דרושים Assistant Vice President Ia Us Personal Banking - Retail Mortgage ב-Citi Group ב-קנדה

Responsibilities:

• Manage a team of Internal Audit professionals, recruit staff, lead professional development, build effective teams and manage a budget
• Deliver audit reports, Internal Audit and Regulatory issue validation and business monitoring and governance committee reports
• Lead reviews for all types of reviews, including the most complex, and review and approve Business Monitoring Quarterly Summaries
• Participate in major business initiatives and pro-actively advise and assist the business on change initiatives
• Implement integrated auditing concepts and technology, and follow trends in the Audit field and adapt them for the Audit function
• Identify solutions for a variety of complex and unique control issues, utilizing complex judgement and sophisticated analytical thought
• Analyze report findings, and recommend interventions where needed, proposing creative and pragmatic solutions to risk and control issues
• Partner with Directors and Managing Directors to develop approaches for addressing broader corporate emerging issues
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

Qualifications:

• 10+ years of experience in a related role
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Demonstrated successful experience in business, functional and people management
• Proven ability to execute concurrently on a portfolio of high quality deliverables according to strict timetables
• Demonstrated ability to implement continuous improvement and innovation in audit tools and techniques
• Consistently demonstrates clear and concise written and verbal communication
• Demonstrated ability to remain unbiased in a diverse working environment
• Effective negotiation skills

Education:

• Bachelor’s degree/University degree or equivalent experience
• Master’s degree preferred

Knowledge of U.S. Bank Regulatory Reporting or U.S. Bank Regulatory Reporting preferred. Prior experience with US Regulatory Capital, Basel Advanced Systems, Risk Weighted Assets (RWA), Retail Credit Risk, Wholesale Credit Risk, Market Risk, Operational Risk, Securitization, or Counterparty Credit Risk preferred. Experience in audit preferred but not required if experienced in relevant subject matter.

Time Type:

Responsibilities:

• Consistently develop, execute and deliver audit reports in a timely manner, in accordance with Internal Audit and Regulatory standards
• Review and approve the Business Monitoring Quarterly summary and serve as lead reviewer for all reviews
• Collaborate with teams across the business and determine impact on overall control environment and audit approach
• Manage audit activities for a component of a product line, function, or legal entity at the regional or country level
• Leverage a comprehensive expertise to manage a team
• Advise the business on change initiatives, while advancing integrated auditing concepts and technology adoption
• Recommend interventions to issues, propose solutions for risk and control problems, partner with Directors and Managing Directors to develop approaches for broader corporate issues
• Apply in-depth understanding of Internal Audit standards, policies and regulations to a specific product or function area Qualifications.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years of relevant experience
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Effective comprehension of business side of audit function and subject matter expertise regarding technology application
• Effective verbal, written and negotiation skills
• Effective project management skills
• Effective influencing and relationship management skills
• Demonstrated ability to remain unbiased in a diverse working environment

Education:

• Bachelor's/University degree, Master's degree preferred

Time Type:

Responsibilities:

• Consistently develop, execute and deliver audit reports in a timely manner, in accordance with Internal Audit and Regulatory standards
• Review and approve the Business Monitoring Quarterly summary and serve as lead reviewer for all reviews
• Collaborate with teams across the business and determine impact on overall control environment and audit approach
• Manage audit activities for a component of a product line, function, or legal entity at the regional or country level
• Leverage a comprehensive expertise to manage a team
• Advise the business on change initiatives, while advancing integrated auditing concepts and technology adoption
• Recommend interventions to issues, propose solutions for risk and control problems, partner with Directors and Managing Directors to develop approaches for broader corporate issues
• Apply in-depth understanding of Internal Audit standards, policies and regulations to a specific product or function area Qualifications:
• 6-10 years of relevant experience related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Effective comprehension of business side of audit function and subject matter expertise regarding technology application
• Effective verbal, written and negotiation skills
• Effective project management skills
• Effective influencing and relationship management skills
• Demonstrated ability to remain unbiased in a diverse working environment
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years of relevant experience
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Effective comprehension of business side of audit function and subject matter expertise regarding technology application
• Effective verbal, written and negotiation skills
• Effective project management skills
• Effective influencing and relationship management skills
• Demonstrated ability to remain unbiased in a diverse working environment

