Board of Directors, Operating Committee and other key stakeholders as required
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• +5 years in Risk Management ideally within Wealth Risk Management
• 10+ years experience in global and complex settings with multiple stake holders
• 10+ years Business Analyst / PM skills - work experience in area related to analytics and/or strategy consulting

Education:

• Bachelor’s/University degree, Master’s degree preferred

Time Type:

Your key responsibility will be to manage a team of professionals servicing sanctions insights for all TTS Business Lines throughout the world, identifying opportunities for optimizations and strengthen our data and BI protocols and influence the change! As a manager you will:

• Oversee and organize a team’s work and provide feedback and help people improve and grow

• Set goals and drive the overall roadmap for the Sanctions Optimizations stream

• Contribute to the Business Intelligence strategy and ensure the agenda is delivered

• Lead on reporting, analytics and data exploration that will provide insights and process optimization opportunities

• Prepare one-pagers, decks and power point presentations in a structured and concise way

• Translate complex analytics tasks into easily digestible information to guide data-based decisions with various stakeholders

• You will lead a stream focused on optimization of our screening process and outcomes, including:

• Conditional rules creation and monitoring (closely partnering with Compliance)

• Sanctions Policy Manager management (closely partnering with Payments Product, Operations and Compliance)

• Creating risk-balanced pattern optimization requests (low quality patterns) as well as exploring other opportunities towards data- and evidence-based proposals for optimizing the match dispositioning process

Qualifications:

• Strong leadership and decision-making abilities

• Minimum 2 years of experience in managing people

• Experience in sanctions match dispositioning (Match Verification Guidelines, Global Operating Standard for Sanctions Matches)

• Comfortable with Microsoft Office Suite, particularly Excel. Able to perform complex tasks involving datasets and statistics

• Fluent English spoken and written

• Knowledge of payments (SWIFT, MT structure) would be an asset

• Ability to work under time pressure and to solve problems

What we offer:

• Competitive salary connected with annual salary review and discretionary annual performance bonus
• Social benefits (private healthcare, award winning pension scheme, multisport, life insurance, holiday allowance, anniversary program, competitive maternity and paternity scheme)
• Hybrid model of work – from the office and from home
• Working in a friendly, dynamic, supportive and diverse environment – including multiple affinity and social networks & voluntary activities to engage with
• Structured onboarding process and extensive training offering (e.g. including Udemy, Degreed)
• Opportunity to have an influence on the way you perform your tasks - our teams are constantly looking for new and better ways and we encourage all improvement ideas
• Unlimited development opportunities within Citi global network
• Exposure to a wide range of internal stakeholders as well as to senior management

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

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Responsibilities:

• Conduct risk assessments and client credit analyses, review financial results and peer analyses and prepare financial projections
• Prepare green-light and transaction approval memos, conduct due diligence, build cash flow models and conduct sensitivity analyses
• Escalate credit concerns/updates to senior risk and business managers and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
• Assist with portfolio review preparation and conducting stress tests
• Build working relationships with various teams across the bank, including deal, coverage and product teams
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 2+ years of experience in credit risk analysis or corporate banking
• Experience in financial analysis, accounting and valuation
• Knowledge of accounting and corporate finance, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution
• Consistently demonstrate clear and concise written and verbal communication
• Proven ability to work with little direction and in a team
• Demonstrated accountability, self-motivation and business acumen

Education:

• Bachelor's degree/University degree or equivalent experience

• ROLE & RESPONSIBILITIES

  Business/ Department Objectives

  Enhance and improve the Risk policies using statistical techniques to optimize business growth and profits by minimizing the losses

  Core Responsibilities:

  • Support tactical and strategic Risk Analytics projects for Citi’s Retail Services Group in the US.
  • Independently manage development and implementation of effective risk management strategies that help mitigate credit losses
  • Apply innovative analytical techniques to customer and transaction data to build risk mitigation strategies and processes
  • Apply subject matter expertise to the prioritization and planning of projects in conjunction with risk management policies and strategies.
  • Must be able to effectively provide updates and communicate key initiatives to senior risk management.

  • Analyzing tests and performance using SAS and decision tree (CHAID/ CART)
  • Evaluating effectiveness of current policies and strategies

  Day-to-Day Responsibilities:

  • Must have capability to clearly develop and communicate analysis
  • A good understanding of Credit life cycle andCollections/Recoveries
  • Must have hands on expertise in developing and managing segmentation
  • Presentations to both technical and non-technical personnel are required to be made frequently as part of the job.
  • Ability to work efficiently in a matrix environment balancing between both business and functional interactions and priorities.

  Key Deliverables:

  • Provide insight into the data through MIS and deeper analytics
  • Summarize analytic reports into presentations and share analyses and reports with senior leadership

  QUALIFICATIONS

  Required

  Education

  :

  Bachelor’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, And Statistics

  Master’s degree in a quantitative discipline: Mathematics, Economics, Operations Research, Statistics is preferred

  Experience

  :

  2+ years of relevant experience

  Skills

  :

  Strong analytical skills in conducting sophisticate analysis using bureau/vendor data, customer performance data and marketing data to solve business problems. Good programming skills in advanced SAS and SQL in mainframe, UNIX and PC environments. Highly proficient in Excel/pivot tables and PowerPoint. Credit card industry experience especially in an analytics or policy role is preferred

  Others:

Time Type:

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Responsibilities:

• Work with the business and IT teams to build technical solutions, using variety of data sources and create vivid and impactful analytical dashboard.

• Design, build and enhance high-performance, data-intensive solution from all the way to data acquisition, rendering, visualization, and distribution.

• Build and enhance existing data quality process to ensure accuracy, timeliness and completeness of various dashboard and reports.

• Designs/analyzes complex reports to satisfy management requirements.

• Leads reengineering efforts in business's methodology, strategy, and organizational goals.

• Manages overall projects and contributes to identifying solutions for business reporting issues.

• Provides in-depth and sophisticated analysis with interpretive thinking to define problems and develop innovative solutions.

• Acts as advisor or coach to new or lower-level personnel in processes and procedures of the team. • Influences strategic functional decisions through advice, counsel or provided services that have direct impact on the business.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 9+ years of experience, Banking or Finance industry preferred

• Must have broad understanding of the business technology landscape, the ability to design reports, and strong analytical skills.

• Possesses a comprehensive understanding of how own area and others collectively integrate to contribute towards achieving business objectives.

• Excellent understanding of SQL, Python, Tableau or Power BI.

• Know how to read/write to database systems, such as SQL, NoSQL, Object Storage with ability to work with various data formats.

• Experience with the ETL processes and Task/Job Schedulers and ability to troubleshoot technical issues on your own.

• Must have good foundation on Data Science key concepts and various libraries.

• Adaptable, creative, resourceful, well organized team player with a strong work ethics.

• Communicates effectively, develops, and delivers multi-mode communications that convey a clear understanding of the unique needs of different audiences; able to drive consensus, and influence relationships at all levels.

• Effective collaborator, by being able to build relationship and partnership s with others to meet shared objective.

• Experience in managing and implementing successful projects.

• Proficient in the use of basic Microsoft applications (Word, Excel, PowerPoint).

•Bachelor's/Universitydegree or equivalent experience This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

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