Sr Lead Product Manager Smart Wallet jobs at Paypal in United States, San Jose

Platforms for Payments, Financial Services and Agentic Commerce globally.In this role, you will lead global product teams that enable region-specific onboarding funnel, product adoption; drive engagement & retention through all merchant surfaces including web and native mobile apps; enable the creation and sharing of data and insights through reporting platforms; and drive workflow automation for merchants and developers through emerging Agentic experiences.You will shape the product roadmap and execution to balance innovation, platform scalability, and business growth while prioritizing merchant success and developer adoption. You will do this in collaboration with UX, Engineering, Analytics and Commercial cross-functional partners.

Essential Responsibilities:

• Establish a shared vision across the company for a portfolio of products, or platform products enabling development & scalability, with a deliberate and cohesive strategy.
• Leads product strategy development, and develops a clear, executable view of the product portfolio strategy with cross-functional stakeholders.
• Shapes the architectural roadmap and balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
• Champions the customer experience and prioritizes customer needs in product requirements and decision making.
• Defines and uses metrics that inform the success of products including usability studies, research and market analysis.
• Standardizes workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
• Responsible for product portfolio profitability, including budgetary decisions.
• Leads operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with senior leadership as needed.
• Maximizes efficiency in a constantly evolving environment where the process is fluid and creative solutions are the standard.

Expected Qualifications:

• 12+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
• 5 years of experience leading others

• Establish a shared vision across the company for merchant and developer experiences.
• Lead product strategy development and share the technical and product roadmap for merchant onboarding, servicing portals, reporting and developer experiences across all surface areas web and mobile including AI agents.
• Interface with senior leadership, key merchant partners, and developer ecosystem stakeholders to drive vision, strategy and execution forward.
• Lead, develop and mentor a global team of product managers focused on merchant experiences and developer platform products.
• Define and utilize metrics that inform success including merchant satisfaction scores, developer adoption rates and platform performance. Oversee A/B testing frameworks for merchant interfaces and developer tools.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $209,000 to $359,150

Our Benefits:

Any general requests for consideration of your skills, please

Essential Responsibilities:

• Makes technical decisions affecting multiple teams, crossing organizational boundaries
• Establishes conventions & processes to be followed by other employees
• Actions determine the utilization of company resources (people, money, assets) and affect the effectiveness of the company
• Handles multiple, multi-team initiatives simultaneously, using judgement to prioritize among more issues than can be handled individually.
• Understands evolving industry capabilities & practices and can judiciously apply up--to-date information for optimal results
• Competent at communicating technical issues with non-technical audiences
• Spreads their behavior, principles, and knowledge as a means of improving technical results of other employees (via many means – modeling behavior, 1:1s, working sessions, quality documentation)
• Partners with product management, to ideate solutions to business problems & goals

Expected Qualifications:

• Minimum of 12 years of relevant work experience and a Bachelor's degree or equivalent experience.

What will you do here?

• 12+ years of software engineering experience, including 5+ years in Data engineering
• Design and develop data products and platforms for PayPal
• Collaborate with the product team to define business requirements and architect large-scale data solutions
• Lead development of cloud-native ETL and data pipelines across batch and streaming use cases
• Contribute to experimentation, automation, and performance tuning of our analytics infrastructure
• Provide technical mentorship and elevate data engineering practices across the team
• Ensure adherence to data governance policies and best practices to maintain data quality, privacy, and compliance

What we absolutely need?

• Strong experience with cloud data platforms such as BigQuery, AWS Redshift, or Snowflake
• Hands-on experience building and scalable ETL and data pipelines that process large volumes of data
• Strong proficiency in SQL, including query optimization, data modeling, and schema design for performance and scalability
• Solid understanding of distributed systems and scalable architecture patterns
• Strong grasp of computer science fundamentals including algorithms and data structures
• Experience mentoring junior engineers and fostering a collaborative engineering culture
• A “You build it, you own it!” mindset

How can you knock our socks off?