Education:

• Bachelor's/Universitydegree, Master's degree preferred

Time Type:

Responsibilities:

• Consistently develop, execute and deliver audit reports in a timely manner, in accordance with Internal Audit and Regulatory standards
• Review and approve the Business Monitoring Quarterly summary and serve as lead reviewer for all reviews
• Collaborate with teams across the business and determine impact on overall control environment and audit approach
• Manage audit activities for a component of a product line, function, or legal entity at the regional or country level
• Leverage a comprehensive expertise to manage a team
• Advise the business on change initiatives, while advancing integrated auditing concepts and technology adoption
• Recommend interventions to issues, propose solutions for risk and control problems, partner with Directors and Managing Directors to develop approaches for broader corporate issues
• Apply in-depth understanding of Internal Audit standards, policies and regulations to a specific product or function area Qualifications.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications:

• 6-10 years of relevant experience
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred
• Effective comprehension of business side of audit function and subject matter expertise regarding technology application
• Effective verbal, written and negotiation skills
• Effective project management skills
• Effective influencing and relationship management skills
• Demonstrated ability to remain unbiased in a diverse working environment

Education:

• Bachelor's/University degree, Master's degree preferred

Time Type:

The Senior Audit Manager is a senior level position responsible for developing and executing a robust Audit Plan, in coordination with the Audit team. The overall objective of this role is to apply a comprehensive understanding of different Internal Audit (IA) standards, to direct complex audit activities for a component of the business at a regional or country level. This role focuses specifically on assessing Citi’s control environment supporting the spot capital and risk weighted assets (RWA) calculation and reporting requirements under the U.S. regulatory capital (Basel) rules (i.e., Regulation Q – 12 CFR 217 and 12 CFR Part 3).

Responsibilities:

• Manage end-to-end audit processes including the execution of substantive (conformance and transaction) testing and control (design and operation) testing activities to support an opinion on the effectiveness of the spot RWA reporting process and control environment.
• Oversee the tracking, review, and delivery of issues validation partnering with Management to ensure appropriateness and effectiveness of corrective action plans.
• Partner with Management and other audit teams to lead business monitoring activities including periodic updates to risk assessment scores.
• Analyze findings and escalate concerns in a timely manner, where needed.
• Implement integrated auditing concepts and technology and follow trends in the Audit field and adapt them for the Audit function.
• Participate in major business initiatives and pro-actively advise and assist the business on change initiatives.
• Partner with Directors and Managing Directors to develop approaches for addressing broader corporate emerging issues.
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency

Qualifications:

• 10+ years of experience in a related audit or related RWA and regulatory reporting role (e.g., FFIEC 101, FFIEC 102, FR Y-9C, FFIEC 031, Pillar III).
• Demonstrated success in business, functional and people management.
• Proven ability to execute concurrently on a portfolio of high-quality deliverables according to strict timetables.
• Demonstrated ability to implement continuous improvement and innovation in audit tools and techniques.
• Consistently demonstrates clear and concise written and verbal communication.
• Demonstrated ability to remain unbiased in a diverse working environment.
• Effective time management and negotiation skills

Education:

• Bachelor’s degree/University degree or equivalent experience.
• Master’s degree preferred.
• Related certifications (CPA, ACA, CFA, CIA, CISA or similar) preferred.

Time Type:

• Reviews and analyzes surveillance and trading activity data and assists with developing, maintaining, and performing surveillance reviews and reports as necessary.
• Identifies potential risks and escalates the issue to a designated supervisor/manager and the respective product coverage areas, as appropriate.
• Provides troubleshooting support on a wide variety of projects, including ad-hoc projects and regulatory exams directed by other organizations within the compliance and legal departments, to ensure they remaining compliant with regulatory and legal requirements.
• Monitors adherence to ICRM’s risk policies and relevant procedures and remains abreast of any changes to regulations and or policies to prevent risk and protect the organization.
• Assists with editing and maintaining ICRM program related materials and interacts with other areas within Citi in a collaborative manner to provide best-in-class surveillance support.
• Influences senior managerial decisions by advising, counseling, and contributing to team deliverables and projects that impact both the team and the business.
• Acts as a subject matter expert (SME) to senior stakeholders and/or other team members.
• Assumes both formal and informal leadership roles within team and assists in training and mentoring new team members upon their arrival.
• Assesses and mitigates risks to ensure that team projects and deliverables are uninterrupted, and that Citigroup’s reputation is safeguarded when business decisions are made.
• Appropriately assesses risk when business decisions are made, demonstrating particular consideration for the company's reputation and safeguarding Citi, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency
• Raise issues with IT on gaps identified as part of processing/interacting with Personal Trading team or employees
• Provide support to employees and LATAM Personal Trading team as required
• Participate in the execution of the Canada MCA program in accordance with applicable Citi policy documents.
• Conduct required MCA activities, conduct monitoring and document evidence of completion of activities and monitoring as per MCA requirement.
• Identifying potential risks for the Firm and escalating the matter to a designated manager and to the legal representative and the respective product coverage areas as appropriate.
• Generating reports, performing data analysis, and providing troubleshooting support on multiple projects. Supporting aspects of planning and executing projects to assist the Firm in complying with regulatory and legal requirements.
• Participating in ad-hoc requests, special projects and regulatory exams directed by other organizations within the compliance or legal departments.
• Other responsibilities include: overseeing the monitoring to adherence to ICRM’s Risk Policies and relevant procedures; preparing, editing and maintaining ICRM program related materials; Interacting and working with other areas within Citi, as necessary; and Keeping abreast of regulatory changes, new regulations and internal policy changes in order to further identify new key risk areas.
• Onboarding new Covered Persons and applicable Covered Accounts
• Reviewing Covered Persons’ personal trading account statements monthly to identify potential breaches of the PTIP
• Sending breach notifications to Covered Persons for policy breaches and provide breach notification statistics to HR monthly
• Conducting a quarterly reconciliation process to identify outstanding statements and following up with Covered Persons
• Conducting the annual PTOA attestation process and providing results to the Chief Country Compliance Officer and SVP, Private Bank and Employee Trading
• Providing ad hoc training to Covered Persons on the PTIP and ODBI
• Reviewing new Outside Business Activities and documenting the analysis performed including any required checks.
• Presenting new Outside Business Activities with a recommendation to the Chief Country Compliance Officer and SVP, Private Bank and Employee Trading
• Ensuring the MCA for PTOA is completed on a timely basis
• Streamlining the PTOA processes in Canada including moving statement reviews from hardcopy to electronic
• Providing KRI and information related to PTOA in Canada for various governance meetings (Board, BRCC)
• Collaborate with compliance counterparts to ensure where possible there is a consistent approach in resolving PTOA issue
• Assisting with regulatory inquiries and/or examinations. This may include coordination with regulators and other parties
• Other responsibilities include: Conduct daily Markets and Prudential monitoring and surveillance in the event of an absence in the ICRM Canada Markets team; reviewing CPB marketing material when necessary.
• Additional duties as assigned.

Qualifications:

• 5-8 years of experience
• Knowledge of Compliance laws, rules, regulations, risks and typologies
• A general understanding of securities trading and corresponding regulations with proven ability to prioritize and manage multiple responsibilities
• Excellent research and analytical skills
• Excellent written and verbal communication skills
• Must be a self-starter, flexible, innovative and adaptive
• Has the ability to operate with a limited level of direct supervision.
• Can exercise independence of judgement and autonomy.
• Acts as subject matter expert (SME) to senior stakeholders and/or other team members.
• Demonstrated interpersonal skills with the ability to work collaboratively and with people at all levels of the organization, as well as the ability to navigate a complex organization.
• Strong interpersonal skills with the ability to work collaboratively and with people at all levels of the organization
• Excellent project management and organizational skills and capability to handle multiple projects at one time
• Proficient in MS Office applications (Excel, Word, PowerPoint)
• Knowledge in area of focus
• Work collaboratively with regional and global partners in other functional units; ability to navigate a complex organization
• Adaptable to change and willing to work in a fast paced environment with a positive attitude

Education:

• Bachelor's/University degree or equivalent experience

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Time Type:

The Balance Sheet Management Sr. Analyst is a seasoned professional role. The Sr. Analyst is expected to apply in-depth disciplinary knowledge, contributing to the development of new methodologies (statistical models and tools), data processing, visualization and analysis tools and approaches, and the improvement of processes and workflows for the Balance Sheet Management function.