• Hands-on experience building data platforms that support ML/AI use cases
• Proven success solving business problems using analytics and reporting systems
• Experience designing and operating production-grade pipelines using tools like Spark, Hive, or modern equivalents
• Demonstrated ownership of platform features — from ideation to deployment, scaling, and optimization

Education Qualification:

• BS/MS/PhD in Computer Science, Math, or a related field

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $169,500 to $291,500

Our Benefits:

Any general requests for consideration of your skills, please

This job drives product strategy in alignment with a shared vision, collaborating with cross-functional stakeholders. It includes planning and implementing an architectural roadmap that balances innovative design with regulatory requirements and customer needs. The position assesses customer experience and establishes data-gathering mechanisms to measure product success through usability studies and market analysis. Responsibilities also encompass overseeing product profitability, leading operational reviews, and partnering with various experts to maximize efficiency in a dynamic environment. This job is an individual contributor.

Essential Responsibilities:

• Drives product strategy with cross-functional stakeholders consistent with the shared vision for the product.
• Plans and implements the architectural roadmap that balances innovative design and technical implementation, while balancing regulatory requirements, time-to-market, meeting customer needs and product profitability.
• Assesses the customer experience and customer needs in product requirements and decision making.
• Sets up data gathering mechanisms relative to the metrics that inform the success of products including usability studies, research and market analysis.
• Leads workstreams to include analytics, customer discovery, market research and competitive analysis to drive data-driven decision-making.
• Oversees product profitability measures, including budget.
• Plans operational mechanisms that drive execution and accountability including Product Reviews, Operating Reviews, and Business Reviews. Interfaces with product leadership as needed.
• Partners with content strategists, data scientists, product designers and user experience researchers.
• Maximizes efficiency in a constantly evolving environment where the process is fluid and creative solutions are the standard.

Minimum Qualifications:

• Minimum of 12 years of relevant work experience and a Bachelor's degree or equivalent experience.

Product & Performance Initiatives

• Drive product initiatives that improve customer and merchant performance across adoption, engagement, and retention.
• Collaborate with peer product managers to ensure consistency and alignment across PayPal’s portfolio.
• Define product requirements that balance innovation, regulatory compliance, and customer trust.

Data-Driven Execution

• Establish experimentation and measurement practices that guide prioritization and accelerate learning.
• Partner with data science and product teams to build predictive models that address adoption, engagement, and performance health.
• Leverage analytics and research to uncover performance opportunities and guide investment decisions.

AI & Emerging Technology

• Champion AI/ML capabilities that improve scalability, cost efficiency, and product performance.
• Partner with engineering and product peers to operationalize emerging technologies into merchant and customer solutions.
• Explore innovative approaches to deliver differentiated experiences across multiple product areas

Cross-Functional Leadership

• Collaborate with engineering, design, data science, and peer product managers to deliver cohesive platform capabilities.
• Work with merchant, sales, and go-to-market teams to ensure PayPal delivers measurable improvements in merchant performance.
• Support operational reviews (product reviews, OKRs, portfolio planning) that create visibility and accountability across teams.

Experience

• 6-10 years in product management, product strategy, or performance-focused roles.
• Strong track record of launching products that deliver measurable adoption and business impact.
• Experience with AI/ML integration, experimentation design, and analytics-driven decision-making.
• Background in global or platform businesses, preferably in payments, fintech, or commerce ecosystems.

Skills & Competencies

• Ability to influence peers and stakeholders across product, engineering, design, and business teams.
• Data-driven mindset with strong analytical and problem-solving skills.
• Comfort operating in fast-paced, ambiguous environments with evolving priorities.
• Strategic thinking paired with strong execution discipline.

Education

• Bachelor’s degree in Computer Science, Business, Engineering, or related field required.
• Advanced degree (MBA/MS) preferred but not required.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $169,500 to $291,500

Any general requests for consideration of your skills, please

This job involves independent collaboration to enhance user experience processes, influencing quality and effectiveness. The designer determines appropriate actions for user experience challenges while overseeing team performance. Responsibilities include conducting user research, creating intuitive designs, and ensuring alignment with organizational goals, all while prioritizing user needs and preferences to deliver engaging and aesthetically pleasing experiences.

Essential Responsibilities:

• Perform product designs specialized in experience design knowledge and developed business expertise
• Lead projects and/or programs within the product function with moderate scope impacting function or sub-function
• Create customer experiences across digital and physical products within general parameters under broad supervision
• May act as a subject matter resource for entry level and developing colleagues

Expected Qualifications:

• 3+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

Job Description:

As a product manager for Marketing Technology, you will drive strategy, vision, roadmap and own the features of key marketing technologies that will be leveraged B2B & B2C, primarily focused on personalization & experimentation, bringing new thinking around leveraging touchpoints like In-App, Push Notifications, Web placements to deliver omni-channel & hyper personalized experiences. In this role, you will be accountable for product requirements and will be required to partner with marketing, architecture, engineering and critical enabling functions such as privacy, legal, analytics, data science and enterprise data teams to deliver solutions. You will leverage your knowledge of marketing and marketing technology capabilities to evangelize the art of the possible to key stakeholders across Marketing & Product.

Your Day to Day

• Lead discovery and requirements to establish product vision, success metrics, maturity roadmap, capability and features and translate them into actionable testing hypotheses and impactful personalization strategies.
• Develop, implement, analyze, and optimize A/B tests and personalization programs across app and web
• Lead the ideation, testing, and iteration of new personalization concepts designed to enhance engagement and deliver meaningful value to users
• Apply personalization strategies at key moments from onboarding to discovery, cross-sell and beyond – to create seamless, and rewarding experiences
• Represents customer passionately in trade-off decisions within domain. Helps simplify customer experiences by eliminating unnecessary features, customization and reducing technical debt
• Communicates easily from business, technical, customer perspectives and be responsible an inclusive product communication framework.
• Expert in information synthesis, simplify complex topics and present them to peers, stakeholders, management and executives in a concise manner.
• Collaborate with geo distributed teams of platform specialists, product management, operations and engineering.
• Responsible for product backlog grooming, partnering with cross-functional teams (marketing, privacy, legal, analytics, data science, program, architecture, engineering) to enable sprint planning.
• Proven experience in Agile best practices, documenting actionable EPIC’s, User Stories with Acceptance criteria and Definition of Done to translate business requirements into actionable work for engineering team
• Proactively identify and help remove obstacles by bringing structure and definition to ambiguous challenges leading to trade-off decisions that are trusted by cross-functional team.
• Encourage project team to take personal accountability for product quality. Actively mentors and develops others. Make difficult decisions with resolve by doing the right thing.

What do you need to bring

• Bring experimentation and personalization thinking for designing web & app experiments focused on A/B testing, focused on iterative improvements of content placements and delivering contextual experiences, ensuring that changes lead to measurable improvements
• Marketing Technology domain experience. Understanding of capabilities, features and platforms related to B2B & B2C omni-channel engagement.
• Experience delivering personalization experiences using Adobe Experience Platform, Adobe Target, Journey Optimizer, Real-Time CDP and measuring results through Adobe Customer Journey Analytics
• Bring expertise in delivering content placements through Adobe Web and Mobile SDK
• Minimum of 5+ years of experience executing tactics to drive backlog prioritization with cross-functional stakeholders
• Own a complex or strategic product within the Marketing Technology domain developing a product strategy and leading project execution.
• Inspire key stakeholders and peers to optimize existing and create new products that add value, are usable and result in material impact for the end users of the product.
• Be an evangelist and drive innovation by identifying new opportunities based on competitive research, technology trends, SaaS platform roadmaps and best practices.
• Proficiency with vetting business benefit and driving custom product design to automate execution and compliance guardrails.
• Excellent verbal and written communication and presentation skills.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Our Benefits:

Any general requests for consideration of your skills, please

This job delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC). It involves advising management on project-level issues, guiding junior engineers, operating with little supervision, and applying knowledge of technical best practices.

Essential Responsibilities:

• Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
• Advises immediate management on project-level issues
• Guides junior engineers
• Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
• Applies knowledge of technical best practices in making decisions

Expected Qualifications:

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• Delivers complete solutions spanning all phases of the Software Development Lifecycle (SDLC) (design, implementation, testing, delivery and operations), based on definitions from more senior roles.
• Advises immediate management on project-level issues
• Guides junior engineers
• Operates with little day-to-day supervision, making technical decisions based on knowledge of internal conventions and industry best practices
• Applies knowledge of technical best practices in making decisions

• Minimum of 5 years of relevant work experience and a Bachelor's degree or equivalent experience.

• Demonstrate a customer centric mindset as part of day-day work.
• Ensure that the design and implementation adheres to defined specs and processes.
• Own end-to-end quality of deliverables during all phases of the software development lifecycle.
• Understand technical designs by working within PayPal’s cross-functional technology team.
• Collaborate with core platform and infrastructure teams to satisfy the infrastructure needs for payments solutions.
• Collaborate between business, product and technology in the process of understanding the requirement and coming up with implementation options
• Ability to function effectively in a fast paced environment and manage continuously changing business needs

• Strong programming skills and expertise in Java/J2EE, Spring and Hibernate
• Exposure to one or more server side scripting technologies.
• Experience with REST API’s, Web Services, Unit Testing and build tools.
• Good understanding and hands on experience with cloud databases such as DynamoDB, Spanner etc..
• Strong understanding of web-based programming languages
• Rich object-oriented design and analysis skills
• Experience with large-scale, high-performance systems.
• Experience with cloud platforms (AWS, GCP, Azure).
• Experience working with AI tools for development activities.

• Be a quick learner undaunted by complex systems.
• Take risks and thrive in an environment of constant change.
• Contributed to building the complete life cycle of transaction processing preferably in payments domain.
• Exposure and participation in tech events, hackathons, contributions to open source, authoring of blogs and active participation in online tech forums is a plus.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $123,500 to $212,850

Any general requests for consideration of your skills, please

As a Program Manager, Technical Programs you will be responsible for leading and coordinating complex technical programs and projects across PayPal, aligned to key organizational objectives. You will provide thought leadership and guidance to project teams and stakeholders, ensuring successful delivery of impactful initiatives. This role is a primary contributor within the PMO, responsible for driving best practices in program management and fostering a culture of collaboration and continuous improvement.

Essential Responsibilities:

• Scope: The project & program responsibilities are focused on the delivery of a product or computer-based system from design to release for customers.
• Develop and manage program plans, including timelines, milestones, deliverables, and procurement activities.
• Coordinate activities across multiple projects to ensure alignment with program objectives.
• Monitor program performance and implement corrective actions as needed.
• Communicate program status to stakeholders and executive leadership.
• Manage program budgets and financials.
• Facilitate cross-functional collaboration and resolve conflicts.
• Ensure adherence to engineering standards and best practices.

Expected Qualifications:

• Minimum of 8 years of relevant work experience and a Bachelor's degree or equivalent experience.
• Proven track record of managing complex programs within an engineering environment.

Your Day to Day

In your day to day role you will...

• Drive accountability for technical program plans, milestones, and deliverables, escalating issues to leadership as needed.
• Engage the right technical and business stakeholders to ensure program plans address all system, process, people, and external requirements.
• Champion change management processes and maintain comprehensive program documentation.
• Manage highly visible and sensitive technical projects with the utmost integrity and discretion.
• Analyze data to identify trends, risks, and opportunities for program improvement.

What You Need To Bring

• Demonstrated ability to build strong relationships with technical teams and business partners, influence behaviors, and foster team growth.
• Comfort operating in a fast-paced, ambiguous environment, with strong analytical, problem-solving, and creative thinking skills.
• Extensive experience managing large, complex technical projects, with a proven track record of meeting deadlines amidst competing priorities.
• Excellent communication, interpersonal, and negotiation skills to build trusted partnerships across technical and business teams.
• Deep understanding of software development methodologies (Agile, Waterfall, etc.) and project management frameworks.
• Experience with program management tools and techniques (e.g., Jira, Confluence, Smartsheet, etc.)
• Strong understanding of PayPal's technology landscape and business priorities is a plus.

Travel Percent:

The total compensation for this practice may include an annual performance bonus (or other incentive compensation, as applicable), equity, and medical, dental, vision, and other benefits. For more information, visit .

The US national annual pay range for this role is $137,500 to $236,500

Our Benefits:

Any general requests for consideration of your skills, please