Key Responsibilities:

The Sr. Analyst will be responsible for end-to-end development of statistical models covering such asset classes as Deposits or Fixed Income Securities, or specific function such as Asset Allocation strategy. As part of those responsibilities, the Sr. Analyst would be expected to demonstrate analytical/statistical skills in the design, implementation, governance of models, strong communication skills in documenting and presenting their work, stakeholder management and interaction skills allowing the analyst to clearly and efficient understand requirements and develop a model or approach to meet those requirements. For non-statistical modeling projects / tasks, the Sr. Analyst would be required to integrates subject matter and industry expertise within a defined area. Demonstrate good analytical skills in order to filter, prioritize and validate potentially complex and dynamic material from multiple sources. Regularly assume informal leadership roles within teams.

The detailed responsibilities include:

• End-to-end development and governance and support of models in treasury/IRRBB space.
• End-to-End model development includes econometric forecasting models for key Balance sheet and income statement line items for capital and business planning purposes. This includes the calculation of Net Interest Income (“NII”), Non-Interest Revenue (“NIR”), Interest Rate Exposure (“IRE”), Economic Value Sensitivity (“EVS”), and other associated interest rate risk metrics.
• Applies analytical thinking and knowledge of statistics / modeling / data analysis tools and methodologies. Gives attention to detail when making judgments and analytical recommendations based on the analysis of information. Typically deals with variable issues with potentially broader business impact. Applies professional judgment when interpreting data and results.
• Model governance and support includes reviewing and timely submission of model documentations such as - Model development document (MDDs), Annual Model Review (AMRs), Ongoing Performance Assessment (OPAs), Model Change Addendum (MCAs), Limitation Record Change (LRCs) to Model Risk Management and other stakeholders.
• Develop and maintain a comprehensive modeling system that maintains consistent approach to data quality and modeling methods, audit, back test, tracking, annual validation which is critical in reducing the model operating risk.
• Must be able to present technical matters in a way that is meaningful to the audience and align with Model Risk Management on modeling and validation practices and have periodic check-ins with them.
• Ability to build key relationships with finance and business teams’ ability to influence people and empower team members to be proactive and focused on partnerships and results.
• Create a culture of accountability and strict quality control of the data integrity and modeling processes

Qualifications and other Requirements:

• 8 + years of relevant statistical modeling /econometrics experience in financial domain
• PG / Masters / PhD in quantitative discipline such as Statistics, Economics, Mathematics, or related discipline is preferred. Certifications such as FRM, CFA is a plus.
• Experience in developing econometric models and deep understanding of statistical techniques such as Linear Regression, Logistic Regression, Time Series, Panel Regression, Error Correction Models, Seemingly Unrelated regression and Cointegration and Machine Learning Techniques, etc.
• Working experience with Artificial Intelligence/Machine Learning techniques and packages (ChatGPT, Copilot) etc.
• Hands-on experience in programming and modeling using Python and related packages (GitHub, DataFlame) is must. Working knowledge of statistical packages like SAS/R is a plus.
• Experience with SQL and databases. Experience in excel VBA is plus.
• Domain knowledge and experience in PPNR, Fixed Income Securities, Mortgage Modeling, Deposit Modeling, Asset Liability Management, Interest Rate Risk, Capital Planning, etc. Broad understanding of financial products, accounting principles, investment, accrual products and corporate finance concepts
• Excellent presentation skills, ability to translate complex financial schedules into meaningful presentations is critical; demonstrated analytical skills including the ability to synthesize quantitative and qualitative data to draw conclusions and assist on decision making
• Ability to build key cross functional and cross business relationships.

Education:

• Bachelor’s degree in Finance and Business or related fields; advanced degree is a plus.

Time Type: